AAdvantage® Aviator® Red World Elite Mastercard® Review: Mid-Tier Card With American Airlines Perks

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Updated: September 18, 2024

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The AAdvantage® Aviator® Red World Elite Mastercard® is a strong contender if you like to fly with American Airlines. It offers elevated rewards, an annual companion certificate and a generous 60,000-mile sign-up bonus. While the $99 annual fee and limited non-travel redemption options are drawbacks, this basic travel card can still be a valuable choice for many travelers.

AAdvantage® Aviator® Red World Elite Mastercard®
Credit Card logo for AAdvantage® Aviator® Red World Elite Mastercard®
MoneyGeek Rating
4.8/ of 5

Rewards Earning
Earn 1X–2X AAdvantage miles
Regular APR
21.24%–29.99% variable
Annual Fee
$99
Recommended Credit
670–850 (Good to Excellent)

AAdvantage® Aviator® Red World Elite Mastercard Detailed Review

The AAdvantage® Aviator® Red World Elite Mastercard® is a compelling mid-tier choice among American Airlines' co-branded cards. While it has the lowest annual fee of the American Airlines cards, what sets it apart is its unique sign-up bonus, which allows you to earn 60,000 AAdvantage® miles after making your first purchase.

When it comes to earning potential, the card rewards you with 2X miles on eligible American Airlines purchases. You also get access to an annual companion certificate after spending $20,000 and renewing the card, a perk that can save you hundreds on domestic travel. The certificate allows a companion to fly with you on a domestic itinerary for just $99 plus taxes and fees. While the card carries a $99 annual fee, its suite of perks can easily justify the cost.

AAdvantage® Program Points Earning and Redemption

The AAdvantage® Aviator® Red World Elite Mastercard is a strong choice for frequent American Airlines travelers, offering 2X AAdvantage miles on eligible American Airlines purchases and 1X on everything else. Notably, your credit card purchases also contribute to earning Loyalty Points toward AAdvantage elite status, giving you an edge in climbing the ranks. This airline card is a powerhouse for earning miles, not just on American Airlines flights but across the entire AAdvantage network.

The AAdvantage® Aviator® Red World Elite Mastercard offers a straightforward rewards program that benefits frequent American Airlines travelers. You can earn miles on your purchases and enjoy travel perks that enhance your flying experience. Considering that AAdvantage miles are valued at around 1.5 to 1.7 cents each, this card offers substantial value for frequent travelers.

You’ll earn 2X AAdvantage® miles on American Airlines purchases and 1X on everything else, with each mile worth about a penny. Plus, every mile earns you 1 Loyalty Point, which helps you move toward elite status for perks like free upgrades.

Redemption Options

Redeeming miles for flights with American Airlines and its Oneworld partners is doable, though using miles with partners can be a bit more complicated. Your miles expire after 18 months of no activity, so keeping your card active is important. The best way to use your miles is on flights, as that’s where you’ll get the most value compared to other redemption options like gift cards or merchandise.

Benefits and Perks

The AAdvantage® Aviator® Red World Elite Mastercard is a travel credit card packed with perks designed for the savvy traveler who values convenience and rewards. From earning elite status faster to enjoying inflight savings and international ease, this card holds a lot of promise and perks worth looking into.

Travel Convenience

The AAdvantage® Aviator® Red World Elite Mastercard offers key perks for frequent American Airlines flyers, like a complimentary checked bag and preferred boarding for you and up to four companions. These benefits not only save money but also ensure you get on board early, securing space for your carry-on and making your travel smoother.

Annual Companion Certificate

Hit $20,000 in annual spending, and you'll unlock an annual companion certificate, letting you bring a guest along for just $99 plus taxes — a fantastic perk for those who often travel with others.

Inflight Savings

Enjoy the little luxuries with a $25 statement credit each year for inflight Wi-Fi, plus 25% off food and beverages onboard. These savings add up, making your flights more enjoyable and budget-friendly.

Earning Elite Status

Every mile earned with this card counts as one Loyalty Point, pushing you closer to AAdvantage elite status. Pairing this card with others in the AAdvantage lineup can supercharge your miles and help you reach elite status even faster.

Drawbacks and Considerations

While the AAdvantage® Aviator® Red World Elite Mastercard® brings attractive perks to the table, it’s worthwhile to consider the potential drawbacks.

Annual Fee

The $99 annual fee could be a stumbling block if you don't fly American Airlines frequently enough to justify the cost. For occasional travelers, the fee might overshadow the card's benefits.

Limited Rewards Categories

With 2X miles on American Airlines purchases and just 1X on everything else, the earning potential is limited. If you spend heavily on non-airline categories, a more versatile card like the Citi® / AAdvantage® Platinum Select® might be a better fit.

Limited Redemption Options and Expiring Miles

Redemption options outside of airlines are limited, and miles expire after 24 months of inactivity, adding pressure to use the card or risk losing your rewards consistently.

How the AAdvantage® Aviator® Red World Elite Mastercard® Compares

The AAdvantage® Aviator® Red World Elite Mastercard® strikes a sweet spot between rewards and fees. With a $99 annual fee, it offers 2X miles on American Airlines purchases — making it a solid mid-tier choice. The AAdvantage® Aviator® World Elite Blue Mastercard®, with its lower $49 annual fee, earns 1X miles on all purchases. The AAdvantage® Aviator® World Elite Silver Mastercard®, while offering better rewards and a higher 75,000-mile bonus, comes with a $195 fee and requires more spending to unlock the bonus. If you’re seeking a balance of solid perks without a hefty cost, the Red World Elite Mastercard® is a smart pick.

We compare these cards side-by-side below:

Features
AAdvantage® Aviator® Red World Elite Mastercard®
AAdvantage® Aviator® World Elite Silver Mastercard®
AAdvantage® Aviator® World Elite Blue Mastercard®

Annual Fee

$99

$195

$49

Sign-up Bonus

60,000 miles after first purchase

75,000 miles with spending requirement

N/A

Miles on American Airlines Purchases

2X miles

3X miles

2X miles

Miles on Other Spending

1X mile

2X miles on hotels and rental cars, 1X miles on others

1X mile

Anniversary Bonus

Companion certificate after spending $20,000

Companion certificate, $99 companion fare

N/A

Cards to Pair With the AAdvantage® Aviator® Red World Elite Mastercard

Consider pairing your travel credit card with another cash back card so you can get the most out of your spending with a bit of financial strategy.

The AAdvantage® Aviator® Red World Elite Mastercard® can be paired with another card like the Blue Cash Everyday® Card from American Express. The Aviator Red excels in earning miles on American Airlines purchases and offers travel perks like priority boarding and a free checked bag. However, it lacks strong rewards for everyday spending categories.

Meanwhile, the Blue Cash Everyday Card complements this by offering 3% cash back on U.S. supermarkets, online retail purchases and gas stations up to $6,000 annually. If you want to maximize rewards on both travel and everyday expenses, this pairing is a well-rounded strategy for frequent travelers to consider.

Is the AAdvantage® Aviator® Red Mastercard® Worth It?

The AAdvantage® Aviator® Red World Elite Mastercard is worth it for American Airlines travelers looking for status-earning opportunities while maximizing the mid-tier perks that go with the card, like priority boarding, a free checked bag and no foreign transaction fees. The $99 annual fee can be easily offset by the valuable 60,000-mile sign-up bonus and travel benefits, making it a practical choice for regular domestic and international fliers.

Full Card Details

Feature
Details

Card Uses

Airline, General Travel

Annual Fee

$99

Introductory Offer

Earn 60,000 AAdvantage® bonus miles after making your first purchase and paying the $99 annual fee in full, both within the first 90 days

Introductory APRs

None

Rewards

  • Earn 2X AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
  • Earn 1X AAdvantage® miles for every $1 spent on all other purchases.

How We Evaluated the AAdvantage® Aviator® Red World Elite Mastercard

We evaluated the AAdvantage® Aviator® Red World Elite Mastercard® by reviewing 44 cards in total. Our assessment focused on several key features, weighted as follows:

  • Expected Value for Travelers(40%): Measures the expected monetary value of rewards and perks minus the annual fees for a frequent traveler.
  • Airline Scope (20%): Rates the airline's number of destinations and geographic reach, with a higher score meaning broader travel options.
  • Offer ROI (15%): Assesses the return on investment from the card's introductory offer, including bonuses and promotions.
  • Traveler Airline Rewards (10%): Measures the earning rate of rewards specifically for airline travel, making it essential for frequent flyers.
  • Issuer Satisfaction (5%): Based on J.D. Power's issuer satisfaction study, reflecting customer satisfaction with the card issuer.
  • Recommended Credit (5%): Reflects the credit score needed to qualify for the card, with a higher rating indicating a more accessible credit requirement.
  • Penalties (5%): Indicates the presence of penalty rates and fees, such as late payment fees or penalty APRs, with a higher rating meaning fewer penalties.

FAQ

MoneyGeek answers some of your most commonly asked questions about the AAdvantage® Aviator® Red World Elite Mastercard.

Who qualifies for the AAdvantage® Aviator® Red World Elite Mastercard?

To qualify for the Red World Elite Mastercard, you generally need a good to excellent credit score, typically 700 or higher. Issuers may also consider factors like your income, debt-to-income ratio and overall financial profile when determining eligibility.

Does the AAdvantage® Aviator® Red World Elite Mastercard have lounge access?

The AAdvantage® Aviator® Red World Elite Mastercard® does not include complimentary lounge access. However, you can use your AAdvantage miles to purchase an Admirals Club membership separately.

How does the AAdvantage® Aviator® Red World Elite Mastercard® compare to other Barclay cards?

The AAdvantage® Aviator® Red World Elite Mastercard offers unique travel perks and rewards for American Airlines loyalists. Compare it to other Barclay cards to see how it stacks up.

About Doug Milnes, CFA


Doug Milnes, CFA headshot

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.


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