How Much is Honda Insurance? Compare Quotes by Model

The cost to insure a Honda can change depending on the model. For instance, the Honda Odyssey is the cheapest to insure, costing an average of $1,068 per year. This is $271 less than the Honda Passport, which is the most expensive car to insure. To help you find the average rates and companies that are the cheapest for your vehicle, MoneyGeek broke down the costs of all major Honda models.

Auto insurance premiums can change based on a number of different factors. One factor is your car’s model. The list below shows how Honda car insurance costs can vary based on your model.

• Honda Odyssey - $1,068 per year
• Honda CR-V - $1,099 per year
• Honda Pilot - $1,133 per year
• Honda Fit - $1,141 per year
• Honda HR-V - $1,168 per year
• Honda Accord - $1,234 per year
• Honda Ridgeline - $1,247 per year
• Honda Insight - $1,262 per year
• Honda Civic - $1,311 per year
• Honda Passport - $1,339 per year

Certain cars have a high manufacturer's suggested retail price (MSRP) or expensive repair costs, which is why insurance costs can vary depending on the model. Models with a high horsepower are also considered risky, plus the likelihood of theft can increase rates. Conversely, cars that are less valuable are cheaper to repair or replace, making them cheaper to insure.

While the average cost to insure all Honda models is relatively inexpensive, this can change based on factors unique to you along with your car’s model rather than its brand. Fortunately, an analysis of 10 of Honda’s most popular models shows that all models are cheap to insure.

A Honda Passport costs an average of $1,339 per year to insure across all model years. This model ranks as the most expensive one amongst the 10 Honda models MoneyGeek analyzed but is still considered inexpensive compared to other cars from different brands.

GEICO offers the cheapest auto insurance per year for this model at $1,205 per year on average, while Allied has the most expensive premium at an average of $1,713 per year.

On average, the Honda Civic costs $1,311 per year to insure across all model years. Ranking as the second most expensive car out of the 10 Honda models MoneyGeek analyzed, the Honda Civic is still considered inexpensive to insure compared to other models.

The most affordable insurer for this model is GEICO, with rates averaging $1,063 per year. This is $813 cheaper than Allied, the most expensive insurance provider for this model.

For drivers with a Honda Insight, insurance costs $1,262 per year on average. Among the 10 Honda models that MoneyGeek analyzed, the Honda Insight ranks third in terms of expense when compared to other Honda models but is still considered inexpensive when compared to other vehicles.

GEICO has the most affordable car insurance policies for this model, costing $1,044 per year on average. Conversely, Allied has the most expensive policy at an average of $1,662 per year.

It costs an average of $1,247 per year to insure the Honda Ridgeline. This ranks fourth in terms of expense amongst the 10 Honda models MoneyGeek evaluated but is considered inexpensive when pitted against other models.

The most affordable provider for this model is GEICO, offering policies at an average of $1,076 per year, while Allstate has the most expensive policy at $1,525 per year on average.

Drivers of the Honda Accord pay an average of $1,234 per year for auto insurance. Compared to other models from different brands, this is considered inexpensive but ranks as the fifth most expensive car out of the 10 Honda models MoneyGeek analyzed.

Among seven insurance providers, GEICO has the cheapest car insurance policy for a Honda Accord, at an average of $1,058 per year. This is $458 cheaper than Allstate’s policy, which is the most expensive provider for this model at $1,516 per year on average.

Honda HR-V owners pay an average of $1,168 per year to insure their cars. This model ranks as the sixth most expensive vehicle out of the 10 most popular Honda models that MoneyGeek assessed but is still considered inexpensive compared to other models from other brands.

The most affordable auto insurance provider for the Honda HR-V is GEICO, which offers policies for this model at an average of $921 per year. Conversely, Allied is the most expensive insurer for Honda HR-V owners, as they charge an average of $1,450 per year.

To insure a Honda Fit, drivers should expect to pay an average of $1,141 per year. This is still considered relatively inexpensive as opposed to other models and ranks as the seventh most expensive vehicle amongst the 10 Honda cars analyzed by MoneyGeek.

GEICO has the cheapest auto insurance policies for this model, costing $942 on average per year. On the other hand, Allied has the highest premiums for the Honda Fit at an average of $1,500 per year.

It costs an average of $1,133 per year to insure a Honda Pilot. This ranks as the eighth most expensive vehicle amongst other Honda models in terms of average insurance rates but is still considered inexpensive among other models and brands.

The cheapest insurer for the Honda Pilot is GEICO, with policies averaging $997 per year. Allied has the most expensive policies at an annual average of $1,359. Keep in mind, however, that the cheapest policy does not necessarily mean it is the best option.

A Honda CR-V costs an average of $1,099 per year to insure. This is inexpensive compared to other brands and models and ranks as the ninth most expensive car amongst other Honda models that MoneyGeek analyzed.

The most affordable insurer for the Honda CR-V is GEICO, which offers car insurance policies at an average of $900 per year. Allied, on the other hand, is the most expensive insurer for this model, offering policies at $1,361 per year on average.

Ranking as the tenth most expensive Honda model that MoneyGeek analyzed, the Honda Odyssey costs an average of $1,068 per year to insure. Compared to other models across other makes of vehicle, this is an inexpensive car.

GEICO stands as the cheapest insurer for this model, with auto insurance policies averaging $928 per year. On the other hand, the most expensive insurer for the Honda Odyssey is Allstate, with policies averaging $1,252 per year.

For drivers with a Honda, insurance rates can be a confusing topic as they differ based on the model and its year. Read the answers to the frequently asked questions below to get a better idea of how much you might expect to pay.

MoneyGeek collected information about insurance provider rates for Hondas using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:

• $100,000 in bodily injury liability insurance per person
• $300,000 in bodily injury liability insurance per accident
• $100,000 in property damage liability insurance per accident
• Comprehensive and collision insurance with a $1,000 deductible

Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.