While benefits like Social Security Disability Insurance (SSDI offer crucial financial support for people with disabilities, additional savings opportunities through assorted discounts can further ease financial burdens. Those with disabilities can find discounts across various spending areas, including health care, retail and shopping, entertainment and travel. Leveraging these discounts can help increase your savings and decrease financial barriers.
Guide to Discounts for Individuals With Disabilities
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How to Find and Claim Disability Discounts
Finding and claiming discounts for adults with disabilities involves understanding where to look and what documentation is needed.
Where to Find Disability Discounts
Proactively exploring different resources will help you find discounts for your disability status. Here are some places to locate potential offers:
Online Resources
Many websites provide information on discounts for people with disabilities. These sites often list discounts across various categories, such as travel, shopping and entertainment, and provide detailed instructions on accessing and using these discounts. Look for websites specializing in disability resources and consumer rights, such as Disabled World and Disability Benefits Help, as they frequently update their listings with new discounts.
Discount Aggregator Platforms
Platforms such as RetailMeNot and Dealhack can be a one-stop shop for discovering new and relevant deals. These websites gather discount information from various sources and present it in an easy-to-navigate format, making it simpler to find applicable discounts.
Benefit Finder Tool
People with disabilities can discover benefits they may be eligible for using the Benefit Finder provided by USAGov. The process is straightforward and typically takes only 2 to 5 minutes. Start by visiting their website and answering questions about yourself, such as your disability status and household information. Once you've completed the questionnaire, the tool will generate a personalized list of benefits you may qualify for. To apply for these benefits or find more information, you can visit the websites of the relevant agencies or contact your local offices.
How to Claim Disability Discounts
Once you've identified potential discounts, the next step is understanding how to claim them. Some discounts can be claimed online using promo codes or membership registrations, while others may require in-person verification. The latter typically involves providing documentation to prove eligibility and following specific application procedures.
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Government-Issued ID or Disability Identification Card
This is the primary proof of disability required to claim many discounts. Always carry your ID or disability card when shopping or accessing services to verify your eligibility.
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Membership Cards
Some organizations and retailers offer disability discounts through membership programs. You may need to present a valid membership card to access these discounts. Make sure to check the specific requirements for each program.
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Discount Codes
Discount codes for disability-related discounts can often be found online or through specific organizations. To use them, enter the code at checkout or during the application process as directed by the retailer or service provider.
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Medical Records
In addition to your ID card, you may need medical records or a letter from a health care provider to verify your eligibility for certain disability discounts. Ensure you have these documents ready to avoid delays in the application process.
Disability Discounts for Utility Bills
Various programs and discounts are available to those with disabilities to help reduce utility costs. These discounts can vary in availability and amount, so it's always a good idea to check with the retailer directly or visit their website for the most current information. Many of these discounts require proof of disability, such as a government-issued ID or a disability identification card, to be eligible.
Company Name | Disability Discounts |
|---|---|
AT&T provides an AT&T Wireless Accessibility Plan with special prices for people with speech or hearing disabilities. | |
This program provides a discount on phone and internet services for eligible low-income consumers, including those with disabilities, ensuring that essential communication services are affordable for everyone. | |
LIHEAP is a federal program that assists low-income households, including those with disabilities, with home energy bills. It provides support for heating, cooling and energy crises. | |
This program offers discounts on electric bills from National Grid or Eversource. Once you are accepted, savings appear after 1–2 billing cycles. | |
Volunteers of America runs housing facilities and activities for people with intellectual disabilities, providing them with necessary assistance and support. | |
WAP provides free weatherization services to improve the energy efficiency of homes for low-income families, including those with disabilities. This can help reduce heating and cooling costs. |
Disability Discounts for Entertainment and Recreation
Many entertainment venues and recreational facilities offer discounts for people with disabilities, making it easier to enjoy these activities without financial strain. These discounts may apply to venues, including movie theaters, museums, zoos and theme parks.
Company Name | Disability Discounts |
|---|---|
Amazon offers a discounted Prime membership for individuals with a valid EBT or Medicaid card, providing access to Prime benefits at a lower rate. | |
The United States Geological Survey (USGS) provides a free lifetime Access Pass to U.S. citizens or permanent residents with permanent disabilities, granting access to over 2,000 federal recreation sites. There is a $10 document processing fee. | |
The San Diego Zoo provides free admission for companions of guests with disabilities, though guests with disabilities must still pay admission fees. |
Disability Discounts for Travel and Transportation
Traveling can be an enriching experience, but it often comes with additional costs for individuals with disabilities. Fortunately, many travel companies offer discounts to make travel more accessible and affordable. It is advisable to contact the travel service provider directly or visit their website to get the most current information and specific instructions on how to claim these discounts. Most providers require proof of disability, such as a medical certificate or disability identification card, to qualify for these discounts.
Company Name | Disability Discounts |
|---|---|
Amtrak provides a 10% discount on rail fares for passengers with disabilities. Additionally, one traveling companion can also receive a 10% discount. | |
Angel Flight offers free air transportation for individuals with a disability. Volunteer pilots donate their time and aircraft to help families in need. | |
Avis provides a range of products and services for drivers and passengers with disabilities at no extra cost through their Avis Cares® Program. Services include hand controls, transfer boards and swivel seats. Visually impaired passengers must travel with a licensed driver. | |
Free Charity Cars provides free vehicles to individuals in need, including those with disabilities. This service helps recipients gain access to reliable transportation for essential activities like medical appointments and employment at no cost to them. | |
Mystic Valley Elder Services offers TRIP Metro North, a free, passenger-controlled transportation program for older adults and adults with disabilities in several Massachusetts cities. It provides tools to recruit drivers and funds to reimburse them for mileage. |
Disability Mobility Rebates
Mobility rebates offer financial assistance to individuals with disabilities, helping them afford necessary vehicle modifications. These rebates can be used for adaptive equipment like hand controls, wheelchair lifts and other accessibility enhancements. Many automotive manufacturers provide these rebates as part of their commitment to making transportation more accessible.
Company Name | Disability Discounts |
|---|---|
Audi offers a mobility subsidy of up to $1,500 for hand controls and other eligible equipment. | |
Through BMW’s mobility program, you may get a one-time adaptive equipment reimbursement of up to $2,500. | |
This program offers up to $1,000 for eligible adaptive equipment and rebates of up to $200. | |
General Motors offers up to $1,500 for adding eligible adaptive equipment to new Chevrolet, Buick, Cadillac or GMC vehicles, plus two years of OnStar coverage. | |
Honda offers a reimbursement program for up to $1,000 on adaptive equipment. | |
Hyundai provides up to $1,000 in mobility rebates on adaptive equipment. | |
Lexus provides reimbursement assistance of up to $1,000 for eligible equipment and flexible, extended-term financing. | |
Nissan offers rebates of up to $1,000 on the cost of eligible adaptive equipment or conversion. | |
Toyota provides a mobility rebate of up to $1,000 on adaptive equipment and vehicle conversions. | |
Subaru offers mobility assistance rebates of up to $1,000 for adaptive equipment. | |
Volvo offers reimbursement for mobility equipment installation cost |
Disability Discounts for Health Care and Medical Equipment
Health care and medical equipment can be significant expenses for individuals with disabilities. Many companies offer discounts to make these essential items more affordable. Check with the provider directly or visit their website for current information and specific instructions on claiming these discounts. Most providers require proof of disability, such as a medical certificate or disability identification card, to qualify for these discounts.
Company Name | Disability Discounts |
|---|---|
1800Wheelchair offers free shipping on orders over $59 and exclusive deals on wheelchairs, powerchairs, scooters and medical supplies. | |
The Adaptive Sports Foundation provides sponsorship opportunities for children and adults with cognitive and physical disabilities, including virtual adaptive fitness programs and winter snow sports programs. | |
Fashionable Canes offers discounted prices on select products and free shipping on orders over $75. | |
FDAC provides affordable and durable medical equipment for people with disabilities. | |
GoodRx provides significant discounts on prescriptions for individuals with disabilities. By presenting a GoodRx coupon at participating pharmacies, users can save up to 80% on medications. | |
HME offers home medical equipment at discounted rates with free shipping on all orders. | |
Through its Active Fund, the Kelly Brush Foundation provides adaptive sports equipment grants for individuals paralyzed by spinal cord injury. | |
Walgreens offers a Prescription Savings Club to help individuals with disabilities save on medications. Membership provides access to discounts on over 8,000 medications. |
How to Maximize Disability Discounts
Maximizing disability discounts involves more than just knowing where to find them. Implementing various strategies can help you save more effectively and ensure you take advantage of all available opportunities. Here are some tips on how to maximize disability discounts:
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Stay Informed
Sign up for newsletters from organizations, retailers and service providers that offer disability discounts to receive updates on new deals and promotions directly in your inbox. Many companies and advocacy groups also announce discounts and special offers on their social media pages. Follow them on platforms like Facebook, X and Instagram to stay updated.
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Join Disability Organizations
Many disability advocacy organizations offer exclusive discounts to their members. Join groups like The Arc, Easterseals or Disabled American Veterans to access these benefits. Being part of these organizations also connects you with a community that can share tips and information about discounts and how to claim them.
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Combine Discounts
Whenever possible, combine multiple discounts. For instance, use a store's sale along with a disability discount and a coupon code to maximize savings. Enroll in loyalty programs offered by retailers. These programs often provide additional discounts and rewards that can be combined with disability discounts.
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Plan Ahead
Before making any purchase, research if there are any available discounts for the products or services you need. Some discounts are better during off-peak times. For example, travel discounts might be more substantial during the off-season. Plan your purchases accordingly. This can save you a significant amount of money.
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Keep Documentation Handy
Always have your disability identification card, medical records or other required documentation ready so you can quickly and easily prove your eligibility for discounts. Keep all necessary documents organized and easily accessible to save time and prevent any potential issues when claiming discounts.
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Ask for Discounts
Sometimes discounts are not advertised. Always ask if a discount is available for people with disabilities, whether you are shopping in-store or online. If a cashier or sales representative is unaware of a discount, ask to speak to a manager who might be more informed about special offers.
FAQ on Discounts for Individuals With Disabilities
Here are answers to some frequently asked questions about disability discounts to help you make the most of these opportunities.
Are there any discounts specifically for veterans with disabilities?
Yes, many companies offer discounts specifically for veterans with disabilities. These can include discounts on retail purchases, travel, health care services, etc. Proof of veteran status and disability, such as a VA card, is usually required to claim these discounts.
What should you do if you have trouble accessing a discount?
If you encounter challenges accessing a discount, ensure all necessary documentation is organized and readily available. You can also seek assistance from disability advocacy groups, which can provide support and guidance. If a cashier or representative is unaware of the discount, ask to speak to a manager.
Do you need to apply for disability discounts, or are they automatically applied?
Most disability discounts require you to apply or show proof of eligibility. This process can involve providing documentation and following specific application procedures. Discounts are rarely applied automatically without some form of verification.
About Nathan Paulus
Nathan Paulus is the Head of Content Marketing at MoneyGeek, with nearly 10 years of experience researching and creating content related to personal finance and financial literacy.
Paulus has a bachelor's degree in English from the University of St. Thomas, Houston. He enjoys helping people from all walks of life build stronger financial foundations.