Brett Holzhauer, CPFC

Personal Finance Journalist

Brett Holzhauer is a Certified Personal Finance Counselor (CPFC) and a personal finance reporter at MoneyGeek. He has written for several leading publications, including Forbes Advisor, LendingTree, CNBC and ValuePenguin.

Holzhauer has a journalism and mass communications degree from the Walter Cronkite School of Journalism and Mass Communications at Arizona State University.

Credentials: Certified Personal Finance Counselor (CPFC)

Education: B.A. Journalism and Mass Communications - Walter Cronkite School of Journalism and Mass Communications at Arizona State University

Expertise: Personal Finance, Credit Cards, Loans, Budgeting, Student Loans, Investing and Stock Market

Latest Written

The Basics of Credit Cards Explained

A credit card is a financial product that allows you to borrow money for everyday purchases with the goal of paying off the balance each month.Read More

Best Credit Card Combinations to Maximize Rewards

If you want to maximize credit card rewards, it’s best to approach your spending with a credit card strategy that uses multiple cards. Here’s how you can do it and what you can earn.Read More

How You Can Get Paid to Pay Your Taxes With a Credit Card

Before you pay your tax bill, you may consider paying your taxes with a credit card to earn valuable rewards.Read More

How Credit Utilization Ratio Works

More credit is never bad, but using more of that credit can leave you with a weaker credit score. Here’s what you need to know about the credit utilization ratio.Read More

The Best Credit Cards with Low-Interest Rates in 2024

Low-interest credit cards can save you money each month by reducing or temporarily eliminating interest charges. MoneyGeek explored the top options available.Read More

Best Credit Cards for Rewards and Cash Back 2024

The best rewards credit cards can earn you valuable travel rewards or cash back. Here are the 14 best rewards credit cards you can get right now.Read More

Latest Edited

Best Student Loans for Parents in 2024

Parent student loans allow parents to help their child fund higher education. Finding the best rates and lenders can make college a financial reality.Read More

Today’s Refinance Rates in West Virginia

Looking to refinance your mortgage loan in West Virginia? Learn about today’s refinance rates to help you find a viable solution.Read More

Today’s Refinance Rates in Vermont

Looking to refinance your mortgage loan in Vermont? Learn about today’s refinance rates to help you find a viable solution.Read More

Today’s Refinance Rates in Texas

Looking to refinance your mortgage loan in Texas? Learn about today’s refinance rates to help you find a viable solution.Read More

Today’s Refinance Rates in Mississippi

Looking to refinance your mortgage loan in Mississippi? Learn about today’s refinance rates to help you find a viable solution. Read More

Today’s Refinance Rates in Maine

Looking to refinance your mortgage loan in Maine? Learn about today’s refinance rates to help you find a viable solution. Read More

Latest Expert Reviews

Capital One Quicksilver: The Best Boring Card

Are the Quicksilver card's unlimited 1.5% cash back and no annual fee enough to make it your go-to card?Read More

How to Maximize Cash Back With Your Credit Card

Learn how to maximize cash back credit cards. We offer expert strategies and card picks to help you gain extra cash back from your everyday expenses. Read More

How to Avoid Accruing Credit Card Interest

Learn how to avoid unnecessary interest charges on credit cards and keep more of your money with smart payment strategies. Read More

American Airlines AAdvantage® MileUp® Card

Is the AA MileUp Card worth it for budget travelers? Earn 2 miles per $1 on groceries and AA purchases with no annual fee — but consider its drawbacks first.Read More

Citi® / AAdvantage® Platinum Select® World Elite Mastercard Review

Is this the card for you? Discover how its perks, like free checked bags and priority boarding, stack up against its annual fee and spending requirements.Read More

Citi / AAdvantage Executive World Elite Mastercard Review

Admirals Club membership, 4X miles and other perks make the AA Executive World Elite sound like a traveler’s dream, but is it worth the over $500 annual fee?Read More

Latest Expert Contributions

MoneyGeek's Credit Card Rewards Survey

Credit card rewards sell, but do they drive consumer behavior? MoneyGeek’s survey examined how different factors impact reward redemption.Read More

How to Travel Hack Responsibly - Credit Cards

Travel hacking can get you free flight tickets, flight upgrades, discounted accommodation and more. However, understanding the downsides to travel hacking is crucial.Read More