What steps can seniors take to reduce their car insurance premiums?


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What are ways seniors can save money on car insurance?

What strategies can I use to save money on car insurance as a senior while still maintaining adequate coverage and ensuring I'm fully protected on the road?

Dec 27, 2024 | Ryan Scott, San Antonio, Texas
Answer
Mark Fitzpatrick
Head of Insurance, MoneyGeekUpdated December 27, 2024

There are a number of ways for seniors to save on their car insurance:
- Take a Defensive Driving Course – you will save 10% off your liability and collision premiums. 
- Make sure your agent has your car listed a “Pleasure” use if you are no longer driving your car to and from work
- Consider higher deductibles on your Comprehensive and Collision Premiums
- Bundle or Package your Homeowner and your Auto with the same insurance company

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