All information about the Marriott Bonvoy Boundless Credit Card has been collected independently by MoneyGeek.com and has not been reviewed by the issuer.
MoneyGeek’s Take
Marriott Bonvoy Boundless® Credit Card Review
Updated: December 9, 2024
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Marriott Bonvoy Boundless® Credit Card
On Issuer's Site
Rewards Summary
Earn 2X – 17X pointsEarn 6X total Bonvoy points at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card (up to 17X points through the Bonvoy loyalty program with Silver Elite status), 2X Bonvoy points on all other purchases and 3X points on grocery store, gas station and dining purchases (up to $6,000 in combined purchases each year, then 2X points)
APR
20.74% - 27.74% VariableAnnual Fee
$95Recommended Credit
670-850 (Good to Excellent)Moneygeek.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
WHY TRUST OUR REVIEWS
MoneyGeek uses a streamlined methodology and review process to rank credit cards. Our process starts with getting credit card details from the Consumer Finance Protection Bureau’s database and standardizing data points to be used in comparing these details. The process also entails estimating average spend profiles, setting long-term value and re-ranking the cards on a regular basis.
The Marriott Bonvoy Boundless® Credit Card is for travelers who want to amp up their earning and redemption rewards from Marriott-branded hotels. The 2x earning on all purchases is a simple and easy way to quickly earn points for redemptions at participating Marriott properties. This card has a relatively high APR on purchases, balance transfers and cash advances. However, the lack of transaction fees means you’ll want to carry this card in your wallet when you’re traveling abroad.
Marriott Bonvoy Boundless® Credit Card Overview
With the Marriott Bonvoy Boundless® Credit Card, you can earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening.
Bonvoy Boundless Points Estimator
Estimate the value of the rewards you could earn with the Bonvoy Boundless card. Use this calculator to see how your spending translates into points.
Important Disclaimers:
- This calculator is for planning and evaluation purposes and not sponsored or endorsed by American Express.
- Some of your purchases may not be eligible for earning points.
- The value of points at redemption will vary.
1
How much do you spend at Marriott Bonvoy hotels per YEAR? (6X points)
$
2
How much do you spend on groceries per MONTH? (3X points, up to $6,000 per year)
$
3
How much do you spend on gas per MONTH? (3X points, up to $6,000 per year)
$
4
How much do you spend on dining per MONTH? (3X points, up to $6,000 per year)
$
5
How much do you spend on other purchases per MONTH? (2X points)
$
Points Earned From the Card:0
Estimated Points Value:0 cents
Value of Points:$0
Important Card Details
Cardholders pay various fees with the Chase Marriott Bonvoy Boundless card. While the card does not have foreign transaction fees, you will need to pay an annual fee as well as a balance transfer and cash advance fee. With its variable APR on purchases and balance transfers, you may need to ensure that you do not delay in making your monthly payments as this will result in high interest.
Variable APR on purchases and balance transfer
The Marriott Bonvoy Boundless® Credit Card comes with a fairly high variable APR ranging from 20.74% - 27.74% depending on your creditworthiness. This APR applies to purchases as well as balance transfers. However, cash advances have an APR of 29.49%.
Balance Transfer Fee
Marriott Bonvoy Boundless® Credit Card customers pay $5 or 5% of the transaction amount for transferring cash from another card, whichever is higher. That means if you transfer $100, you will pay $5.
Cash Advance Fee
The cash advance fee for this card is $10 or 5% of the advance amount, depending on which is higher. Therefore, if you request a cash advance of $100, you will pay a fee of $10.
Annual Fee
With this card, you will be charged an annual fee of $95.
Late Fee
You will pay up to $40 for making your payments past the due date. You will also get a penalty APR of up to 29.99%.
Additional Benefits
Beyond the points you can get with this card, the Marriott Bonvoy Boundless® Credit Card offers other benefits and features. Read through them to understand if the card is right for you.
- Balance transfers: The card allows you to transfer outstanding balances from other cards. However, due to its high APR on balance transfers, you may want to avoid using this feature.
- Contactless pay: The Marriott Bonvoy Boundless® Credit Card supports contactless pay. You will only need to tap your card to the checkout terminal to settle your transactions.
- Purchase Protection: You will get coverage for your new purchases against theft and damage for a maximum of 120 days against theft and damage. The limits for these are $500 per claim and $50,000 per account.
- Customer Service: You will receive complimentary Visa signature concierge services. That means you will receive help with finding the best sports and entertainment events as well as making dinner reservations.
- Baggage delay reimbursement: Cardholders get reimbursement for important purchases such as clothes and toiletries if their baggage delays for more than six hours, up to $100 per day for five days. For lost or damaged luggage, you get coverage of up to $3,000.
- Elite Night Credits: Each year, you will get 15 elite night credits.
How the Marriott Bonvoy Boundless® Credit Card Compares To Other Cards
The Marriott Bonvoy Boundless® Credit Card stands out among other Marriot Bonvoy cards because of its generous rewards, including five free nights for meeting the threshold for qualifying purchases, up to 17 total points per $1 spent in a Marriott hotel and automatic Silver Elite status after each account anniversary. However, some people may prefer other options depending on the features they want in a card.
In-Depth Credit Card Comparisons:
How the Marriott Bonvoy Boundless® Credit Card Compares
Marriott Bonvoy Boundless® Credit Card
- Annual Fee: $95
- Purchase APR: 20.74% - 27.74% variable
- Balance Transfer Fee: 5%
- Foreign transaction fee: $0
- Cash Advance Fee: $10 or 5%
- Hotel reward rate: 6X
- Cash Back Reward: None
- Best For: Overseas travel with a focus on the hotel benefits
IHG One Rewards Traveler Credit Card
- Annual Fee: $0
- Purchase APR: 20.74% - 27.74% Variable
- Balance Transfer Fee: 5%
- Foreign transaction fee: $0
- Cash Advance Fee: 5%
- Hotel reward rate: 17X
- Cash Back Reward: None
- Best For: Ideal for travelers seeking a card with no annual fees but with more hotel rewards than the Marriott Bonvoy Boundless® Credit Card.
Frequently Asked Questions
What is the average credit score needed to get approved for the Marriott Bonvoy Boundless® Credit Card?
You need a good or excellent credit score to get approved for a Marriott Bonvoy Boundless® Credit Card.
Does the Marriott Bonvoy Boundless® Credit Card report to all three credit bureaus?
Yes, this card reports to all three credit bureaus.
Is the Marriott Bonvoy Boundless® Credit Card application process lengthy? Can you prequalify?
The Marriott Bonvoy Boundless® Credit Card application process is quite simple. You can submit the application online via the Chase website.
What information is needed to apply for the Marriott Bonvoy Boundless® Credit Card?
Your name, mailing address, financial information such as your gross income and contact information are needed during the application process.
Does the Marriott Bonvoy Boundless® Credit Card have a mobile app or the option to pay or manage your account online?
There is a Marriott Bonvoy Boundless® Credit Card mobile app where cardholders can check their card status, book relevant amenities and contact customer support.
Does the Marriott Bonvoy Boundless® Credit Card raise credit limits automatically or charge for limit increases?
Your Marriott Bonvoy Boundless® Credit Card credit limit won’t change automatically. However, your status automatically changes to Silver elite after your account’s anniversary.
Does the Marriott Bonvoy Boundless® Credit Card offer the option to freeze your credit/account or have other security features?
Marriott Bonvoy Boundless® Credit Card does not have the option to freeze your account. The contactless pay feature ensures the security of all transactions made using the card.
Does the Marriott Bonvoy Boundless® Credit Card offer other credit cards besides Marriott Bonvoy Boundless® Credit Card?
Several other Chase Marriott Bonvoy cards exist aside from this card. They include the IHG® Rewards Traveler Credit Cards, card, Marriott Bonvoy Bold® Credit Card and many others.
About Doug Milnes, CFA
Doug Milnes is a CFA charter holder with over 10 years of experience in corporate finance and the Head of Credit Cards at MoneyGeek. Formerly, he performed valuations for Duff and Phelps and financial planning and analysis for various companies. His analysis has been cited by U.S. News and World Report, The Hill, the Los Angeles Times, The New York Times and many other outlets.
Milnes holds a master’s degree in data science from Northwestern University. He geeks out on helping people feel on top of their credit card use, from managing debt to optimizing rewards.
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Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, credit card issuer, hotel, airline, or other entity. Learn more about our editorial policies and expert editorial team.
Advertiser Disclosure: MoneyGeek has partnered with CardRatings.com and CreditCards.com for our coverage of credit card products. MoneyGeek, CardRatings and CreditCards.com may receive a commission from card issuers. To ensure thorough comparisons and reviews, MoneyGeek features products from both paid partners and unaffiliated card issuers that are not paid partners.