The average full coverage car insurance in Burbank costs $175 per month. Rates can vary widely, from as low as $76 to as high as $423, depending on factors like the policy, vehicle type and driver details. To help drivers gauge potential expenses, the table below highlights average car insurance costs for various driver profiles.
Burbank, CA, Car Insurance
Updated: January 10, 2025
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Cheapest Car Insurance in Burbank: Key Takeaways
In the city, GEICO, Progressive, State Farm, National General and Capital Insurance Group are known for offering some of the most affordable car insurance options.
For the cheapest rates, GEICO offers minimum coverage at $57 per month, while Progressive provides full coverage at $132 per month.
On average, drivers can expect to pay $77 monthly for minimum coverage and $175 for full coverage, though these rates vary based on individual driver profiles.
Car Insurance Quotes in Burbank, CA
| Young Drivers | $96 | $221 |
| Teens | No Data | $417 |
| Seniors | $76 | $171 |
| Drivers With a Speeding Ticket | $109 | $251 |
| Drivers With a DUI | $187 | $423 |
| Drivers With An Accident | $126 | $287 |
Because insurers calculate premiums differently, you'll need to get quotes from multiple providers for the most accurate estimate.
Burbank vs. State Average
California
State Average Full Coverage Rate
$2,193
Burbank, CA
City Average Full Coverage Rate
$1,516More:$677 saved
This is 31% less expensive.
What Is the Average Car Insurance Rate in Burbank?
In Burbank, the annual average full coverage car insurance costs $2,105, while the minimum costs $927. These rates are higher than the California averages, which are $1,659 for full coverage and $693 for minimum coverage. Residents might need to explore options for more affordable insurance.
| State Average | $693 | $1,659 |
| Burbank Average | $927 | $2,105 |
Cheapest Car Insurance Companies in Burbank
While premiums rise across the Golden State, you can still find cheap car insurance in Burbank. GEICO offers the lowest rate for minimum coverage at just $57 per month. For full coverage, Progressive provides the best deal at $132 monthly.
WHY CAR INSURANCE IN BURBANK IS EXPENSIVE
Car insurance is expensive in Burbank due to factors like high traffic volume and the city's risk of car theft. Burbank ranks high among California cities for costly premiums. Statewide, costs are driven up by a high number of uninsured drivers, frequent personal injury lawsuits and insurance fraud.
Cheap Car Insurance in Burbank
GEICO often has the cheapest car insurance, but rates vary for each driver. The best way to find affordable car insurance is by comparing quotes from multiple companies. Below is a table showing the cheapest rates for various driver profiles.
| GEICO | Minimum Coverage | $57 |
| Progressive | Full Coverage | $132 |
| State Farm | Teens | $292 |
| GEICO | Young Adults | $111 |
| GEICO | Seniors | $93 |
| National General | Drivers With a DUI | $118 |
| Capital Insurance Group | Drivers With An Accident | $122 |
| National General | Drivers With a Speeding Ticket | $118 |
Car Insurance Rates in Burbank by Company
Car insurance costs vary, so compare rates to find affordable options in Burbank. Below, we detail the cheapest state minimum and full coverage plans.
Cheapest Car Insurance Companies for Minimum Coverage in Burbank
GEICO offers the cheapest minimum coverage auto insurance at $57 per month. Progressive follows closely at $58 per month. The table below provides a detailed breakdown of the cheapest options.
| GEICO | $57 | $21 |
| Progressive | $58 | $20 |
| Capital Insurance Group | $63 | $14 |
| Kemper | $65 | $12 |
| AAA | $67 | $10 |
| Farmers | $69 | $8 |
| State Farm | $69 | $8 |
| Mercury | $69 | $8 |
Cheapest Car Insurance Companies for Full Coverage in Burbank
Progressive offers the most affordable full coverage car insurance in Burbank at $132 monthly. Below is a full list of providers and their rates.
| AAA | $137 | $38 |
| Capital Insurance Group | $144 | $31 |
| GEICO | $135 | $41 |
| Hartford | $170 | $6 |
| Mercury | $158 | $18 |
| National General | $145 | $30 |
| Progressive | $132 | $43 |
| State Farm | $170 | $6 |
| State National | $170 | $6 |
Car Insurance Companies in Burbank
We suggest getting quotes from several local providers to find affordable car insurance in Burbank. Progressive offers the cheapest annual premium at $1,137, while Capital Insurance Group scores the highest with 87. Check the table below for more options to consider in your search.
| Capital Insurance Group | 87 | $1,246 |
| Mercury | 77 | $1,363 |
| Chubb | 76 | $2,317 |
| State Farm | 73 | $1,432 |
| GEICO | 70 | $1,148 |
| Progressive | 70 | $1,137 |
| AAA | 69 | $1,228 |
| Nationwide | 66 | $1,573 |
| Travelers | 63 | $1,757 |
| Hartford | 61 | $1,509 |
| Farmers | 61 | $1,822 |
| Kemper | 58 | $1,458 |
| National General | 57 | $1,346 |
| Allstate | 54 | $1,922 |
| State National | No Data | $1,481 |
Rates are for a 40-year-old driver with good credit and no driving violations.
Car Insurance Cost in Burbank by Age
Middle-aged drivers and younger seniors have the lowest car insurance rates, costing $2,105 per year for 40-year-olds and $2,048 annually for 65-year-olds. Below, you can compare average rates for ages 16 to 65 in the city.
| 16 | $4,845 | $-2,131 |
| 17 | $4,831 | $-2,117 |
| 18 | $4,555 | $-1,841 |
| 19 | $3,481 | $-767 |
| 20 | $3,573 | $-859 |
| 21 | $3,094 | $-380 |
| 22 | $2,686 | $28 |
| 23 | $2,760 | $-46 |
| 24 | $2,640 | $74 |
| 25 | $2,654 | $-871 |
| 40 | $2,105 | $-322 |
| 65 | $2,048 | $-265 |
Cheapest Car Insurance for Teens in Burbank
State Farm offers the cheapest overall car insurance for teens in Burbank for full coverage at $289 per month, saving $80 compared to the average state cost. The table below also breaks down some of the most affordable providers in the city for this age group.
| State Farm | $289 | $80 | $292 |
| Farmers | $307 | $62 | $426 |
| Capital Insurance Group | $315 | $54 | $308 |
| GEICO | $327 | $42 | $376 |
| Allstate | $359 | $10 | $376 |
| Travelers | $383 | $-14 | $339 |
| Progressive | $406 | $-37 | $436 |
| Nationwide | $459 | $-90 | $597 |
| Kemper | $476 | $-107 | $603 |
Rates reflect 16 to 19-year-old drivers with good credit and no driving violations for full coverage policies.
Best Car Insurance Rates for Young Drivers in Burbank
GEICO offers the best minimum and full coverage rates for young drivers in Burbank at $66 and $155 per month, respectively. Check the table below to find which providers offer the cheapest rates for different young driver profiles.
| GEICO | Minimum Coverage | $66 |
| GEICO | Full Coverage | $155 |
| National General | Drivers With a DUI | $145 |
| Capital Insurance Group | Drivers With An Accident | $137 |
| Capital Insurance Group | Drivers With a Speeding Ticket | $133 |
Cheapest Car Insurance Companies for Young Drivers in Burbank
GEICO offers the most affordable auto insurance for young drivers at $111 monthly. Discover more about affordable auto insurance in the table below.
| GEICO | $111 | $48 |
| Progressive | $115 | $44 |
| Capital Insurance Group | $117 | $42 |
| AAA | $133 | $26 |
| National General | $137 | $21 |
| State Farm | $139 | $20 |
| Mercury | $146 | $12 |
| State National | $150 | $9 |
Rates are for 25-year-old drivers with good credit and no driving violations for both minimum and full coverage.
Best Car Insurance Rates for Seniors in Burbank
State Farm and GEICO offer the cheapest car insurance options, but rates can change based on many factors. Below is a table showing the most affordable providers for different driver and coverage profiles that may better fit you.
| State Farm | Minimum Coverage | $52 |
| GEICO | Full Coverage | $130 |
| National General | Drivers With a DUI | $120 |
| Capital Insurance Group | Drivers With An Accident | $115 |
| Capital Insurance Group | Drivers With a Speeding Ticket | $112 |
Cheapest Car Insurance Companies for Seniors in Burbank
GEICO offers the cheapest monthly premium for seniors at $93 for both minimum and full coverage. State Farm follows closely, also at $93 per month. The table below shows the top car insurance providers for seniors in Burbank.
| GEICO | $93 | $31 |
| State Farm | $93 | $31 |
| Progressive | $96 | $27 |
| Capital Insurance Group | $99 | $25 |
| AAA | $104 | $19 |
| Hartford | $108 | $16 |
| Mercury | $114 | $10 |
| National General | $114 | $9 |
| State National | $117 | $7 |
| Nationwide | $123 | $1 |
Rates are for 65-year-old drivers with good credit and no driving violations for both minimum and full coverage.
Car Insurance Cost for High-Risk Drivers in Burbank
When looking at high-risk driver profiles in Burbank, both minimum and full coverage rates are higher than the state average. Burbank's minimum coverage is $1,691, and full coverage is $3,840, compared to the state's $1,239 and $2,989. Drivers with DUIs pay the most for insurance, while accidents and speeding tickets have less impact on rates.
| State Average | $1,239 | $2,989 |
| Burbank Average | $1,691 | $3,840 |
DRIVING OFFENSES ONLY AFFECT RATES FOR A LIMITED TIME
Most minor driving incidents, like a not-at-fault accident or a speeding ticket in Burbank, are considered by insurers for a few years. For serious driving offenses, such as a DUI, insurers take these into account for a longer period, and you may need to file an SR-22 or an FR-44 to meet your state's minimum coverage requirements.
Cheapest Auto Insurance Rates With a DUI in Burbank
National General offers the cheapest minimum coverage for drivers with a DUI at $1,007 per year in Burbank. It also leads for full coverage, with an annual rate of around $1,824. Check the table below for more low-cost coverage options.
| National General | $84 | $152 |
| Capital Insurance Group | $111 | $260 |
| Mercury | $112 | $260 |
| Progressive | $130 | $316 |
| Farmers | $118 | $407 |
Rates are for a 40-year-old driver with good credit and a DUI.
Cheapest Auto Insurance Rates With an Accident in Burbank
Capital Insurance Group, Farmers and GEICO offer the cheapest car insurance for drivers with an at-fault accident record in Burbank. For more details, explore the cheapest auto insurance after an at-fault accident by checking the table of providers offering affordable coverage for drivers with such violations below.
| Capital Insurance Group | $74 | $170 |
| AAA | $107 | $212 |
| GEICO | $100 | $226 |
| State Farm | $110 | $264 |
| Farmers | $94 | $325 |
Rates are for a 40-year-old driver with good credit and an at-fault accident.
Cheapest Auto Insurance Rates With a Speeding Ticket in Burbank
Capital Insurance Group is the cheapest car insurance provider for drivers with speeding tickets in Burbank, offering minimum coverage at $71 and full coverage at $166 monthly. Check the table below to see how other providers charge drivers caught speeding.
| National General | $84 | $152 |
| Capital Insurance Group | $71 | $166 |
| AAA | $90 | $179 |
| GEICO | $86 | $201 |
| Kemper | $87 | $236 |
Rates are for a 40-year-old driver with good credit and a speeding ticket.
Minimum Car Insurance Requirements in Burbank, CA
In California, each city follows car insurance minimums set by statewide mandates. Here's what your policy needs at a minimum:
- $15,000 for bodily injury liability per person
- $30,000 for bodily injury liability per accident
- $5,000 for property damage liability per accident
If you're in an accident, your policy covers up to $15,000 per injured person, $30,000 per accident and $5,000 for property damage. This ensures basic protection for you and others.
Cheap Car Insurance in Burbank: Bottom Line
GEICO offers the cheapest minimum coverage at $57, and Progressive leads for full coverage at $132. No matter your age, you'll find options that won't break the bank. Remember, your policy should cover basic injury and property damage. Compare to get the best deal and stay protected by the Golden State's laws.
Burbank Auto Insurance: FAQ
This section offers answers to common questions about finding affordable and best car insurance options in Burbank. Discover how to secure state minimum coverage and more, explained in simple terms.
What is the cheapest car insurance company in Burbank, CA?
GEICO offers the cheapest car insurance in Burbank with a monthly rate for minimum coverage starting at $57.
What is the best car insurance company in Burbank, CA?
Capital Insurance Group is rated as the best car insurance provider in Burbank. The annual premium for state minimum coverage is $1,246.
How much does car insurance cost on average in Burbank, CA?
The average monthly cost for state minimum auto insurance in Burbank ranges from $76 to $187, depending on the driver's profile.
Best Cheap Car Insurance in Burbank: Our Methodology
MoneyGeek analyzed Burbank auto insurance prices using data from the California Department of Insurance and Financial Services and Quadrant Information Services.
Burbank Driver Profile
To assess the best and most affordable auto insurance options for Burbank residents, MoneyGeek used the following sample driver profile:
- 40-year-old male
- Clean driving history
- 2012 Toyota Camry LE
- 12,000 miles driven per year
By altering variables such as age, driving records and military status, MoneyGeek also found the top insurers for different types of drivers.
Coverage Levels in Burbank
In assessing the car insurance quotes for Burbank, we gathered data for both minimum and full coverage policies, ensuring each insurer conformed to California's mandated liability insurance parameters:
The minimum coverage requirements in California are:
- $15,000 for bodily injury liability per person
- $30,000 for bodily injury liability per accident
- $5,000 for property damage liability per accident
To assess rates for full coverage policies, MoneyGeek upped the coverage amounts to these limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $100,000 property damage liability
- Comprehensive and collision coverage with a deductible of $1,000
MoneyGeek’s Scoring System
MoneyGeek scored insurers on a scale of zero to 100, factoring in customer satisfaction, cost-effectiveness, claims management, coverage options and financial stability.
Insurers received scores as indicated below, with a total possible score of 100 points:
- General customer satisfaction (up to 35 points)
- Affordability (up to 30 points)
- Claims experience (up to 20 points)
- Essential coverages (up to 10 points)
- Financial stability (up to five points)
MoneyGeek’s Sources
To gauge rates and assess the best service experiences among Burbank providers, MoneyGeek utilized six sources:
- Quadrant Information Services provided actual policy quotes in Burbank
- J.D. Power's studies and the NAIC index contributed to the assessment of customer service
- Claims experience metrics came from J.D. Power and the CRASH Network’s report card
- AM Best and Demotech offered financial stability insights through their ratings
MoneyGeek gathered quotes for the average driver of various ages who drives a Toyota Camry with a clean record, barring specific exceptions. Our study evaluated insurance companies in Burbank.
For more details on our analysis, see MoneyGeek's methodology.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's resident Personal Finance Expert. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a 5-time Jeopardy champion!
He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.