Transferring your existing credit card balance to another credit card is an easy process. You can initiate it over the phone or online, and it usually takes two days to six weeks to complete. Be sure to read your card’s details, including balance transfer fees, transfer limits and timing of transfers since these policies differ per card issuer.
If you're in the market for a balance transfer card, opt for one that offers a low or zero percent introductory APR, provides an extended introductory duration and has eligibility criteria that align with your credit rating to maximize the advantages of transferring your balance.