Choosing the right amount of car insurance depends on several key factors, including your financial situation, driving habits and the value of your vehicle. For example, if you have significant assets, you might consider higher liability limits to protect against potential lawsuits. Frequent highway driving or living in a high-traffic area might make comprehensive and collision coverage more valuable, while older cars with lower market value may not need as much coverage.
Use our calculator below to assess these factors and find the car insurance coverage levels that you need.