Best Connecticut Medicare Advantage Plans

MoneyGeek used the Centers for Medicare & Medicaid Services (CMS) five-star quality rating system to identify the best and most widely available plans in Connecticut. We ranked the best Medicare Advantage Plans in Connecticut based on plan type, whether you need drug coverage and whether you want to limit out-of-pocket costs.

However, it is important to shop around and find a plan that fits your specific needs. You should also make sure the plan provides access to the hospitals and providers you want.

If you're not looking for a Medicare Advantage plan but want to cover out-of-pocket costs that your base Medicare plan doesn't cover, MoneyGeek also ranked the best Medicare Supplement Plans in Connecticut.

The best Medicare Advantage Plan for you will depend on your individual needs. For a sample shopper in Connecticut who wants a PPO plan with drug coverage, six core benefits and a high star rating from the Centers for Medicare & Medicaid Services (CMS), MoneyGeek found that the Aetna Medicare Elite Plan and Aetna Medicare Essential Elite Plan are the best options.

The benefit of choosing a PPO plan is that you have access to a wider network of providers. You also do not require a referral to see a specialist, so for those who can afford it, a PPO plan offers good flexibility.

The best HMO Medicare Advantage Plan in Connecticut depends on your individual needs. If you are looking for an HMO plan with drug coverage, six core benefits and a high star rating from the CMS, CarePartners of CT CareAdvantage Preferred (HMO) by CarePartners of Connecticut is the best plan.

HMO plans tend to be more affordable than other plan types and only require low monthly payments. However, an HMO plan restricts you to a specified provider network, so they are a good option if in-network providers are easily available to you. You also require a referral to see a specialist if you are on an HMO plan.

If you are looking for the best Medicare Advantage Plans in Connecticut but do not necessarily require Part D prescription drug coverage, there are more plans available to you.

If you want a Medicare Advantage Plan with or without drug coverage, including the six core benefits and a high star rating from the CMS, CarePartners of CT CareAdvantage Preferred (HMO) is again the best option. This plan is the best HMO plan overall in Connecticut whether or not you require prescription drug coverage.

Most Medicare Advantage Plans in Connecticut have low or no premiums, but you still may have to pay thousands of dollars out of pocket.

If you are looking for a Connecticut Medicare Advantage Plan with a low in-network max out-of-pocket (MOOP), drug coverage, six core benefits and a high star rating from the CMS, MoneyGeek found that Wellcare No Premium Open offered by Wellcare is the best plan.

There are eight healthcare organizations offering Medicare Advantage Plans in Connecticut. The following statistics on Medicare Advantage in Connecticut can help you figure out what plan components are rare versus the ones that are common.

MoneyGeek collected data from the Centers for Medicare & Medicaid Services 2022 MA Landscape Source Files released in October 2021. Plans in Connecticut were filtered down to those that offer drug coverage (unless otherwise noted), offer six of the most common Medicare Advantage coverage benefits and are available to at least 50% of the population of Connecticut based on county availability.