IHG One Rewards Premier Credit Card Review

In this review of the IHG One Rewards Premier Credit Card, we take a look at its features and how it can be of benefit to frequent travelers with loyalty to IHG hotels. The card comes with a free anniversary night, a generous welcome bonus free nights after spending $4,000 on purchases in the first three months from account opening, a free reward night when you redeem reward points for a stay of four nights or more, and high reward rates on travel purchases made with the card.

The Chase IHG One Rewards Premier Credit Card comes with many benefits. You can earn rewards up to 26x points for purchases with IHG. You earn 10 reward points for every dollar spent at IHG hotels and resorts as a cardholder and up to 10 points per dollar for being a member of the IHG Rewards Club. You can earn a further five points for every dollar on account of your Platinum Elite Status with IHG. Welcome bonus offer of 140,000 bonus points is contingent on spending at least $3,000 in the first three months, and you can earn a further 10,000 points if you spend $20,000 on purchases in a calendar year. You also get one free anniversary night every year and another free night when you redeem your rewards for a stay of four or more nights.

You can redeem your points in the following ways:

Introductory Offers

• Earn 140,000 IHG One Rewards Bonus Points after spending $3,000 in the first three months.

Rewards

• Earn up to 26 points per dollar spent at IHG Hotels & Resorts.
• Earn 5 points per dollar on travel, gas stations, and restaurants.
• Earn 3 points per dollar on all other purchases.

Perks & Benefits

• Enjoy an Anniversary Free Night at IHG Hotels & Resorts.
• Get a fourth reward night free when redeeming points for a consecutive four-night IHG hotel stay.
• Automatic Platinum Elite status as long as you remain a Premier cardmember.
• Receive a Global Entry, TSA PreCheck, or NEXUS application fee credit up to $100, increasing to $120 starting October 1, 2024.

The IHG One Rewards Premier Credit Card comes with several other benefits and perks.

• Elite status perks: The card comes with a complimentary Platinum Elite status membership with IHG, which comes with several perks. You can enjoy guaranteed room availability, 50% increased bonus earnings on hotel stays, complimentary room upgrades on eligible stays, late checkout and free minibar access at eligible hotels.
• Global Entry or TSA PreCheck: If you use your credit card to pay for Global Entry or TSA PreCheck applications, you are eligible for reimbursement of up to $100 once every four years. ($120 starting 10/1/2024)
• Luggage protection: With this card, you can qualify for reimbursement of up to $100 per day for a maximum of three days for basic supplies if your luggage is more than six hours late. If your luggage gets damaged or lost, you can get up to $3,000 in compensation per passenger.
• Travel insurance: With the IHG One Rewards Premier Credit Card, you have access to trip cancellation and interruption insurance, which reimburses up to $5,000 per person and $10,000 per trip if your trip is canceled or shortened on covered incidents.
• Purchase protection: New purchases remain covered against damage or theft for a period of up to 120 days from the date of purchase, up to $500 per claim and $50,000 per card account. Also, you can activate a one-year warranty extension for new purchases made using the card for warranties of three years or less.

The IHG One Rewards Premier Credit Card can present good value for frequent travelers with brand loyalty to IHG. However, to get a better idea about what might work best for you, you can take a look at viable alternatives.

In-Depth Credit Card Comparisons:

• IHG One Rewards Premier Credit Card vs IHG One Rewards Traveler Credit Card
• IHG One Rewards Premier Credit Card vs World of Hyatt Credit Card

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