The Alaska Airlines Visa Signature® credit card is the better choice if you’re indifferent between Alaska Airlines and Delta. It offers 3X miles on Alaska Airlines purchases, a generous sign-up bonus with a Companion Fare and no foreign transaction fees. However, the Delta SkyMiles® Blue American Express Card remains a solid option, with no annual fee and 2X miles on Delta purchases and dining.
Alaska Airlines Visa Signature® credit card
vs. Delta SkyMiles® Blue American Express Card
Choose the Alaska Airlines Signature card for 3X miles and a generous sign-up bonus or the no-annual-fee Delta SkyMiles Blue for 2X miles on Delta and dining.
Updated: October 28, 2024
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- Regular APR20.74%–28.74% variable20.24%-29.24% variableAnnual Fee$95$0Recommended Credit670–850 (good to excellent)670–850 (Good to Excellent)Rewards SummaryEarn 1 mile–3 milesEarn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including rideshare) purchases. Earn unlimited 1 mile per $1 spent on all other purchases.Earn 1X–2X milesEarn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Earn 2X Miles per dollar spent on Delta purchases. Earn 1X Mile on all other eligible purchases.Sign-Up Bonus60,000 bonus miles plus Alaska's Famous Companion Fare™Earn 60,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.Earn 10,000 milesEarn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.Balance Transfer Fee4% of the amount of each transaction-Foreign Transaction FeeNoneNonePenalty APRUp to 29.99%29.99%Not sure?
The Alaska Airlines Signature card is better for frequent Alaska Airlines travelers, offering 3X miles on purchases and a generous sign-up bonus with a Companion Fare. However, it has a $95 annual fee.
With no annual fee, the Delta SkyMiles Blue card is better for those who prefer Delta and want 2X miles on Delta and dining purchases. Both cards have no foreign transaction fees, making them suitable for international travel.
- Alaska Airlines Visa Signature® credit cardDelta SkyMiles® Blue American Express CardIssuer Satisfaction Rating:4.5/ of 5Issuer Satisfaction Rating:5/ of 5Overall Rewards Rate Rating:4.1/ of 5Overall Rewards Rate Rating:3.9/ of 5Grocery Rewards Rating:1.4/ of 5Grocery Rewards Rating:1.4/ of 5Gas Rewards Rating:3.5/ of 5Gas Rewards Rating:1.6/ of 5Dining Rewards Rating:1.5/ of 5Dining Rewards Rating:3.4/ of 5
Who Alaska Airlines Signature Is Best For
The Alaska Airlines Signature is better for frequent Alaska Airlines travelers who can take advantage of its 3X miles on Alaska Airlines purchases and the annual Companion Fare. This card offers perks like free checked bags and no foreign transaction fees. However, the $95 annual fee and limited rewards on non-Alaska purchases may not be justified if you don't frequently fly with Alaska Airlines.
Who Delta SkyMiles Blue Is Best For
The Delta SkyMiles Blue is better for travelers who frequently fly with Delta and want to earn rewards without paying an annual fee. It offers 2X miles on Delta purchases and dining, making it a good fit for those who dine out often. However, it might not be the best choice for those who don't fly Delta regularly, as the rewards are more limited outside Delta-related spending.
Head-to-Head Comparison: Card Details and Features
Point-by-point comparisons help you see how each card compares in areas like APRs, fees and rewards. Although both cards offer airline rewards, the Delta SkyMiles Blue is better for dining rewards with 2X miles at restaurants.
Regular APR: Delta SkyMiles Blue
The Delta SkyMiles Blue card is better for regular APR, offering a slightly lower starting rate of 20.49% than Alaska Airlines Signature's 20.74%. Both cards have similar upper limits, but the Delta card's lower starting rate gives it an edge.
Annual Fee: Delta SkyMiles Blue
Delta SkyMiles Blue is better for annual fees, as it has no annual fee compared to Alaska Airlines Signature's $95 fee. This makes Delta SkyMiles Blue more attractive for budget-conscious travelers.
Introductory 0% APRs: Tie
Neither the Alaska Airlines Signature nor the Delta SkyMiles Blue card offers an introductory 0% APR on purchases or balance transfers, making this feature a non-factor in choosing between them.
Rewards: Alaska Airlines Signature
Alaska Airlines Signature is better for rewards, offering 3X miles on Alaska Airlines purchases and 2X on gas, EV charging, cable, streaming and transit. Delta SkyMiles Blue provides 2X miles on Delta purchases and dining, including takeout and delivery.
Welcome Offers: Alaska Airlines Signature
Alaska Airlines Signature is better for welcome offers, providing 60,000 bonus miles and a companion fare after spending $3,000 in 90 days. Delta SkyMiles Blue offers 10,000 miles after spending $1,000 in six months.
Recommended Credit Score: Tie
Both Alaska Airlines Signature and Delta SkyMiles Blue require a recommended credit score of 670 to 850, making them equally accessible for individuals with good to excellent credit.
Penalties and Fees: Tie
Both cards are similar in penalties and fees. They charge up to $40 for late payments and have a penalty APR around 29.99%. Alaska Airlines Signature charges a 4% cash advance fee, while Delta SkyMiles Blue charges $10 or 5%, whichever is greater. Neither card has foreign transaction fees.
Issuer Satisfaction: Delta SkyMiles Blue
The Delta SkyMiles Blue card is better for issuer satisfaction, with American Express scoring higher than Bank of America. This reflects a stronger customer service reputation and overall satisfaction.
Card Benefits: Alaska Airlines Signature
Alaska Airlines Signature is better for card benefits, offering perks like a companion fare and free checked bags valued at $978.6. Delta SkyMiles Blue offers Pay with Miles and ShopRunner membership, valued at $154.8.
Rewards Comparison
The Alaska Airlines Signature and Delta SkyMiles Blue cards offer similar unit values for their miles, each valued at approximately 1.4 cents. However, the Alaska Airlines Signature card may provide better rewards value for those who frequently purchase gas or use streaming services, as it offers 2 miles per dollar in these categories.
For those who dine out often, the Delta SkyMiles Blue card could be more rewarding. It offers 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S., making it appealing for everyday dining expenses.
The table below details the bonus categories for each card, allowing you to compare their reward structures easily.
Category | Alaska Airlines Signature | Delta SkyMiles Blue |
---|---|---|
Alaska Airlines Purchases | 3X miles | 1X miles |
Delta Purchases | 1X miles | 2X miles |
Dining | 1X miles | 2X miles |
Gas | 2X miles | 1X miles |
EV Charging | 2X miles | 1X miles |
Internet & Cable | 2X miles | 1X miles |
Streaming Services | 2X miles | 1X miles |
Transit | 2X miles | 1X miles |
All Other Purchases | 1X miles | 1X miles |
Redeeming Rewards
Both the Alaska Airlines Signature and Delta SkyMiles Blue cards offer miles that never expire, providing flexibility in planning future travel. Alaska Airlines miles can be redeemed for flights with Alaska and oneworld Alliance members. Delta SkyMiles offers broader redemption options, including partial flight payments through Pay With Miles.
Card Benefits Comparison
The Alaska Airlines Signature card offers superior benefits with its Companion Fare and free checked bags, making it more valuable for travelers flying with Alaska Airlines. The Delta SkyMiles Blue card provides car rental insurance and Pay with Miles, appealing to those who value flexibility and travel convenience. Both cards offer 20% back on inflight purchases, but Alaska's priority boarding and Delta's event access differentiate their offerings.
Alaska Airlines Signature Perks
Travel Perks
- Free checked bag for you and up to six guests on the same booking
- Priority boarding for quicker seat access
Credits & Discounts
- 20% back on all Alaska Airlines inflight purchases
- $100 off an annual Alaska Lounge+ Membership
All Other Perks
- Buy one, get one flight offer with 50,000 bonus miles after spending $3,000 in the first 90 days
- Annual companion fare for $99 plus taxes and fees
Delta SkyMiles Blue Perks
Travel Perks
- Secondary coverage for damage or theft of rental cars
Credits & Discounts
- Small discount on in-flight purchases, which all cardholders may not frequently use
- Flexibility in redeeming miles for flight discounts, but its value depends on the frequency of Delta flights booked
All Other Perks
- Access to exclusive events
- Free shipping benefits
FAQ: Alaska Airlines Signature vs. Delta SkyMiles Blue
The Alaska Airlines Signature card has a $95 annual fee, while the Delta SkyMiles Blue has no annual fee.
The Alaska Airlines Signature card offers 3X miles on Alaska Airlines purchases, while the Delta SkyMiles Blue card offers 2X miles on Delta purchases and dining.
The Alaska Airlines Signature card offers a Companion Fare and free checked bags, while the Delta SkyMiles Blue card provides 20% back on inflight purchases.
Both cards require a credit score of 670 to 850 (good to excellent).
The Alaska Airlines Signature and Delta SkyMiles Blue cards have no foreign transaction fees, making them suitable for international travel.
Methodology
MoneyGeek's scoring process evaluates each card based on multiple use cases, ensuring the scores reflect the cards' strengths. In this comparison, the scores shown represent the best performance of each card in the "Airline" category. Several factors determine this score:
- Expected value for travelers: Measures the monetary value of rewards and perks minus the annual fees for frequent travelers.
- Airline scope: Rates the number of destinations the airline flies to, which helps inform the breadth of travel options for the airline program.
- Introductory offer ROI value: Assesses the return on investment (ROI) from the card's sign-up bonus.
- Airline rewards rate for travelers: Evaluates the rewards earned on airline expenditures for frequent travelers.
- Issuer satisfaction: Based on customer satisfaction ratings from studies like J.D. Power.
- Foreign transaction fees: Rates the card's fees for international transactions.
- Recommended credit: Indicates the credit score range required for approval.
For more details on our scoring process, review our ranking methodology.
About Doug Milnes, CFA
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.
Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
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