JetBlue Plus Card
vs. Southwest Rapid Rewards® Priority Credit Card

Shield Insurance

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The JetBlue Plus Card and Southwest Rapid Rewards Priority Card are both strong contenders for frequent flyers. The Southwest Rapid Rewards Priority Credit Card is the better option if you’re indifferent between the two cards as it has higher rewards on Southwest purchases and annual travel credit.

However, the JetBlue Plus Card's 6x points on JetBlue fares and free checked bags make it a compelling option for JetBlue loyalists. Despite its higher annual fee, the Rapid Rewards Priority Card's broader rewards categories and lower credit score requirement make it more accessible.

Credit Card logo for JetBlue Plus Card
JetBlue Plus Card
Credit Card logo for Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards® Priority Credit Card
MoneyGeek Rating
4.4/ of 5
MoneyGeek Rating
4.5/ of 5
On Issuer's Site
On Issuer's Site

Who JetBlue Plus Is Best For

The JetBlue Plus is likely to be better for frequent JetBlue travelers who want to maximize their rewards on JetBlue purchases. With 6X points on JetBlue fares and perks like free checked bags, it caters to those who regularly fly with JetBlue. However, it may not be suitable for those who prefer airlines with a broader range of destinations or who do not fly JetBlue frequently enough to justify the annual fee.

Who Rapid Rewards Priority Is Best For

The Rapid Rewards Priority Card is likely to be better for travelers who frequently fly with Southwest Airlines and are interested in earning A-list status or a Companion Pass. With perks like annual travel credits, upgraded boardings, and no foreign transaction fees, it caters to those who value these benefits. However, if you rarely fly Southwest or prefer a lower annual fee, this card may not be the best fit.

Head-to-Head Comparison: Card Details and Features

A point-by-point comparison helps you see how each card stacks up in areas like APRs, fees and rewards. For example, if you're looking for high rewards on airline purchases, JetBlue Plus offers 6X points on JetBlue fares, while Rapid Rewards Priority provides 3X points on Southwest purchases. JetBlue Plus is better for JetBlue flyers.

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    Regular APR: Rapid Rewards Priority

    The Rapid Rewards Priority Card is better for regular APR, offering a lower starting APR of 20.99% variable compared to JetBlue Plus's 21.24%.

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    Annual Fee: JetBlue Plus

    JetBlue Plus is better for annual fees with a $99 fee, compared to Rapid Rewards Priority's $149 fee. This makes JetBlue Plus more cost-effective for those prioritizing lower annual costs.

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    Introductory 0% APRs: Tie

    Neither JetBlue Plus nor Rapid Rewards Priority offers an introductory 0% APR on purchases or balance transfers, making them equal in this aspect.

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    Rewards: JetBlue Plus

    JetBlue Plus is better for rewards, offering 6X points on JetBlue purchases and 2X on dining and groceries. Rapid Rewards Priority offers 3X on Southwest purchases and 2X on transit and streaming, making JetBlue Plus more rewarding for frequent JetBlue flyers.

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    Welcome Offers: JetBlue Plus

    The JetBlue Plus Card is better for welcome offers. It provides 50,000 bonus points after spending $1,000 and paying the annual fee within 90 days, with a higher ROI of 87% compared to Rapid Rewards Priority's 70%.

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    Recommended Credit Score: Rapid Rewards Priority

    The Rapid Rewards Priority card is better for recommended credit scores, requiring a range of 670 to 850, making it more accessible than the JetBlue Plus card, which requires an excellent score of 740 to 850.

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    Penalties and Fees: JetBlue Plus

    JetBlue Plus is better for penalties and fees. It has no penalty APR and no foreign transaction fees, unlike Rapid Rewards Priority, which has a penalty APR of up to 29.99%.

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    Issuer Satisfaction: Rapid Rewards Priority

    The Southwest card is better for issuer satisfaction, with a rating of 4.1 compared to JetBlue's 3.5. This reflects higher customer satisfaction with Chase Bank, the issuer of the Southwest card.

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    Card Benefits: Rapid Rewards Priority

    The Rapid Rewards Priority card is better for card benefits, offering perks like upgraded boardings and a $75 travel credit, with an expected value of $1234.41. In contrast, JetBlue Plus provides benefits like a free checked bag and inflight savings, valued at $342.75.

Rewards Comparison

The JetBlue Plus Card generally offers better rewards for those who frequently fly with JetBlue, thanks to its higher earning rate on airline purchases. The TrueBlue JetBlue points are valued at approximately 1.45 cents, while Southwest Rapid Rewards points are valued at about 1.4 cents.

Both cards offer solid rewards, but the JetBlue Plus Card's higher earning potential on airline purchases may provide more value for frequent JetBlue travelers. For those indifferent to airline loyalty, the choice may come down to which spending categories align better with your habits. The JetBlue Plus Card rewards dining and grocery purchases, while the Rapid Rewards Priority Card offers bonuses on transit, internet, and streaming services.

Below, you'll find a table detailing the bonus categories for each card.

Category
JetBlue Plus
Rapid Rewards Priority

JetBlue Purchases

6X points

1X points

Southwest Purchases

1X points

3X points

Dining

2X points

1X points

Groceries

2X points

1X points

Local Transit & Commuting

1X points

2X points

Internet & Cable

1X points

2X points

Streaming Services

1X points

2X points

All Other

1X points

1X points

Redeeming Rewards

JetBlue Plus points can be redeemed for any seat on JetBlue flights, with no expiration. This flexibility makes it appealing for frequent JetBlue travelers. Rapid Rewards points offer broader redemption options, including airfare and gift cards, but are more limited outside Southwest flights. Both programs provide stable point values.

Card Benefits Comparison

The Rapid Rewards Priority card offers superior benefits for travelers, with perks like a $75 travel credit and 7,500 anniversary points. JetBlue Plus provides a free checked bag and 10% points back on redemptions, appealing to those who value these specific benefits.

JetBlue Plus Perks

The JetBlue Plus Card offers a range of perks for frequent JetBlue travelers, including significant savings on checked baggage and a modest boost to point redemption value.

Travel perks

  • Free checked first bags for you and a companion

Status

  • Earn one tile towards Mosaic for every $1,000 spent on the credit card

Credits & discounts

  • Receive a $100 statement credit after you purchase a JetBlue Vacations package of $100 or more with your JetBlue Plus Card.
  • 50% savings on eligible inflight purchases on JetBlue-operated flights

All other perks

  • Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
  • Earn 5,000 points bonus each year after your JetBlue Plus Card account anniversary

Rapid Rewards Priority Perks

The Rapid Rewards Priority card offers a range of perks for frequent travelers and those seeking to maximize their travel rewards.

Travel perks

  • Four Upgraded Boardings per year when available, 25% back on inflight purchases.

Status

  • Unlimited tier qualifying points (TQPs), Companion Pass Intro Offer Value, 10,000 Companion Pass qualifying points boost each year.

Insurance & protections

  • Trip Insurance.

Credits & discounts

  • Receive a $75 annual Southwest travel credit.

All other perks - 7,500 points every year on your Cardmember anniversary.

FAQ: Rapid Rewards Priority vs. JetBlue Plus

What are the annual fees for each card?
Which card offers better rewards for airline purchases?
What credit score is needed for each card?
Do these cards have foreign transaction fees?
What are the introductory offers for each card?

Methodology

MoneyGeek's scoring process evaluates each card based on multiple use cases, ensuring the scores reflect the cards' strengths. In this comparison, the scores shown represent the best performance of each card in the 'Airline' category. Several factors determine this score:

  • Expected value for travelers: Measures the monetary value of rewards and perks minus the annual fees for frequent travelers.
  • Airline scope: Rates the number of destinations the airline flies to, which helps inform the breadth of travel options for the airline program.
  • Introductory offer ROI value: Assesses the return on investment (ROI) from the card's sign-up bonus.
  • Airline rewards rate for travelers: Evaluates the rewards earned on airline expenditures for frequent travelers.
  • Issuer satisfaction: Based on customer satisfaction ratings from studies like J.D. Power.
  • Foreign transaction fees: Rates the card's fees for international transactions.
  • Recommended credit: Indicates the credit score range required for approval.

For more details on our scoring process, review our ranking methodology.

About Doug Milnes, CFA


Doug Milnes, CFA headshot

Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.

Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.


*Rates, fees or bonuses may vary or include specific stipulations. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. We recommend visiting the card issuer’s website for the most up-to-date information available.
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