Capital One Quicksilver Student Cash Rewards Credit Card Review: Keeping It Simple for Students

The Capital One Quicksilver Student Cash Rewards Credit Card slaps for students who want to snag easy rewards while leveling up their credit game. With unlimited 1.5% cash back on everything, you'll get steady returns without the hassle of tracking spending categories. It's a solid starter card, but consider its high APR and lack of bonus categories before you hit that apply button.

As a student card, the Quicksilver Student understands the assignment. It offers unlimited 1.5% cash back on all purchases, allowing you to earn consistent rewards without having to deal with categories and spending limits. The card also comes with student-friendly features such as no annual or foreign transaction fees and a signup bonus.

The Quicksilver Student is straight fire but lacks a 0% intro APR period, so it won’t work if you're looking for flexibility on new purchases. If you’re looking for high rewards on specific categories, you may want to check the Quicksilver Student’s sib, the Capital One Savor Student Cash Rewards Credit Card.

>>MORE: MoneyGeek's Best Student Credit Cards

The Quicksilver Student Card offers easy rewards with unlimited 1.5% cash back on every purchase. Unlike other cards, you won’t have to track spending categories and limits with this card.

Your cash back also never expires and can be redeemed anytime, in any amount. You can redeem your rewards as statement credits, gift cards or cash.

The Quicksilver Student Card scores one dub after another with its easy cash back and student-friendly features.

Even though the Quicksilver Student totally slaps, consider these factors before getting the card.

We’ve compared the Quicksilver Student with other student cards to help you find the one that best suits your needs.

The Quicksilver Student Card is the GOAT for students looking for a simple way to earn rewards and build their credit. Its unlimited 1.5% cash back on all purchases is hassle-free and can lead to big savings over time. Moreover, it doesn’t charge annual and foreign transaction fees, and it comes with a signup bonus.

However, if you want to earn bigger rewards and don’t mind dealing with categories, consider cards like the Savor Student Card. And, if you want a no-interest period, you’ll have to explore other options.

We reviewed 60 cash back credit cards on the marketplace, focusing on key features and assigning the following weights to generate a score for each card:

• Effective Reward Rate (50%): Measures how rewarding the card is based on different reward multipliers. A 5 rating indicates a highly rewarding card.
• Annual Fee (10%): Assesses the cost of the annual fee. A 5 rating means no annual fee.
• Offer ROI (10%): Evaluates the return on investment of the card's offers. A 5 rating indicates a high ROI.
• Regular APR (5%): Rates the card's regular APR. A 5 rating indicates a low APR.
• Issuer Satisfaction (5%): Based on J.D. Power issuer satisfaction study. A 5 rating indicates high satisfaction.
• Penalties (5%): Examines penalty rates and fees. A 5 rating means no penalty rates or fees.
• Foreign Transaction (5%): Assesses foreign transaction fees. A 5 rating indicates no foreign transaction fees.
• Intro Purchase (5%): Rates the 0% APR offer on purchases. A 5 rating indicates a long 0% APR period.
• Recommended Credit (5%): Rates the recommended credit score range. A 5 rating means the card is available to almost all credit scores.

Our comprehensive analysis allows us to accurately review and directly compare credit card features, empowering you with the information to make more informed financial decisions.

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.