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World of Hyatt Credit Card
vs. Marriott Bonvoy Boundless® Credit Card
Updated: October 23, 2024
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Using the World of Hyatt Credit Card or Marriott Bonvoy Boundless® Credit Card can make your hotel purchases highly rewarding. With either card, you will receive superior travel benefits, generous welcome bonus, complimentary hotel stays and automatic status upgrades.
When comparing the World of Hyatt Credit Card and Marriott Bonvoy Boundless® Credit Card, it's critical to consider the fees, rewards structure, interest rates and features associated with them. Both cards charge a $95 annual fee and provide the same interest rates. Both cards also have no foreign transaction fees. But differ in their rewards structure, which we discuss below so you can determine which one works best for you.
Comparison Overview: World of Hyatt Credit Card vs. Marriott Bonvoy Boundless® Credit Card
- World of Hyatt Credit CardMarriott Bonvoy Boundless® Credit Card
- Has Annual Fee
- Has Balance Transfer Offer
- Has APR Offer
- Cash Back Rewards
- Travel Rewards
World of Hyatt Credit Card At a Glance
The World of Hyatt credit card offers you four bonus points per dollar spent at Hyatt hotels in addition to the five base points you earn as a World of Hyatt member. You also get two points for every dollar spent dining, on airline tickets directly booked through the airline, on local transportation and commuting and on health clubs and gym memberships. All other eligible purchases earn one point for every dollar spent. So it's possible that the card's $95 annual fee will be more than offset by the rewards you earn and benefits you receive, including one free night per year.
- World of Hyatt Credit Card
A great rewards card for travelers who like staying at Hyatt Hotels and Resorts
- 1–2 Points per $1Rewards Rate
- 21.49% – 28.49% VariableAPR
- $95Annual Fee
- Good–ExcellentRecommended Credit
Pros
- Earn bonus points when spending at Hyatt
- Get a complimentary night's stay every year
- No foreign transaction fees
- Travel and purchase cover
- Ability to elevate your World of Hyatt membership status
- Use for balance transfers
Cons
- High annual fees
- High cash advance APR
- High balance transfer and cash advance fees
Introductory Offers
- Earn up to 60,000 World of Hyatt Bonus Points with an introductory offer: 30,000 points after spending $3,000 in the first 3 months, plus up to 30,000 more by earning 2 points per $1 on purchases that normally earn 1 point, up to $15,000 in the first 6 months.
Rewards
- Earn up to 9 points per $1 on Hyatt stays: 4 Bonus Points from the card and up to 5 Base Points as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from airlines, local transit and commuting, and fitness club and gym memberships.
- Earn 2 qualifying night credits towards tier status for every $5,000 spent.
Perks & Benefits
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year at any Category 1-4 Hyatt hotel or resort after your Cardmember anniversary.
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year.
- Receive 5 tier qualifying night credits towards status after account opening and each year thereafter.
Marriott Bonvoy Boundless® Credit Card At a Glance
As a Marriott Bonvoy Boundless® Credit Card holder, you get six bonus points for every dollar you spend at participating Marriott hotels. This is in addition to the 10 points you earn as a Marriott Bonvoy member and another point from Marriott with Silver Elite status. You also get two points for every dollar you spend on other eligible purchases. This card also comes with no foreign transaction fees, making it great for travel. The card also comes with a $95 yearly fee, which may be compensated by its high rewards, including one free night each year.
- Marriott Bonvoy Boundless® Credit Card
An excellent card for earning reward points and free nights at Marriott hotels
- 2 Points per $1Rewards Rate
- 21.49% – 28.49% VariableAPR
- $95Annual Fee
- Good–ExcellentRecommended Credit
Pros
- A generous welcome bonus after meeting spend-based requirements account anniversary
- Redeem your points in different ways
- Automatic Silver Elite status with your Marriott Bonvoy membership
- Up to 15 Elite Night credits each year
- No foreign transaction fees
Cons
- $95 annual fee
- Free night awards expire after 12 months
- Reward points stand to expire if you don't make any purchases on your card in 24 months
- Cash advance and balance transfer fees
- Penalty APR may apply if you make a late or returned payment
Introductory Offers
- Earn 125,000 Marriott Bonvoy Points after spending $5,000 in the first three months.
Rewards
- Earn 6X points per dollar at Marriott Bonvoy hotels.
- Earn 3X points on dining, gas stations, and grocery stores, up to $6,000 per year.
- Earn 2X points on all other purchases.
- Redeem points for free nights, Lyft rides, shopping, or car rentals.
- Transfer points to partner airline frequent flyer programs.
Perks & Benefits
- Enjoy a free award night each year at properties with redemption levels up to 35,000 points.
- Receive up to 15 Elite Night credits annually.
- Benefit from trip delay reimbursement, lost luggage reimbursement, and baggage delay insurance.
- Share and pool points with other Marriott Bonvoy members.
APRS, Fees, and Penalties
- No foreign transaction fees.
- Points remain valid as long as you make purchases every 24 months.
Comparison Summary
MoneyGeek’s World of Hyatt vs Marriott Bonvoy Boundless® Credit Card comparison helps you determine which one is best for you.
Card Detail | Comparison Summary |
|---|---|
Travel Coverage and Purchase Protection | Both cards offer the same baggage delay insurance, lost luggage reimbursement and purchase protection. World of Hyatt Credit Card’s trip cancellation insurance covers up to $5,000 per person and $10,000 per trip for prepaid, non-refundable travel expenses for trips canceled or cut short by covered situations like severe weather. The same insurance with Marriott Bonvoy Boundless® Credit Card covers unreimbursed expenses up to $500 per ticket for flight delays of more than 12 hours or an overnight stay requirement. Winner: World of Hyatt Credit Card |
Welcome Bonus | Spending $3,000 using the World of Hyatt card in the first three months gives you 30,000 bonus points. You can gain an additional 30,000 points by spending $15,000 in the first six months. With the Marriott Bonvoy Boundless® Credit Card, you get 100,000 bonus points after spending $3,000 in the first three months' purchases Winner: Marriott Bonvoy Boundless® Credit Card |
Rewards | The World of Hyatt card awards four bonus points per dollar spent at Hyatt hotels, plus five points as a World of Hyatt member. Also, you get two points per dollar spent on restaurants, airline tickets, local transits and fitness club and gym subscriptions, and one point per dollar for all other purchases. You can earn up to 17X points per dollar spent at Marriott hotels with the Marriott Bonvoy Boundless® Credit Card and two points per dollar on every other purchase. Winner: Marriott Bonvoy Boundless® Credit Card |
Annual Fee | Both the cards come with an annual fee of $95. Winner: Tie |
Loyalty Programs | Reward points earned with the World of Hyatt Credit Card are connected to the World of Hyatt loyalty program. The points can be transferred to a variety of partner airline loyalty programs. For most airline loyalty programs, 2.5 World of Hyatt points is equal to one mile. Points earned with the Marriott Bonvoy Boundless card are connected to the Bonvoy reward program. Transferring points to other frequent flyer programs is possible, with three Bonvoy points equaling one point in the other program. Winner: World of Hyatt |
Which Card Should You Get?
Your travel habits and financial standpoint will determine which of the two Chase cards, World of Hyatt vs Marriott Bonvoy Boundless, is the best fit for you. It is critical to compare all aspects before making a decision.
Who Should Consider the World of Hyatt Credit Card?
MoneyGeek named the World of Hyatt credit card one of the Best Airline & Hotel Credit Cards. Despite its annual fee, it has solid benefits like no foreign transaction fees and high reward points when you stay at Hyatt hotels, making it a great choice for the following people:
A vacationer or business traveler who chooses to stay at Hyatt properties. Even if you stay at Hyatt hotels a couple of times in a year, this card will quickly pay off.
Those looking for an easy way to earn the Hyatt Discoverist Elite status.
≫ More: Read Our Full Review
Who Should Consider the Marriott Bonvoy Boundless® Credit Card?
The Marriott Bonvoy Boundless® Credit Card is not among MoneyGeek's top travel or rewards cards. However, the card is more effective if you fall into one or more of these categories:
You prefer staying at Marriott hotels while on vacation or business travel.
You want to start with a Marriott Silver Elite membership and want to gradually upgrade to a higher membership status.
≫ More: Read Our Full Review
EXPERT OPINION
The World of Hyatt credit card offers a much better value proposition than the Marriott Bonvoy Boundless. However, the downside to Hyatt is that there are much less hotel properties than Marriott. But with Hyatt having a fixed award chart and their points are regarded as some of the most valuable travel rewards according to experts, most consumers would likely see more value from the World of Hyatt card.
Other Helpful Decision-Making FAQs
Despite knowing the difference between the World of Hyatt and Marriott Bonvoy Boundless® Credit Cards, you may be undecided about which one to go with. MoneyGeek has answered some questions that may help you make an informed decision.
Is the World of Hyatt better than the Marriott Bonvoy Boundless?
Both cards are equally rewarding in their own way. If Hyatt is where you want to stay during your vacation or business trip, the World of Hyatt card is the best option for you. If Marriott, on the other hand, is your favorite choice, you should consider the Marriott Bonvoy Boundless card as an option.
Can you get the World of Hyatt card if you have the Marriott Bonvoy Boundless card?
Yes, you can. However, if you've opened five or more personal credit cards with any issuer in the last 24 months, you won't be eligible for any Chase cards because of the 5/24 rule.
Can you transfer points from the World of Hyatt to the Marriott Bonvoy Boundless?
No. The points earned through the World of Hyatt card cannot be transferred to Marriott Bonvoy Boundless card, and vice versa. Both cards' rewards programs operate independently of one another.
Can you switch from the World of Hyatt card to the Marriott Bonvoy Boundless® Credit Card?
World of Hyatt and Marriott Bonvoy Boundless from Chase are two different hotel rewards credit cards. The former is best for those who prefer to stay at Hyatt properties, while the latter is ideal for those who prefer Marriott properties during their vacation or business trips. You can make the switch if your preferences change.
What’s harder to get, the World of Hyatt or the Marriott Bonvoy Boundless?
Both cards are issued to those with good to excellent credit scores. If you have a good credit score and have not opened five or more personal credit cards in the last two years, you are eligible to be approved for either of these cards. The approval and application processing times vary from one individual to another.
How much do you have to spend on the World of Hyatt vs Marriott Bonvoy Boundless® Credit Card to get the welcome bonus?
By spending $15,000 in the first six months of account opening, the World of Hyatt Credit Card rewards you with 60,000 bonus points. However, with the Marriott Bonvoy Boundless card, you need to only spend $3,000 in the first three months to get 100,000 bonus points.
Still Not Sure About These Cards? Consider These Options
If you can't decide between Chase's World of Hyatt and Marriott Bonvoy Boundless, look into other cards that offer significant advantages. If you want more chances to earn bonuses, try a rewards or cash back credit card.
Learn more about credit cards in general
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About Doug Milnes, CFA
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.
Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
sources
- Chase. "World of Hyatt Credit Card." Accessed October 23, 2024.
- Chase. "Marriott Bonvoy Boundless credit card." Accessed October 23, 2024.
*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.