Most leading credit card providers such as American Express, Chase, Citi, Capital One and Bank of America offer cards that come with higher reward rates on travel purchases and other bonus categories. However, what is considered travel for credit cards is not the same across all issuers. For instance, while almost all issuers categorize spending on airlines, hotels and car rentals as travel purchases, this is not the case with motorhome and boat rentals.
The travel rewards for which you may redeem your points/miles tend to differ from one card to the next. For instance, if you get an airline card, you might be able to redeem your miles/points only through the airline’s loyalty program.
Travel cards are ones that give you the ability to earn points/miles faster when you make travel-related purchases. Co-branded cards are linked to specific airlines or groups of hotels and are best suited for those who are loyal to a particular brand. For others, non-co-branded travel rewards cards might be a better fit.