Deer Auto Collisions By the Numbers

Knowing deer and auto collision statistics can keep you safe while driving. For example, when driving during dusk — a well-known deer crossing time of the day — staying aware of your surroundings can help you avoid colliding with a deer on the highway. Being aware of the risks, extent of damage and safety precautions can prevent a deer-car accident from ever occurring.

Depending on the state you live in, you may have higher risks of being involved in a deer-car accident. Based on average rates, West Virginia is the state with the highest risk, where one in 37 individuals will encounter a collision with a deer in the state. Following West Virginia, these states make up the top five riskiest states in the U.S.:

• Missouri: One in 47
• Pennsylvania: One in 51
• South Dakota: One in 53
• Iowa: One in 58

On the other hand, Washington, D.C. has the lowest risk. It has a one in 816 odds of a car to deer collision. In addition to Washington, D.C., these states make up the top five least risky states in the U.S. for a deer-car collision:

• Hawaii: One in 649
• Nevada: One in 551
• California: One in 427
• Arizona: One in 416

The rate of animal collisions may vary greatly depending on the season and time of day. For instance, deer encounters on highways and roads will differ based on the animal’s behavior and movement. Additionally, driver behavior may also have an impact on accident cycles.

The risk of colliding with a deer increases during autumn. It peaks from the last week of October through the first weeks of November. In comparison, the number of recorded deer-car accidents during this season is four times higher than the incidents that happen during spring.

The time of day plays a role in the number of deer collisions. The most dangerous times are at dusk and dawn. The highest hourly rate occurs during dusk and the second peak happens at dawn. These are the times when deer are most active. Additionally, the ability of drivers to spot animals during these times is the poorest.

The moon’s phase showed an impact on the frequency of collisions. Based on studies, most deer-car accidents happen during a full moon. The number peaks at the time when the moon is the brightest. That is because deer tend to move greater distances when nights are highly illuminated. This means they are more likely to enter roadways.

Getting in a car accident can be a confusing and stressful time, but it’s important to immediately ensure your safety and that of the people involved. There are various steps to take to manage the aftermath of an accident.

1. Determine if you or anyone around is injured. Check the well-being and potential injuries of your passengers and yourself after the collision and seek medical treatment as soon as possible.
2. Do not approach the deer. If the deer is nearby, it is likely scared and wounded. This can make it more defensive and potentially dangerous.
3. Move your vehicle. If possible, move your car to a safer area and away from traffic.
4. Turn on your hazard lights. This will help inform other drivers that there is a problem and to slow down.
5. Call 911 and report the accident. Inform the operator that you’ve hit a deer, report any known injuries and tell them if the animal is still on the road.
6. Check your vehicle. If you can move and are not injured, check your vehicle for damages.
7. Document the accident. If it's safe to do so, take photos of the damage to your vehicle, the deer (if possible), and any skid marks or other relevant details at the accident scene. This documentation will be important when you file a claim, revealing the extent of the damage and the circumstances of the accident. Full coverage car insurance does cover hitting a deer, so documenting the incident thoroughly is key to a smooth claims process.

After taking the necessary steps to ensure your safety after a car accident, contact your insurance provider. Note the following points to help guide your discussion with them:

• Verify the coverage of your auto insurance policy. For example, a comprehensive auto insurance policy will cover all damages you incur from a deer car accident. But collision coverage only covers damages if you collide with an inanimate object.
• Ask them about the claim process.
• Find out how much your deductible is. This is the amount you will pay out of pocket. Depending on state laws and your policy, your insurance rates may increase after an accident.

Learning deer collision statistics and safety precautions can help you prevent deer-car accidents. MoneyGeek answers some of the frequently asked questions to give you more insight on the topic.

You should thoroughly understand auto insurance as a driver. Find relevant resources below to help you learn more about car insurance and terminology to help you make informed decisions as a driver.

• Best Car Insurance Guide: Learn more about the top insurance companies and find the best option for your needs.
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• Staying Safe on the Road During Winter: Learn tips that can ensure yours and your loved ones’ safety while on the road during the winter season.
• Benefits of Driver’s Education: Find out what driver’s education is and how you can make the most of it. You can also use this guide to learn what type of driver’s education programs are available to you.