Alaska Airlines Visa Signature® credit card
vs. Free Spirit® Travel More World Elite Mastercard®

Shield Insurance

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The Alaska Airlines Visa Signature® credit card and the Free Spirit® Travel More World Elite Mastercard® offer excellent airline loyalty rewards and no foreign transaction fees. The Alaska Airlines Card is the better option, providing a higher value per mile on airline purchases, a Companion Fare and free checked bags.

However, the Free Spirit Travel More World Elite Card offers higher rewards on Spirit flights, dining and groceries, along with a lower annual fee (waived in the first year).

Credit Card logo for Alaska Airlines Visa Signature® credit card
Alaska Airlines Visa Signature® credit card
Credit Card logo for Free Spirit® Travel More World Elite Mastercard®
Free Spirit® Travel More World Elite Mastercard®
MoneyGeek Rating
4.8/ of 5
MoneyGeek Rating
3.8/ of 5
On Issuer's Site
On Issuer's Site

Who the Alaska Airlines Signature Is Best For

The Alaska Airlines Signature Card works best for frequent Alaska flyers who can use the Companion Fare and free checked bags. It helps you earn more miles on Alaska flights. But if you rarely fly with Alaska, the annual fee might not be worth it, and rewards on other purchases are limited.

Who the Free Spirit Travel More World Elite Is Best For

The Free Spirit Travel More World Elite Card is likely to be better for frequent flyers who want high rewards on Spirit flights and dining. It offers a $100 companion flight voucher each year, which can offset its $79 annual fee after the first year. However, it doesn't include free checked bags, which may not suit travelers with luggage. This card is less appealing to those seeking flexible rewards across multiple airlines.

Head-to-Head Comparison: Card Details and Features

A point-by-point comparison helps you see how each card fits your needs. For instance, if you're focused on rewards, Alaska Airlines offers three miles on Alaska purchases, while Free Spirit gives three points on Spirit flights.

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    Regular APR: Tie

    Both cards have a regular APR range of 20.74%–28.74% variable.

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    Annual Fee: Free Spirit Travel More World Elite

    The Free Spirit Travel More World Elite Card has no annual fee for the first year, then $79. The Alaska Airlines Signature Card has a $95 annual fee.

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    Introductory 0% APRs: Tie

    Neither card offers an introductory 0% APR on purchases or balance transfers.

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    Rewards: Alaska Airlines Signature

    The Alaska Airlines Signature Card offers three miles per dollar on Alaska Airlines purchases and two miles on gas, EV charging, cable, streaming and transit. The Free Spirit Travel More World Elite Card offers three points on Spirit Airlines purchases and two points on groceries and dining.

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    Welcome Offers: Free Spirit Travel More World Elite

    The Free Spirit Travel More World Elite Card provides 50,000 bonus points and a $100 companion voucher after spending $1,000. It offers a higher return on investment than the Alaska Airlines Signature Card's 50,000 miles and a companion fare after spending $3,000.

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    Recommended Credit Score: Tie

    Both cards require a good to excellent credit score of 670–850.

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    Penalties and Fees: Tie

    Both cards have similar penalties and fees. They charge up to $40 for late payments and a 29.99% penalty APR. The Alaska Airlines Signature Card has a 4% cash advance fee, while the Free Spirit Travel More World Elite Card charges 5%. Neither card has foreign transaction fees.

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    Issuer Satisfaction: Tie

    Bank of America issues both cards, so they share the same issuer satisfaction score.

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    Card Benefits: Alaska Airlines Signature

    The Alaska Airlines Signature Card provides a companion fare valued at $462 and free checked bags worth $210. The Free Spirit Travel More World Elite Card offers lower overall value with a $100 companion voucher and a 25% inflight discount.

Rewards Comparison

The Alaska Airlines Signature Card offers a higher value per mile at around 1.4 cents, while Spirit points are valued at about 1 cent each. This makes the Alaska Airlines Signature Card more rewarding for those who frequently fly with Alaska Airlines or its partners.

Both cards provide bonus rewards in specific categories. The Alaska Airlines Signature Card gives two miles per dollar on gas, EV charging, cable, streaming services and local transit. The Free Spirit Travel More World Elite Card offers two points per dollar on groceries and dining.

The table below compares the rewards for both cards.

Category
Alaska Airlines Signature
Free Spirit Travel More World Elite

Alaska Purchases

3X miles

1X point

Spirit Purchases

1X mile

3X points

Gas

2X miles

1X point

EV Charging

2X miles

1X point

Internet and Cable

2X miles

1X point

Streaming Services

2X miles

1X point

Taxi, Ride Share and All Other Transit

2X miles

1X point

Groceries

1X mile

2X points

Dining

1X mile

2X points

All Other Purchases

1X mile

1X point

Redeeming Rewards

The Alaska Airlines Signature Card offers more flexible redemption options. Miles can be used for flights with Alaska Airlines and oneworld Alliance partners, with no blackout dates. In contrast, the Free Spirit Travel More World Elite Card's points are limited to Spirit flights and select partners, which may not suit all travelers.

Card Benefits Comparison

The Alaska Airlines Signature Card offers better benefits for travelers, with its Companion Fare and free checked bags providing big savings. Both cards offer priority boarding, but Alaska's version is more valuable. The Free Spirit Travel More World Elite Card's in-flight discount and companion voucher appeal to budget-conscious users, providing ongoing savings.

Alaska Airlines Signature Perks

Travel Perks

  • Free checked bag for you and up to six guests on the same booking
  • Priority boarding on Alaska Airlines flights

Credits and Discounts

  • 20% back on all Alaska Airlines in-flight purchases
  • $100 off an annual Alaska Lounge+ Membership

All Other Perks

  • Buy one, get one flight offer with 50,000 bonus miles after spending $3,000 in the first 90 days
  • Companion Fare each account anniversary after spending $6,000 in the prior year

Free Spirit Travel More World Elite Perks

Travel Perks

  • Zone 2 shortcut boarding on all flights

Credits and Discounts

  • $100 companion flight voucher each anniversary after making at least $5,000 in purchases within the prior anniversary year
  • 25% rebate on all inflight food and beverage purchases when paying with your card

FAQ: Free Spirit Travel More World Elite vs. Alaska Airlines Signature

What are the annual fees for each card?
Which card offers better rewards for airline purchases?
Do these cards have foreign transaction fees?
What are the introductory offers for each card?
Which card provides better travel perks?

Methodology

MoneyGeek's scoring process evaluates each card based on multiple use cases, ensuring the scores reflect the cards' strengths. In this comparison, the scores shown represent the best performance of each card in the 'Airline' category. Several factors determine this score:

  • Expected value for travelers: Measures the monetary value of rewards and perks minus the annual fees for frequent travelers.
  • Airline scope: Rates the number of destinations the airline flies to, which helps inform the breadth of travel options for the airline program.
  • Introductory offer ROI value: Assesses the return on investment (ROI) from the card's sign-up bonus.
  • Airline rewards rate for travelers: Evaluates the rewards earned on airline expenditures for frequent travelers.
  • Issuer satisfaction: Based on customer satisfaction ratings from studies like J.D. Power.
  • Foreign transaction fees: Rates the card's fees for international transactions.
  • Recommended credit: Indicates the credit score range required for approval.

For more details on our scoring process, review our ranking methodology.

About Doug Milnes, CFA


Doug Milnes, CFA headshot

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.


*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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