How can veterans ensure insurance coverage for adaptive car equipment?

Veterans have enough challenges to face when returning home, so car insurance shouldn’t be one of them. With new technologies available to adapt vehicles for all sorts of ability levels, opportunities for veterans to drive safely and comfortably are easier than ever before.

To best evaluate needs for adaptive equipment, veterans should meet with a driver rehabilitation specialist to assess what adaptive equipment is needed and how the equipment will wear over time. Once finished with the evaluation, the specialist will provide a comprehensive report containing driving requirements or restrictions, as well as specific recommendations for future adaptive equipment. As a rule of thumb, both new and advanced drivers will need safety training on how to use the new adaptive equipment, as most types of adaptive equipment are quite complex.

When getting car insurance coverage, make sure the company is aware you have adaptive equipment. You may be able to add an endorsement for custom modifications to make sure they’re covered if you’re in an accident or the car is stolen.