Chase Ultimate Rewards Points Transfer Partners

Chase's travel rewards program, known as Chase Ultimate Rewards, allows cardholders to accumulate points on their spending. A standout attribute of this initiative is the ability to leverage these points with Chase transfer partners, which include a range of airline and hotel loyalty programs. With Chase travel partners, points can be transferred at a 1:1 ratio, all without any transfer fees. This method frequently offers a greater return on value compared to directly redeeming them through the Chase travel portal.

A few of the 14 travel partners you may transfer your Ultimate Rewards points to include British Airways Executive Club, Emirates Skywards, Virgin Atlantic Flying Club and Marriott Bonvoy.

To take advantage of these transfer opportunities, you typically need to have one of Chase's premium Ultimate Rewards cards. Some no-annual-fee cards earn Ultimate Rewards points, but you can't directly transfer those points to partners unless you also have one of the premium cards. If you do have both, you can combine your points onto the premium card and then transfer to partners.

Chase credit cards associated with the Ultimate Rewards program allow you to leverage Chase transfer partners by converting your points to the bank's travel partners. While these cards carry annual fees, they offer significant value, especially for frequent travelers.

To maximize your earning potential and if you're comfortable managing multiple cards, you may want to consider setting up a Chase trifecta. This strategy involves holding three Chase cards that offer higher reward rates based on different spending categories. Additionally, with the flexibility Chase provides, you can incorporate a cash back card into your portfolio. This is because Chase enables you to merge your cash back with points from other eligible Chase cards, further enhancing the benefits of having multiple travel partners.

While Chase markets some of its products as cash back cards, they're essentially part of the Ultimate Rewards program and earn reward points. Only, they offer fewer redemption options. You may move your reward points between different Chase cards you have for free. You may then transfer the points to any of the Ultimate Rewards transfer partners.

By transferring your points from one Chase card to another, you also have the ability to increase their value. For instance, while the value of one point you earn by using either of the Chase Freedom cards is 1 cent, transferring your points from these cards to the Sapphire Reserve card ups their value to around 1.5 cents per point when booking travel or using the Pay Yourself Back feature.

While Chase allows you to make travel bookings through its Ultimate Rewards platform, you may get better value if you transfer them to a Chase Ultimate Rewards partner. Whether you transfer your points to an airline or a hotel partner, you get a 1:1 ratio. This means 1,000 Ultimate Reward points convert to 1,000 airline miles or hotel points.

Cardholders can choose from 11 airline frequent flyer programs and three hotel reward programs. Transferring is relatively easy through the Ultimate Rewards platform.

Chase Ultimate Rewards faces stiff competition from reward programs of other card issuers such as Capital One, Amex and Citi. But it manages to hold its own by ensuring its points are of good value and giving cardholders considerable freedom in how they use their points. Providing significant spend-based welcome bonuses through some of its cards also benefits them.

Chase’s airline partners include local as well as international airlines. Some of these are also part of popular airline alliances. That gives you the ability to use your points with even more airlines.

• Aer Lingus AerClub. Transferring your points to AerClub might work well if you travel to Ireland. Its award chart categorizes travel based on peak or off-peak redemptions and zones.
• Air Canada Aeroplan. If your travels take you to Canada, Air Canada's Aeroplan might be the way to go. Even if Canada is not on your travel itinerary, you might benefit from it being a part of the Star Alliance.
• Emirates Skywards. Emirates is ideal if you wish to travel to the United Arab Emirates. In addition, while this program is not a part of any alliance, it is partnered with most airlines serving different countries.
• Air France-KLM Flying Blue. Flying Blue offers up to 50% off on reward tickets across specific routes. It is Chase's only airline partner from the SkyTeam alliance, which has 19 other member airlines.
• Iberia Plus. Spain-based Iberia consistently offers affordable economy fares for transatlantic flights. It is part of the Oneworld alliance.
• JetBlue TrueBlue. This low-cost American airline also has a presence in Latin America and the Caribbean. In addition, it partners with over nine other airlines.
• Singapore Airlines KrisFlyer. KrisFlyer award tickets come in the form of Advantage and Saver. While the former's cost more, they are easier to come across. Singapore Airlines is a member of the Star Alliance.
• Virgin Atlantic Flying Club. Virgin Atlantic's reward flights from the U.S. to Europe can turn out to be good deals, but you need to account for the high fees and taxes you might need to pay. It partners with over 20 other airlines.

Transferring your Chase reward points to a hotel partner might work well for you if you prefer to use any of the brands over others.

The value of your Ultimate Rewards points depends on the card you use and how you choose to redeem them. If you wish to get cash back, each point is valued at one cent. If you use your points to make travel bookings through the Ultimate Rewards platform, their worth typically varies from one cent to 1.5 cents per point. The benefit of transferring points to Chase travel partners is that you get even more value for your points. However, this is not necessarily always the case.

Using your Chase Ultimate Rewards points with its transfer partners requires that you transfer them to the partner in question first. For example, if you wish to use your Ultimate Rewards points with the British Airways Executive Club, you'll need to get online and carry out a points transfer first.

Remember that your points' value doesn't always increase when you transfer them to a travel partner. Sometimes, you might get better value by using your points through the Ultimate Rewards platform instead of an airline or hotel rewards program. For example, if you have a Sapphire Reserve Card and wish to fly with JetBlue, you may get better value for your points through the Ultimate Rewards platform than through the JetBlue TrueBlue program.

It's also important to note that the value of your points may vary based on the routes, dates and class you wish to fly. Once you decide to transfer your Ultimate Reward points to a Chase travel partner, you need to follow a relatively straightforward process.

Now that you know how to transfer Chase reward points to its travel partners, determine if doing so might be in your best interest. If you wish to get a new Chase credit card to increase your reward-earning potential, pay attention to reward rates, welcome bonuses and annual fees. You should also learn how to make the most of your points before redeeming them.

Understanding the answers to other commonly asked questions about Chase rewards transfer partners will help you determine how best to use your points.

Always check Chase's official documentation or customer service for the most current and accurate information.