Discover it® Miles
vs. BankAmericard® Credit Card

Both the Discover it Miles and BankAmericard credit card have great features, which is likely why you're considering them. If you're looking for the best balance transfer terms, BankAmericard edges out with its longer 0% APR period on purchases and balance transfers.

However, if earning rewards on every purchase is important to you, Discover it Miles offers an unlimited 1.5 miles per dollar spent and a unique first-year miles match. Neither card is co-branded, ensuring their benefits aren't tied to specific retailers or brands. While BankAmericard is excellent for those focused on debt management, Discover it Miles is a strong contender for everyday spending and travel.

You might prefer the BankAmericard if you're looking for a card with a generous introductory APR period for balance transfers and purchases, which can help with managing existing debt or large upcoming expenses. However, it lacks a rewards program, making it less suitable if you're looking to earn points or miles on your spending.

You might prefer the Discover it Miles if you value earning rewards on every purchase and plan to use your card internationally, as it has no foreign transaction fees. The unique first-year miles match can significantly boost your rewards, making it an attractive option for those who travel frequently or make regular purchases.

Evaluating APRs, fees, credit requirements, rewards, and introductory offers will illuminate which card best meets your financial needs. Use this section to compare Discover it Miles and BankAmericard, considering how each card's specifics, like balance transfer fees or rewards programs, fit your spending habits and goals.

MoneyGeek evaluates credit cards like Discover it Miles and BankAmericard using a tailored scoring system for various use cases. In this comparison, both cards are assessed based on their balance transfer performance. The largest factors in this score are the quality of the balance transfer offer and the 0% APR offer on purchases.

Other considerations include recommended credit, issuer satisfaction, penalties and reward rates. For a detailed understanding of our process, you can review our ranking methodology.