Initiating a balance transfer with U.S. Bank is simple. You can do it online, and it’s usually completed within 14 days.
U.S. Bank is one of the few issuers that offers a card with a 0% introductory APR on balance transfers for 21 months, one of the longest no-interest periods on the market. The extended 0% intro APR period is ideal for consolidating debt while avoiding interest charges.