Cleaning Business Insurance

Cleaning business insurance, along with a janitorial surety bond, builds a protection plan around the risks that come with the work: client property in your hands, employees in physically demanding conditions and equipment moving between job sites every day. For cleaning businesses, that means protection from:

• Damage to client property during a job, such as a pressure washer stripping a surface, a chemical damaging flooring or a vacuum scratching furniture
• Theft accusations tied to unsupervised access at client properties
• Injuries to employees from lifting heavy equipment, working at height, handling cleaning chemicals or slipping on wet surfaces
• Accidents while driving crews, pressure washers, carpet extractors and supply loads between job sites
• Loss or damage to the commercial vacuums, carpet extractors, pressure washers and specialty equipment your crews depend on daily

If you want to know more about business insurance for your specific type of cleaning business, the resources below provide more details.

Cleaning business insurance requirements usually come from state law or client contracts. State laws most often require workers’ compensation if you have employees and commercial auto if you use vehicles for business. Commercial clients and larger contracts often require general liability insurance, a janitorial bond and a certificate of insurance (COI) before work starts.

The insurance types your cleaning company needs will vary widely depending on your operational structure, business size and your clientele. However, these policies tend to be commonly needed in the industry.

The average cost of cleaning business insurance ranges from $19 to $182 per month, depending on the coverage type for a typical small company. Employee count, state, business size and whether your crews drive company vehicles all affect your cost in addition to the policies you choose. With this in mind, we provided a business insurance cost calculator so you can get estimates for common coverage types, tailored to your company and specific cleaning profession.

We're not just any comparison site, and we put in the time and effort to find you tailored insurance solutions, no matter what stage of the decision-making process you're in. All of our guides are written without bias towards any single insurer or organization to make sure you get the right information, not just what benefits our bottom line. Whether you buy through our platform or not, you'll find tools and guides developed to help your company get the financial protection it needs.

Getting cleaning business insurance through MoneyGeek involves following three simple steps.

Use our tool below to get cleaning business insurance quotes from your top insurer match.