Both the Bank of America® Unlimited Cash Rewards Credit Card and the BankAmericard® Credit Card offer appealing introductory APRs and are designed for people with good to excellent credit. If cash back on every purchase is a priority, the Bank of America Unlimited Cash Rewards Credit Card is the superior choice, thanks to its 1.5% cash back on all purchases and a $200 welcome bonus.
But if you’re focused on managing existing debt, the BankAmericard stands out with its longer 0% APR offer on purchases and balance transfers for 21 billing cycles. While the Unlimited Cash Rewards card offers ongoing value through cash back, the BankAmericard's extended introductory APR period can provide substantial savings on interest, making it a strong contender for balance transfers.