Alaska Airlines Visa Signature® credit card
vs. Delta SkyMiles® Blue American Express Card

Shield Insurance

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The Alaska Airlines Visa Signature® credit card is the better choice if you’re indifferent between Alaska Airlines and Delta. It offers 3X miles on Alaska Airlines purchases, a generous sign-up bonus with a Companion Fare and no foreign transaction fees. However, the Delta SkyMiles® Blue American Express Card remains a solid option, with no annual fee and 2X miles on Delta purchases and dining.

Credit Card logo for Alaska Airlines Visa Signature® credit card
Alaska Airlines Visa Signature® credit card
Credit Card logo for Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card
MoneyGeek Rating
4.8/ of 5
MoneyGeek Rating
4.2/ of 5
On Issuer's Site
On Issuer's Site

Who Alaska Airlines Signature Is Best For

The Alaska Airlines Signature is better for frequent Alaska Airlines travelers who can take advantage of its 3X miles on Alaska Airlines purchases and the annual Companion Fare. This card offers perks like free checked bags and no foreign transaction fees. However, the $95 annual fee and limited rewards on non-Alaska purchases may not be justified if you don't frequently fly with Alaska Airlines.

Who Delta SkyMiles Blue Is Best For

The Delta SkyMiles Blue is better for travelers who frequently fly with Delta and want to earn rewards without paying an annual fee. It offers 2X miles on Delta purchases and dining, making it a good fit for those who dine out often. However, it might not be the best choice for those who don't fly Delta regularly, as the rewards are more limited outside Delta-related spending.

Head-to-Head Comparison: Card Details and Features

Point-by-point comparisons help you see how each card compares in areas like APRs, fees and rewards. Although both cards offer airline rewards, the Delta SkyMiles Blue is better for dining rewards with 2X miles at restaurants.

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    Regular APR: Delta SkyMiles Blue

    The Delta SkyMiles Blue card is better for regular APR, offering a slightly lower starting rate of 20.49% than Alaska Airlines Signature's 20.74%. Both cards have similar upper limits, but the Delta card's lower starting rate gives it an edge.

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    Annual Fee: Delta SkyMiles Blue

    Delta SkyMiles Blue is better for annual fees, as it has no annual fee compared to Alaska Airlines Signature's $95 fee. This makes Delta SkyMiles Blue more attractive for budget-conscious travelers.

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    Introductory 0% APRs: Tie

    Neither the Alaska Airlines Signature nor the Delta SkyMiles Blue card offers an introductory 0% APR on purchases or balance transfers, making this feature a non-factor in choosing between them.

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    Rewards: Alaska Airlines Signature

    Alaska Airlines Signature is better for rewards, offering 3X miles on Alaska Airlines purchases and 2X on gas, EV charging, cable, streaming and transit. Delta SkyMiles Blue provides 2X miles on Delta purchases and dining, including takeout and delivery.

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    Welcome Offers: Alaska Airlines Signature

    Alaska Airlines Signature is better for welcome offers, providing 60,000 bonus miles and a companion fare after spending $3,000 in 90 days. Delta SkyMiles Blue offers 10,000 miles after spending $1,000 in six months.

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    Recommended Credit Score: Tie

    Both Alaska Airlines Signature and Delta SkyMiles Blue require a recommended credit score of 670 to 850, making them equally accessible for individuals with good to excellent credit.

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    Penalties and Fees: Tie

    Both cards are similar in penalties and fees. They charge up to $40 for late payments and have a penalty APR around 29.99%. Alaska Airlines Signature charges a 4% cash advance fee, while Delta SkyMiles Blue charges $10 or 5%, whichever is greater. Neither card has foreign transaction fees.

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    Issuer Satisfaction: Delta SkyMiles Blue

    The Delta SkyMiles Blue card is better for issuer satisfaction, with American Express scoring higher than Bank of America. This reflects a stronger customer service reputation and overall satisfaction.

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    Card Benefits: Alaska Airlines Signature

    Alaska Airlines Signature is better for card benefits, offering perks like a companion fare and free checked bags valued at $978.6. Delta SkyMiles Blue offers Pay with Miles and ShopRunner membership, valued at $154.8.

Rewards Comparison

The Alaska Airlines Signature and Delta SkyMiles Blue cards offer similar unit values for their miles, each valued at approximately 1.4 cents. However, the Alaska Airlines Signature card may provide better rewards value for those who frequently purchase gas or use streaming services, as it offers 2 miles per dollar in these categories.

For those who dine out often, the Delta SkyMiles Blue card could be more rewarding. It offers 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S., making it appealing for everyday dining expenses.

The table below details the bonus categories for each card, allowing you to compare their reward structures easily.

Category
Alaska Airlines Signature
Delta SkyMiles Blue

Alaska Airlines Purchases

3X miles

1X miles

Delta Purchases

1X miles

2X miles

Dining

1X miles

2X miles

Gas

2X miles

1X miles

EV Charging

2X miles

1X miles

Internet & Cable

2X miles

1X miles

Streaming Services

2X miles

1X miles

Transit

2X miles

1X miles

All Other Purchases

1X miles

1X miles

Redeeming Rewards

Both the Alaska Airlines Signature and Delta SkyMiles Blue cards offer miles that never expire, providing flexibility in planning future travel. Alaska Airlines miles can be redeemed for flights with Alaska and oneworld Alliance members. Delta SkyMiles offers broader redemption options, including partial flight payments through Pay With Miles.

Card Benefits Comparison

The Alaska Airlines Signature card offers superior benefits with its Companion Fare and free checked bags, making it more valuable for travelers flying with Alaska Airlines. The Delta SkyMiles Blue card provides car rental insurance and Pay with Miles, appealing to those who value flexibility and travel convenience. Both cards offer 20% back on inflight purchases, but Alaska's priority boarding and Delta's event access differentiate their offerings.

Alaska Airlines Signature Perks

Travel Perks

  • Free checked bag for you and up to six guests on the same booking
  • Priority boarding for quicker seat access

Credits & Discounts

  • 20% back on all Alaska Airlines inflight purchases
  • $100 off an annual Alaska Lounge+ Membership

All Other Perks

  • Buy one, get one flight offer with 50,000 bonus miles after spending $3,000 in the first 90 days
  • Annual companion fare for $99 plus taxes and fees

Delta SkyMiles Blue Perks

Travel Perks

  • Secondary coverage for damage or theft of rental cars

Credits & Discounts

  • Small discount on in-flight purchases, which all cardholders may not frequently use
  • Flexibility in redeeming miles for flight discounts, but its value depends on the frequency of Delta flights booked

All Other Perks

  • Access to exclusive events
  • Free shipping benefits

FAQ: Alaska Airlines Signature vs. Delta SkyMiles Blue

What are the annual fees for each card?
How do the rewards programs differ between the two cards?
Which card offers better travel perks?
What credit score is needed for each card?
Are there any foreign transaction fees?

Methodology

MoneyGeek's scoring process evaluates each card based on multiple use cases, ensuring the scores reflect the cards' strengths. In this comparison, the scores shown represent the best performance of each card in the "Airline" category. Several factors determine this score:

  • Expected value for travelers: Measures the monetary value of rewards and perks minus the annual fees for frequent travelers.
  • Airline scope: Rates the number of destinations the airline flies to, which helps inform the breadth of travel options for the airline program.
  • Introductory offer ROI value: Assesses the return on investment (ROI) from the card's sign-up bonus.
  • Airline rewards rate for travelers: Evaluates the rewards earned on airline expenditures for frequent travelers.
  • Issuer satisfaction: Based on customer satisfaction ratings from studies like J.D. Power.
  • Foreign transaction fees: Rates the card's fees for international transactions.
  • Recommended credit: Indicates the credit score range required for approval.

For more details on our scoring process, review our ranking methodology.

About Doug Milnes, CFA


Doug Milnes, CFA headshot

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.


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