Each credit reporting agency (CRA) has a separate credit report for you. You're entitled to one free credit report from each agency each year. You can get your free credit reports by visiting AnnualCreditReport.com.
If you've already used your free credit report and need to view an updated report from a credit bureau, you can order your credit report directly from Experian, TransUnion or Equifax. Here are a few ways you may want to use your free credit reports.