Capital One Spark Cash Select Review

As the name suggests, the Capital One Spark Cash Select is for people with excellent credit scores. It's a good choice if you're in that credit score range and want to earn uncapped flat-rate cash back on every purchase without any annual or foreign transaction fees. While there are no bonus categories with higher rewards rates, there are no categories or activations to remember or spending limits to keep an eye out for, making this a great choice for those looking for a straightforward approach.

Also, if you spend $4,500 in your first three months as a cardholder, you will earn an impressive $500 bonus. Here's what else you need to know about the card's features, advantages, drawbacks and other characteristics to help you determine if it's right for you.

The Capital One Spark Cash Select offers a range of benefits for small business owners. Here's a quick overview and a deep dive into some notable features.

• Rewards rate: 1.5% cash back on every purchase; 5% cash back on hotels and rental cars booked through Capital One Travel
• Welcome offer: Earn $500 after spending $4,500 in the first three months
• Regular APR: 17.99% – 23.99% (variable)
• Annual fee: $0
• Intro APR offer: None

Understanding a new card's benefits, fees and interest rates is essential to decide if it's right for you.

The Capital One Spark Cash Select is a solid option for many small business owners. Shoppers who don't want to be a part of complex rewards programs may love this simple cash back card with no annual fees or spending caps.

For rates and fees of The American Express Blue Business Cash™ Card, please click here.

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.