United Quest℠ Card
vs. United Club℠ Infinite Card

The United Quest℠ Card and United Club℠ Infinite Card are both excellent choices for frequent United Airlines flyers, offering substantial rewards and travel perks. The United Quest is the better option for most travelers due to its lower annual fee and valuable travel credits, making it more accessible and cost-effective. It offers high rewards on United purchases, travel and dining, along with a substantial sign-up bonus.

However, the United Club Infinite should be considered for those who prioritize unlimited lounge access and higher rewards on United purchases, despite its steep annual fee. Both cards cater to different needs, with the United Quest℠ Card being more suitable for moderate spenders and the United Club℠ Infinite Card appealing to elite travelers seeking premium perks.

The United Quest is likely to be better for travelers who frequently fly with United Airlines and want to earn rewards on travel and dining without breaking the bank.

With a $250 annual fee offset by a $125 United credit, this card offers substantial value through high rewards rates on United purchases, travel and dining. It also provides perks like free checked bags and priority boarding. But it may not be the best choice for those seeking lounge access or those who do not frequently fly with United.

The United Club Infinite is likely to be better for frequent United flyers who value premium travel perks. It offers unlimited lounge access, higher rewards on United purchases, and a substantial sign-up bonus.

But the steep $525 annual fee may not be justified for those who don't travel often or utilize lounge access. This card is not ideal for individuals who prefer lower annual fees or do not frequently fly with United Airlines.

A point-by-point comparison helps you see how the United Quest and United Club Infinite cards differ in key areas like APRs, fees and rewards.

While both cards offer travel perks, if you're looking for higher rewards on United purchases, the United Club Infinite card offers 4 miles per $1 compared to 3 miles with the United Quest, making it a better choice for frequent United flyers.

When comparing the rewards value of the United Quest and United Club Infinite cards, the United Club Infinite card offers a slightly better value for those who frequently purchase United flights, as it provides four miles per dollar spent on United purchases. Both cards earn miles through the United MileagePlus program, valued at approximately 1.4 cents each.

The United Quest card offers three miles per dollar on United purchases and two miles on dining, select streaming services, and other travel. Meanwhile, the United Club Infinite card provides two miles per dollar on all other travel and dining. Both cards earn one mile per dollar on all other purchases.

Below is a table summarizing the bonus categories for each card, allowing you to quickly compare their rewards structures.

Both the United Quest and United Club Infinite cards allow you to redeem miles for United airfare, hotel stays, rental cars or gift cards. Notably, miles do not expire, offering flexibility in when you choose to redeem them. Given the similar redemption options and non-expiring miles, both cards provide valuable opportunities for frequent United flyers to maximize their rewards.

The United Club Infinite stands out for its lounge access, offering exclusive United Club membership. The United Quest provides a $125 United purchase credit, adding annual savings. Both cards offer free checked bags, but the United Club Infinite enhances travel with Premier Access services, making it ideal for frequent travelers.

The United Quest card offers a variety of perks that cater to frequent travelers and those seeking to maximize their travel rewards.

Travel perks

• Free checked first and second bags for you and a companion, saving up to $360 per roundtrip
• Priority boarding for you and companions on the same reservation

Status

• Earn up to 6,000 Premier Qualifying Points annually, aiding in achieving higher loyalty status.

Insurance & protections

• Comprehensive travel insurance covering trip cancellation, baggage delay and more
• Auto rental collision damage waiver providing primary coverage

Credits & discounts

• Up to $125 United purchase credit annually
• Up to 10,000 miles in award flight credits each year
• Up to $100 Global Entry, TSA PreCheck, or NEXUS fee credit every four years
• 25% back on United inflight and Club premium drink purchases

All other perks

• One-year complimentary DashPass for DoorDash and Caviar

United Club Infinite offers a range of perks that cater to frequent travelers and those seeking premium travel experiences.

Travel perks

• Free checked bags for you and a companion, United Club membership providing lounge access, Premier Access travel services for priority check-in and boarding

Status

• IHG One Rewards Platinum Elite status for enhanced hotel stays, Avis President's Club for car rental upgrades, Premier Points for status qualification

Insurance & protections

• Comprehensive travel insurance covering trip cancellations and delays, Auto Rental Collision Damage Waiver for primary coverage on rentals

Credits & discounts

• Global Entry/TSA PreCheck credit for expedited security, IHG statement credits for hotel purchases 25% back on United inflight purchases

All other perks

• DoorDash membership for food delivery savings.

MoneyGeek's scoring process evaluates each card based on multiple use cases, ensuring the scores reflect the cards' strengths. In this comparison, the scores shown represent the best performance of each card in the 'Airline' category. Several factors determine this score:

• Expected value for travelers: Measures the monetary value of rewards and perks minus the annual fees for frequent travelers.
• Airline scope: Rates the number of destinations the airline flies to, which helps inform the breadth of travel options for the airline program.
• Introductory offer ROI value: Assesses the return on investment (ROI) from the card's sign-up bonus.
• Airline rewards rate for travelers: Evaluates the rewards earned on airline expenditures for frequent travelers.
• Issuer satisfaction: Based on customer satisfaction ratings from studies like J.D. Power.
• Foreign transaction fees: Rates the card's fees for international transactions.
• Recommended credit: Indicates the credit score range required for approval.

For more details on our scoring process, review our ranking methodology.