AAdvantage® Aviator® World Elite Silver Mastercard®
vs. AAdvantage® Aviator® Red World Elite Mastercard®

Shield Insurance

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The AAdvantage® Aviator® World Elite Silver Mastercard® and the AAdvantage® Aviator® Red World Elite Mastercard® are both excellent choices for American Airlines loyalists. The Aviator Red World Elite is slightly better due to its lower annual fee and generous sign-up bonus.

However, the Aviator World Elite Silver provides 3X miles on airline purchases and other benefits like Global Entry/TSA PreCheck credit, making it worth considering for those seeking premium travel experiences.

Credit Card logo for AAdvantage® Aviator® World Elite Silver Mastercard®
AAdvantage® Aviator® World Elite Silver Mastercard®
Credit Card logo for AAdvantage® Aviator® Red World Elite Mastercard®
AAdvantage® Aviator® Red World Elite Mastercard®
MoneyGeek Rating
4.4/ of 5
MoneyGeek Rating
4.8/ of 5
On Issuer's Site
On Issuer's Site

Who Aviator World Elite Silver Is Best For

The Aviator World Elite Silver is likely to be better for frequent American Airlines travelers who value premium travel benefits, with 3X miles on American Airlines purchases and two companion certificates after meeting spending requirements. However, the higher annual fee and lack of a sign-up bonus may not suit those who travel less frequently or are budget-conscious.

Who Aviator Red World Elite Is Best For

The Aviator Red World Elite is a good choice for budget-conscious travelers who frequently fly with American Airlines and want a lower annual fee and a generous sign-up bonus. This card also offers priority boarding, a free checked bag and travel insurance. However, it may not be the best fit for those who want to earn more miles on non-airline purchases or need more than one companion certificate annually.

Head-to-Head Comparison: Card Details and Features

Understanding the differences in key aspects like APRs, fees and rewards between the Aviator Red World Elite and Aviator World Elite Silver can help you choose the best card for your travel and spending habits. For instance, if you're focused on earning miles, the Aviator Silver card offers 3X miles on American Airlines purchases, compared to 2X with the Aviator Red card.

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    Regular APR: Tie

    Aviator Red World Elite and Aviator World Elite Silver offer the same regular APR range of 21.24%–29.99% variable.

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    Annual Fee: Aviator Red World Elite

    The Aviator Red World Elite has a lower annual fee of $99 compared to the Aviator World Elite Silver's $199.

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    Introductory 0% APRs: Tie

    Neither the Aviator Red World Elite nor the Aviator World Elite Silver offers an introductory 0% APR on purchases or balance transfers.

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    Rewards: Aviator World Elite Silver

    The Aviator World Elite Silver has better rewards, offering 3X miles on American Airlines purchases and 2X on hotels and car rentals. In contrast, the Aviator Red World Elite provides 2X miles only on American Airlines purchases.

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    Welcome Offers: Aviator Red World Elite

    The Aviator Red World Elite card offers a better welcome offer of 60,000 AAdvantage bonus miles after your first purchase and payment of the $99 annual fee within 90 days. The Aviator World Elite Silver card does not have a welcome bonus.

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    Recommended Credit Score: Tie

    The Aviator Red and Aviator Silver require a credit score of 670–850.

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    Penalties and Fees: Aviator Red World Elite

    Both cards have similar late fees up to $40, no penalty APR and cash advance fees of either $10 or 5%, but the Aviator Red World Elite also has no foreign transaction fees.

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    Issuer Satisfaction: Tie

    Both the Silver and Red cards are issued by Barclays and share the same issuer satisfaction score.

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    Card Benefits: Aviator Red World Elite

    The Aviator Red World Elite has better card benefits, offering valuable perks like travel insurance and in-flight savings. It also provides a companion certificate for one guest and up to $25 back on in-flight Wi-Fi.

Rewards Comparison

Both cards earn AAdvantage miles, valued at approximately 1.6 cents, making them valuable for frequent flyers. However, the Aviator World Elite Silver card offers a better overall value due to its higher earning rates on American Airlines purchases, hotels and car rentals.

The following table will break down the bonus categories for each card, allowing you to compare their rewards structures at a glance.

Category
Aviator World Elite Silver
Aviator Red World Elite

American Airlines Purchases

3X miles

2X miles

Hotels

2X miles

1X miles

Car Rentals

2X miles

1X miles

All Other Purchases

1X miles

1X miles

Redeeming Rewards

The Aviator Red card allows you to redeem miles with over 20 partner airlines. Non-travel redemption options are limited, and miles expire after 18 months of inactivity. In contrast, the Aviator Silver card has more flexible redemption options, including flights, car rentals and Ticketmaster tickets, with miles remaining valid as long as the account is open.

Card Benefits Comparison

The Aviator Red offers valuable perks like a free checked bag and priority boarding, making it suitable for budget-conscious travelers. However, the Aviator Silver stands out to frequent travelers seeking convenience and savings with its Global Entry credit and two companion certificates.

Aviator World Elite Silver Perks

The Aviator World Elite Silver card offers a range of perks for frequent travelers and those seeking to maximize their travel experience with American Airlines.

Travel Perks

  • Free checked first bags for you and up to eight companions on domestic American Airlines flights
  • Preferred boarding for you and up to eight companions on American Airlines flights

Status

  • Earn one Loyalty Point for every mile earned, plus up to 15,000 additional Loyalty Points based on spending

Credits & Discounts

  • Up to $50 back on inflight Wi-Fi purchases annually
  • $100 Global Entry or TSA PreCheck application fee credit every five years
  • 25% savings on inflight food and beverages

All Other Perks

  • Companion Certificate for two guests at $99 each after spending $20,000 annually

Aviator Red World Elite Perks

The Aviator Red World Elite card has different perks catering to frequent travelers and those seeking travel-related benefits.

Travel Perks

  • Free checked first bags for you and a companion
  • Preferred boarding for you and up to four companions

Status

  • Earn one Loyalty Point for every mile earned

Insurance & Protections

  • Travel coverage, including travel accident insurance, trip cancellation and interruption coverage, baggage delay insurance and auto rental collision damage waiver

Credits & Discounts

  • Up to $25 back as statement credits on in-flight Wi-Fi purchases
  • 25% in-flight savings as statement credits on food and beverages

All Other Perks

  • Companion Certificate for one guest at $99 after spending $20,000 annually

FAQ: Aviator Red World Elite vs. Aviator World Elite Silver

What are the annual fees for each card?
Which card offers better rewards on American Airlines purchases?
Do either of the cards offer a sign-up bonus?
Are there any foreign transaction fees?
Which card provides Global Entry/TSA PreCheck credit?

Methodology

MoneyGeek's scoring process evaluates each card based on multiple use cases, ensuring the scores reflect the cards' strengths. In this comparison, the scores shown represent the best performance of each card in the 'Airline' category. Several factors determine this score:

  • Expected value for travelers: Measures the monetary value of rewards and perks minus the annual fees for frequent travelers.
  • Airline scope: Rates the number of destinations the airline flies to, which helps inform the breadth of travel options for the airline program.
  • Introductory offer ROI value: Assesses the return on investment (ROI) from the card's sign-up bonus.
  • Airline rewards rate for travelers: Evaluates the rewards earned on airline expenditures for frequent travelers.
  • Issuer satisfaction: Based on customer satisfaction ratings from studies like J.D. Power.
  • Foreign transaction fees: Rates the card's fees for international transactions.
  • Recommended credit: Indicates the credit score range required for approval.

For more details on our scoring process, review our ranking methodology.

About Doug Milnes, CFA


Doug Milnes, CFA headshot

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.


*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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