What factors influence the cost of motorcycle insurance the most?

Motorcycle insurance rates are usually based on a few key factors, such as the age of the driver, the make and model of the motorcycle, the driving history of the driver, and the location where the motorcycle will be stored and used.

Other factors that may affect rates include whether or not you have collision and comprehensive coverage, how much liability coverage you have, and whether or not you have any safety features on your bike. In general, riders who are considered riskier to insure will pay higher premiums than those who are considered less risky.