Best Delaware Medicare Advantage Plans

MoneyGeek ranked the best Medicare Advantage Plans in Delaware that are widely available and rated highly by the Centers for Medicare & Medicaid Services (CMS) five-star quality rating system. We broke down the best plans for different needs, including those who need drug coverage and those who do not as well as those who want low out-of-pocket costs.

You can use our recommendations as a guideline, but it is important to find a plan based on your needs. We recommend you check that your preferred hospitals and providers are in-network before you purchase a plan.

If you're not looking for a Medicare Advantage plan but want to cover out-of-pocket costs that your base Medicare plan doesn't cover, MoneyGeek also ranked the best Medicare Supplement Plans in Delaware.

The type of coverage and benefits you need will determine the best Medicare Advantage Plan for you. If you want a PPO plan with a high star rating from the Centers for Medicare & Medicaid Services (CMS) that offers drug coverage and six core benefits, MoneyGeek found that Aetna Medicare Value plan offered by Aetna Medicare is the best option.

PPO plans offer good flexibility since they typically have a wider network of providers than HMO plans, and a referral is not required to see a specialist. However, PPO plans generally cost more than other plan types.

When shopping for the best HMO Medicare Advantage Plan in Delaware, it is important to choose one based on your individual needs. In Delaware, the Humana Gold Plus H6622-010 plan from Humana is the best if you are looking for an HMO plan with drug coverage, six core benefits and a high star rating from the Centers for Medicare & Medicaid Services (CMS).

HMO plans are more affordable compared to other plan types. However, since you are limited to a provider network, you need to ensure that in-network providers are easily available to you. This type of plan also requires a referral to see a specialist, which makes it less flexible compared to PPO plans.

If you are looking for the best Medicare Advantage Plans in Delaware, you may have more options if you do not need a plan that offers Part D, the prescription drug benefit.

MoneyGeek found that the Humana Gold Plus H6622-010 plan by Humana is the best option if you are looking for a Medicare Advantage plan with or without drug coverage. Humana Gold Plus H6622-010 offers six core benefits and is rated highly by the Centers for Medicare & Medicaid Services (CMS).

In situations where you incur high medical expenses in a given year, your out-of-pocket costs can be quite costly even if your plan has a low premium or no premium. If you are looking for a Medicare Advantage plan that has a low in-network max-out-of-pocket (MOOP) limit, drug coverage, six core benefits and a high star rating from the Centers for Medicare & Medicaid Services (CMS), the AARP Medicare Advantage Choice PPO plan by UnitedHealthcare could be the best choice.

Delaware has six healthcare organizations that offer Medicare Advantage Plans. We compiled statistics on Medicare Advantage in Delaware to help you understand the common and uncommon plan benefits in the state.

MoneyGeek collected data from the Centers for Medicare & Medicaid Services 2022 MA Landscape Source Files released in October 2021. Plans in Delaware were filtered down to those that offer drug coverage (unless otherwise noted), offer six of the most common Medicare Advantage coverage benefits and are available to at least 50% of the population of Delaware based on county availability.