Navy Federal Credit Union Visa Signature Flagship Rewards card Review

For military families who travel frequently, the Navy Federal Credit Union Visa Signature Flagship Rewards Card is an excellent choice. The rewards structure of three points per dollar on travel purchases and hotel costs — and two points per dollar on all other purchases — is impressive for a card with a moderate annual fee and no foreign transaction fees.

The card is limited to Navy Federal members who are affiliated with the military or the Department of Defense. Our review of the Navy Federal Credit Union Visa Signature Flagship Rewards card delves into its features so you can compare it to others and determine if it's the best card for you.

>>MORE: NAVY FEDERAL MEMBERSHIP REQUIREMENTS

With the Navy Federal Credit Union Visa Signature Flagship Rewards Card, you can earn at least two points for every dollar you spend on eligible purchases. Additionally, it offers the following offers and bonuses.

• No annual fee
• 2% cash back on all purchases
• Redeem cash back as a statement credit, a direct deposit to a Wells Fargo account or a mailed check
• Spend $4,000 within three months from account opening to earn a $400 welcome bonus
• Enjoy 0% APR on purchases and balance transfers for first 15 months
• 3% foreign transaction fee

It’s important to understand your rights as a credit card holder. Apart from that, understanding the benefits, fees, and interest rates associated with the Navy Federal Credit Union Visa Signature Flagship Rewards card can help you compare it with other cards.

Fees, interest rates, rewards rates and other information for the Navy Federal Credit Union Visa Signature Flagship Rewards Card can be found in the table below.

In addition to the benefits offered by the Navy Federal Credit Union Visa Signature Flagship Rewards card, it includes a number of appealing features that make it a convenient and secure travel companion.

For additional information on the terms used in your credit card statement or terms, see MoneyGeek's credit card glossary.

• Tap to Pay: Your contactless Visa Signature Flagship Card can be used to make purchases quickly and securely by just tapping it on card readers equipped with the contactless feature.
• Travel and Emergency Assistance: With the card, you'll have access to a wide range of emergency services, anywhere and at any time. Medical referrals, lost luggage tracking and prescription assistance are all included.
• Cell Phone Protection: By using the card to pay your monthly cell phone bills, your phone is eligible for coverage against theft, damages and unintentional loss.
• Collision Damage Waiver: When you rent a car for 15 days or less and pay with the card, you are insured for Collision Damage Waiver. Physical damage and theft to the rental car are covered, as well as reasonable towing costs, legitimate loss-of-use penalties imposed by the auto rental business, your deductible, and other eligible expenses not covered by your temporary or rental insurance.
• Worldwide Automatic Travel Accident Insurance: When you use the card to pay for the whole common carrier fare for a covered trip, you and your dependents are automatically protected for physical injury and/or loss for one year from the accident date.
• Customer Service: Customer service personnel are available 24/7 to support you with your card-related queries and concerns.
• Mobile App: The company also has a mobile app for Android and Apple phones that can be used to check balances, pay bills, lock and unlock cards, transfer money and more.

Because of its travel rewards and no fee for overseas transactions, this card stood up well against most other travel rewards cards. How you think it compares to other reward cards, on the other hand, depends on what you're seeking in a credit card.

For rates and fees of the American Express® Gold Card, please click here.