What Teens Should Look for in a Car to Lower Insurance Rates


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What features should teens and parents look for when shopping for a car, and how will this impact car insurance rates?

What features should I focus on when choosing a car for my teenage driver to ensure it’s safe and reliable? Also, how might those choices impact our car insurance rates?

Nov 18, 2024 | Anthony Martinez, Winston-Salem, North Carolina
Answer
Mark Fitzpatrick
Head of Insurance, MoneyGeekUpdated December 17, 2024

The biggest issue is the balance to strive for. The best, top of the line car could be purchased, but that may not be the correct decision, at least cost wise. On the other hand, getting a car that we are not sure when it will stall may not be appropriate either. It is important to give the teen a car that is reliable, and has a host of safety features, and not very expensive. Such features would also help lower insurance costs as well.

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