Best North Carolina Home and Auto Bundle Insurance Companies (2024)

MoneyGeek rated companies for their home and auto bundles based on key characteristics like affordability, discount availability and customer service. Our research shows that the top two insurance providers offering home and auto insurance bundles in North Carolina are:

• State Farm: MoneyGeek score of 85 out of 100
• Nationwide: MoneyGeek score of 84 out of 100

State Farm and Nationwide received similar scores for home and auto satisfaction as well as discounts. An auto and home insurance bundle with State Farm costs approximately $2,152 per year, relatively higher than a Nationwide policy which costs $1,772 per year.

The average yearly discount for purchasing a home and auto bundle in North Carolina is $437 or 17% less than the cost of buying them individually. According to MoneyGeek's study, State Farm provides the most savings at 27%, whereas Travelers offers the least at 9%.

It’s important to be aware that the company that offers the highest discount for bundling may not be the cheapest or best choice for you. For example, Travelers offers the lowest discount in the state, at 9%, and the least expensive home and auto insurance bundle in the state at $1,657 per year.

Without taking into account any discounts, the following insurers provide the cheapest home and auto insurance bundles in North Carolina:

• Travelers: $1,657 per year
• Nationwide: $1,772 per year

Remember that the cheapest solution isn't necessarily the best for your needs. To save the most money without compromising coverage, we advise that you carefully compare the advantages, disadvantages and features of each company.

It's not always cheaper to get both home and car insurance through the same company; purchasing insurance policies from different providers might yield greater savings.

In North Carolina, buying your auto and home insurance from different insurers is the cheapest option. According to our research, you can purchase Nationwide auto insurance ($595) and Travelers home insurance ($952) for a total annual premium of $1,547. This is $110 less than the cheapest bundle insurance option, offered by Travelers, for $1,657 per year.

Bundling your auto and home insurance in North Carolina may not save you money, but it will save you time. It’s easier to manage your insurance or file claims through a single account. Even if your bundle insurance policy costs slightly more than a non-bundle option, the time savings may be worth it.