What steps can Maine drivers take to lower their car insurance premiums?

When comparing car insurance rates, take a look at the amounts and types of coverage you have. For example, if you have a car worth $2,500, it would not make too much sense to have much more than minimal coverage on the vehicle. On the other hand, if you have a loan on the car, the lender will require coverage to make sure they get paid in the event of a loss.