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Is No-Exam Life Insurance Right For Me?

Deciding If No-Exam Life Insurance Is Right for You

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Life Insurance

How do I know if a no-exam life insurance is right for me?

Based on my current health status and financial situation, how can I determine if a no-exam life insurance policy is the right choice for me? Could you also provide some insight into the benefits and drawbacks of choosing this type of policy?

Nov 18, 2024 | Christopher Bennett, Honolulu, Hawaii

Answer

Mark Fitzpatrick

Head of Insurance, MoneyGeekUpdated December 17, 2024

If there are some reasons you feel that traditional medical underwriting would be problematic for you, a no-exam life policy would be a way for you to obtain coverage, usually at a higher premium and with a small death benefit.

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Deciding If No-Exam Life Insurance Is Right for You

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How do I know if a no-exam life insurance is right for me?

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