GEICO offers California's cheapest auto insurance at $39 monthly or $465 annually for minimum coverage, beating Progressive by $15 monthly and Mercury Insurance by $27 monthly. Progressive ranks second at $54 monthly, while Mercury Insurance provides competitive rates at $66 monthly, giving California car insurance shoppers solid options alternatives.
When you expand coverage to include comprehensive and collision protection, GEICO stays ahead at $91 monthly or $1,091 annually. These rates are 45% below California's average insurance costs, offering comprehensive coverage at a fraction of typical market prices.