How Much Is Mercedes Insurance? Compare Quotes by Model


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Updated: October 25, 2024

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The average cost of Mercedes car insurance will vary depending on the model. MoneyGeek found that the Mercedes-Benz GLA 250 is the cheapest model to insure, at an average cost of $1,374 annually. On the other hand, the Mercedes-Benz AMG C 63 is the most expensive, costing an average of $1,952 yearly.

MoneyGeek broke down car insurance costs of all major Mercedes models to help you find the average rates and the cheapest companies for your vehicle. This way, you could save on insurance premiums while still getting the right coverage.

How Much Mercedes Insurance Costs on Average - Summary by Model

The auto insurance cost for a Mercedes can vary greatly depending on the model as well as other factors. The list below provides a summary of the average insurance quotes for Mercedes models, from the cheapest to the most expensive:

  • Mercedes-Benz GLA 250: $1,374 per year
  • Mercedes-Benz CLA 250: $1,630 per year
  • Mercedes C-Class: $1,633 per year
  • Mercedes-Benz AMG C 63: $1,952 per year

Certain models can be more expensive to insure due to several factors. If a car has a higher manufacturer’s suggested retail price (MSRP), it is costlier to maintain and repair, which drives up insurance costs. Plus, if it has an increased likelihood of theft, then its insurance cost will also tend to be higher. High horsepower sports cars are also considered riskier to insure and therefore fetch higher insurance rates.

Mercedes Annual Insurance Costs by Model

Are Mercedes Expensive to Insure?

A Mercedes is generally expensive to insure. However, keep in mind that insurance cost is determined mainly by the car’s model rather than by its brand. An analysis of four of Mercedes’s major models shows that insurance for the Mercedes-Benz GLA 250 is moderately priced, while the other models that we researched are expensive to insure.

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WHY MERCEDES COSTS DIFFER BY MODEL

The Mercedes-Benz GLA 250 is the cheapest to insure because it is a moderate value and moderate horsepower car. On the other hand, the Mercedes-Benz AMG C 63 is the most expensive to insure and has a moderate value and moderate horsepower as well. The higher the horsepower, the more likely the driver is to get into an accident, while the higher the value of the car, the costlier it is to repair.

How Much is Insurance for a Mercedes-Benz AMG C 63?

A Mercedes-Benz AMG C 63 costs an average of $1,952 per year to insure across all model years. Car insurance for this model is expensive in general, and this model ranks as the most expensive among the four Mercedes models in MoneyGeek’s analysis. It is also expensive when compared to other car makes.

Nationwide offers the cheapest auto insurance quotes for this model at an average annual rate of $1,749, while the most expensive policy rate is from Allstate at an average cost of $2,354 per year.

Mercedes-Benz AMG C 63 Annual Insurance Costs
Company
Average Annual Premium

Nationwide

$1,749

USAA

$1,803

State Farm

$1,851

GEICO

$1,857

Progressive

$1,902

Allied

$2,137

Allstate

$2,354

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EVERYTHING YOU NEED TO KNOW ABOUT MERCEDES-BENZ AMG C 63 INSURANCE COSTS

The cost of insurance for a Mercedes-Benz AMG C 63 depends on the model year, driver characteristics and the type of coverage.

How Much is Insurance for a Mercedes C-Class?

On average, a Mercedes C-Class costs $1,633 per year to insure across all model years. This model ranks as the second most expensive car to insure out of the four Mercedes models included in MoneyGeek’s analysis. It is also expensive compared to other car makes.

The Mercedes C-Class is generally expensive to insure. Based on MoneyGeek’s research, Progressive offers the most affordable rates for this model at an average cost of $1,398 per year, while Allstate is the most expensive provider, with an annual premium of $2,099.

Mercedes C-Class Annual Insurance Costs
Company
Average Annual Premium

USAA

$1,343

Progressive

$1,398

GEICO

$1,575

State Farm

$1,584

Nationwide

$1,587

Allied

$1,944

Allstate

$2,099

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EVERYTHING YOU NEED TO KNOW ABOUT MERCEDES C-CLASS INSURANCE COSTS

Insurance quotes for a Mercedes C-Class can vary depending on the model year, driver characteristics and the type of coverage.

How Much is Insurance for a Mercedes-Benz CLA 250?

An insurance policy for a Mercedes-Benz CLA 250 costs an average of $1,630 per year across all model years. Compared to the four major Mercedes models that MoneyGeek analyzed, the Mercedes-Benz CLA 250 is the third most expensive to insure. This model is also generally considered expensive to insure.

MoneyGeek’s data shows that Progressive offers the most affordable policy for this model at an average annual cost of $1,289, while Allied offers the most expensive policy at an average cost of $2,391 per year.

Mercedes-Benz CLA 250 Annual Insurance Costs
Company
Average Annual Premium

Progressive

$1,289

USAA

$1,317

GEICO

$1,560

State Farm

$1,605

Nationwide

$1,693

Allstate

$1,963

Allied

$2,391

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EVERYTHING YOU NEED TO KNOW ABOUT MERCEDES-BENZ CLA 250 INSURANCE COSTS

The model year, driver profile and the type of coverage all have an effect on the actual cost of insurance for your Mercedes-Benz CLA 250.

How Much is Insurance for a Mercedes-Benz GLA 250?

The average annual cost for a Mercedes-Benz GLA 250 insurance is $1,374 across all model years. It is the least expensive model to insure out of the four Mercedes models in MoneyGeek’s analysis. Car insurance for a Mercedes-Benz GLA 250 is generally moderately priced.

The most affordable provider for this model is GEICO, offering policies at an average of $1,145 per year. Allied has the most expensive policy at $1,683 per year on average.

Mercedes-Benz GLA 250 Annual Insurance Costs
Company
Average Annual Premium

GEICO

$1,145

USAA

$1,256

Progressive

$1,316

State Farm

$1,348

Nationwide

$1,376

Allstate

$1,668

Allied

$1,683

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EVERYTHING YOU NEED TO KNOW ABOUT MERCEDES-BENZ GLA 250 INSURANCE COSTS

Several factors contribute to the actual cost of insurance for a Mercedes-Benz GLA 250. These include the model year, driver characteristics and the type of coverage.

FAQs About Mercedes Insurance

Potential Mercedes drivers may wonder how much it costs to insure a Mercedes. Here are answers to frequently asked questions about Mercedes car insurance to help you find the best rates for your vehicle.

What do Mercedes cost to insure on average?
What is the most expensive Mercedes model to insure?
What is the cheapest Mercedes model to insure?

Methodology

MoneyGeek collected information about insurance provider rates for Mercedes using a sample driver profile. In this scenario, the driver is a 40-year-old male purchasing a full coverage policy with the following coverages:

  • $100,000 in bodily injury liability insurance per person
  • $300,000 in bodily injury liability insurance per accident
  • $100,000 in property damage liability insurance per accident
  • Comprehensive and collision insurance with a $1,000 deductible

Rates represent averages and can provide guidance on what prices to expect but won’t match your specific rates.

About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.