How can drivers safely compare and shop for car insurance online?

a). Go to a trusted website. Do a pre-search on the National Association of Insurance Commissioners State web app and find insurance companies that are licensed in your state. You may also visit your State Insurance Department's website. Auto insurance is regulated on a state-by-state basis. Your state's insurance department usually has relevant information in the consumer information section of its website.

b). Most insurance companies will allow customers to get a quote online and they can get the added benefit of adjusting the policy to their prepared ways. In this case, make sure you are going through a reputable insurance company.

c). Bring a sense of security. Prepare all your information up front and don't give any personal information before you get the quote.

d). Do not automatically accept the cheapest quote. It could be a lesser company or not particularly good coverage.