How Subrogation Differs Across Insurance Types

Yes, there can be differences in the way that subrogation is handled in different types of insurance. For example, in auto insurance, subrogation is typically only pursued when the at-fault party does not have insurance. In home insurance, subrogation may be pursued for damages caused by a third party, such as a contractor. And in other types of insurance, such as life or health insurance, subrogation may not be an option at all.