Rewards Credit Card Reviews

Credit Card logo for Chase Sapphire Reserve® Card

Chase Sapphire Reserve® Card

Best for premium travel with flexible redemption points

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Credit Card logo for Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Enjoy flexible travel points and no foreign transaction fees

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Credit Card logo for American Express® Gold Card

American Express® Gold Card

A great rewards card for groceries, dining and flights

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Credit Card logo for Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Strong entry-level travel card with high rewards rates

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Credit Card logo for Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Straightforward travel rewards card with premium perks

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Credit Card logo for Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card

The best 2% unlimited cash back credit card to date.

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Credit Card logo for Citi Double Cash® Card

Citi Double Cash® Card

A great no-annual-fee card that offers up to 2% cash back

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Credit Card logo for Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

A great no-annual-fee card for diverse spenders

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Credit Card logo for Alliant Visa Signature Card

Alliant Visa Signature Card

A top-tier flat cash back card offering that gives you up to 2.5% cash back after a $10,000 spending cap.

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Credit Card logo for Alliant Visa® Platinum Credit Card

Alliant Visa® Platinum Credit Card

A good no-annual-fee credit card with an intro 0% APR offer

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Credit Card logo for Amazon Visa Card

Amazon Visa Card

For Amazon loyalists with no Prime membership

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Credit Card logo for Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card

Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card

Best for those looking for a credit-boosting card with a 0% intro APR

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Credit Card logo for Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

A great no-annual-fee business rewards card with several added benefits

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Credit Card logo for Bank of America® Customized Cash Rewards Credit Card

Bank of America® Customized Cash Rewards Credit Card

High cash back on bonus categories especially for BofA loyalists

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Credit Card logo for Bank of America® Customized Cash Rewards Credit Card for Students

Bank of America® Customized Cash Rewards Credit Card for Students

A good student card with higher cash back on bonus categories

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Credit Card logo for Bank of America® Premium Rewards® Credit Card

Bank of America® Premium Rewards® Credit Card

A great travel rewards card for people who don’t want to deal with blackout dates

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Credit Card logo for Bank of America® Travel Rewards

Bank of America® Travel Rewards

A no-annual-fee travel rewards card with a good spend-based welcome bonus offer

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Credit Card logo for BankAmericard® Credit Card

BankAmericard® Credit Card

A great 0% APR offer on purchases and balance transfers

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Credit Card logo for Blue Cash Preferred® Card From American Express

Blue Cash Preferred® Card From American Express

A strong cash back card for gas and groceries

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Credit Card logo for Capital One Platinum Credit Card

Capital One Platinum Credit Card

Good no-frills unsecured card for building credit

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Credit Card logo for Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Flat cash back with a lengthy intro 0% APR on balance transfers and purchases

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Credit Card logo for Capital One Quicksilver Student Cash Rewards Credit Card

Capital One Quicksilver Student Cash Rewards Credit Card

A practical no-annual-fee student credit card with cash back

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Credit Card logo for Capital One QuicksilverOne Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

Same cash back as Quicksilver, but easier to get with a lower credit score.

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Credit Card logo for Capital One Spark Cash Plus

Capital One Spark Cash Plus

Generous flat-rate cash back on business expenses

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Credit Card logo for Capital One Spark Miles for Business

Capital One Spark Miles for Business

Best flat-rate rewards card for frequent travel

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Credit Card logo for Chase Freedom Flex® Card

Chase Freedom Flex® Card

An easy-to-use cash back card with quarterly rotating bonus categories

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Credit Card logo for Chase Freedom Unlimited®

Chase Freedom Unlimited®

An excellent no-annual-fee card that lets you earn unlimited cash back

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Credit Card logo for Citi Custom Cash® Card

Citi Custom Cash® Card

5% cash back on your highest qualifying spend category up to $500 per month

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Citi Rewards+® Card

An excellent no-annual-fee rewards card with a 0% introductory APR offer

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Credit Card logo for Citi Simplicity® Card

Citi Simplicity® Card

A practical card with a long intro APR period on balance transfers

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Credit Card logo for Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

An excellent travel rewards card for international use

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Citi® Diamond Preferred® Card

One of the longest 0% intro APRs on balance transfers

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Credit Card logo for Citi® Secured Mastercard®

Citi® Secured Mastercard®

Best credit card for building credit with no or limited credit history

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Credit Card logo for Credit One Bank® Platinum Visa®

Credit One Bank® Platinum Visa®

A fair credit card for those rebuilding credit.

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Credit Card logo for Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Best credit card for prequalifying with bad credit

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Credit Card logo for Credit One Bank® Platinum X5 Visa®

Credit One Bank® Platinum X5 Visa®

An excellent card for earning cash back across categories

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Credit Card logo for Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

Best student cash back card for limited credit history

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Credit Card logo for Discover it® Cash Back Card

Discover it® Cash Back Card

The original 5% cash back revolving bonus categories card

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Credit Card logo for Discover it® Chrome

Discover it® Chrome

Extra cash back at restaurants and gas stations

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Discover it® Miles

A good no-annual-fee travel credit card with an introductory 0% APR offer

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Credit Card logo for Discover it® Secured Credit Card

Discover it® Secured Credit Card

A practical no-annual-fee secured card for earning cash back and building credit

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Credit Card logo for Discover it® Student Cash Back

Discover it® Student Cash Back

A sound no-annual-fee credit card that offers bonus cash back for students

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Credit Card logo for Discover it® Student Chrome

Discover it® Student Chrome

A good student credit card with bonus cash back categories

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Credit Card logo for Fit Mastercard® Credit Card

Fit Mastercard® Credit Card

An unsecured credit card meant for those who wish to rebuild their credit

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Credit Card logo for Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®

A great card with global access to rebuild your credit

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Credit Card logo for Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Best for earning rewards on office supplies

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Credit Card logo for Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Great for big welcome offer and ongoing rewards

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Credit Card logo for JetBlue Plus Card

JetBlue Plus Card

Great for frequent JetBlue travelers looking for additional TrueBlue points and perks from their loyalty

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Credit Card logo for Mastercard® Black Card™

Mastercard® Black Card™

A great travel reward card with no foreign transaction fee and many travel benefits (for a price)

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Credit Card logo for Mastercard® Gold Card™

Mastercard® Gold Card™

A great card for people who’re looking at premium benefits

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Credit Card logo for Mastercard® Titanium Card™

Mastercard® Titanium Card™

Best rewards credit card for luxury travel/hotel perks

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Credit Card logo for Milestone Mastercard® - $700 Credit Limit

Milestone Mastercard® - $700 Credit Limit

Good choice for rebuilding your credit without paying a security deposit.

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Credit Card logo for Navy Federal Credit Union Platinum Card

Navy Federal Credit Union Platinum Card

A great no-annual-fee balance transfer card for Navy Federal members

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Credit Card logo for Navy Federal Credit Union Visa Signature Flagship Rewards card

Navy Federal Credit Union Visa Signature Flagship Rewards card

A good travel rewards card with nominal annual fees

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Credit Card logo for Navy Federal Credit Union® nRewards® Secured Credit Card

Navy Federal Credit Union® nRewards® Secured Credit Card

A good secured card for building credit and earning rewards

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Credit Card logo for Navy Federal More Rewards American Express card

Navy Federal More Rewards American Express card

A good no annual fee rewards card for people with average credit

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Credit Card logo for PenFed Pathfinder® Rewards Visa Signature® Card

PenFed Pathfinder® Rewards Visa Signature® Card

A good travel rewards card that comes with a possible annual fee waiver

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Credit Card logo for PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature® Card

A great no annual fee gas rewards card

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Credit Card logo for PenFed Power Cash Rewards Visa Signature® Card

PenFed Power Cash Rewards Visa Signature® Card

A good no-annual-fee balance transfer card with cash back

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Credit Card logo for Simmons Rewards Visa Signature®

Simmons Rewards Visa Signature®

A great no annual fee card that offers rewards and travel benefits

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Credit Card logo for Simmons Visa®

Simmons Visa®

A fantastic low-interest card that comes with no annual fees

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Credit Card logo for Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Southwest loyalists who prefer low annual fees

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Credit Card logo for Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Mid-tier option if you don't travel yearly

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Credit Card logo for U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Altitude® Go Visa Signature® Card

Solid dining rewards card with no annual fee

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Credit Card logo for U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

An excellent balance transfer card with no annual fees and an extended intro APR offer

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Credit Card logo for United℠ Explorer Card

United℠ Explorer Card

Frequent United Airlines flyers

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Credit Card logo for Wells Fargo Reflect® Card

Wells Fargo Reflect® Card

A strong balance transfer card with a lengthy 0% APR offer

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Comparing Rewards Credit Cards

We put these top cards head to head and can narrow down which rewards card offers the most value and money back for your everyday spending.

Resources and Guides

At MoneyGeek, our goal is to help you navigate the world of rewards credit cards — how they function, what sets them apart and how to qualify. We've brought together all the essential information in one place, offering a comprehensive hub to guide you through everything you need to know about rewards credit cards.