Best Indiana Medicare Advantage Plans

MoneyGeek's guide shows you widely-available plans in Indiana with the highest rating based on the five-star quality rating system from Centers for Medicare & Medicaid Services (CMS). Our study shows the best Medicare Advantage Plans in Indiana based on different plan types, whether you need drug coverage or want to limit out-of-pocket costs.

The best for you may be different from these generalizations. Checking which hospitals and providers are in the network of the plan you purchase can be helpful when deciding if the plan is right for you.

If you're not looking for a Medicare Advantage plan but want to cover out-of-pocket costs that your base Medicare plan doesn't cover, MoneyGeek also ranked the best Medicare Supplement Plans in Indiana.

One way shoppers can find the best Medicare Advantage Plan in Indiana is to compare different plans and see which ones offer the kind of coverage they need.

MoneyGeek found that the Aetna Medicare Value PPO Plan from Aetna Medicare is the best in Indiana if you need drug coverage, common benefits like vision, hearing and fitness coverages and a high star rating from the Centers for Medicare & Medicaid Services.

A Preferred Provider Organization (PPO) plan is more expensive than an HMO plan. However, it has a wider network and is more flexible when it comes to choosing your preferred specialist.

Depending on the benefits that you’re looking for in a plan, the best for you may be different from other shoppers.

MoneyGeek’s research found that the IU Health Plans Medicare Select Plus plan from Indiana University Health Plans is the best HMO Medicare Advantage Plan in Indiana for shoppers who are looking for drug coverage, a high star rating from the CMS and common benefits like vision, dental, hearing and transportation.

A Health Maintenance Organization or HMO plan is cheaper than other plan types like PPOs. However, with an HMO plan, you can only consult with specialists and providers that are within your network. You will also need to get a referral before seeing one.

In Indiana, you will have more options if you don’t require Part D prescription drug coverage.

MoneyGeek’s findings show that whether or not you require drug coverage, IU Health Plans Medicare Select Plus HMO plan from Indiana University Health Plans is an excellent choice. It has the core benefits and a high star rating from the Centers for Medicare & Medicaid Services. Since prescription drug coverage is not mandatory, you can opt-out of this benefit.

Medicare Advantage Plans tend to have low premiums or none at all. However, in most cases, this also means high out-of-pocket costs. To avoid this, a plan with a low in-network max-out-of-pocket limit is the preferable choice.

For a sample shopper in Indiana who wants to find a plan with a low in-network max out-of-pocket costs, MoneyGeek discovered that the Aetna Medicare Premier PPO plan from Aetna Medicare might be the best choice. It provides drug coverage, has a total of six common benefits and has a high star rating from CMS.

In Indiana, there are 14 healthcare companies that provide Medicare Advantage Plans. The statistics about Medicare Advantage in Indiana found below might help you determine which plan features are uncommon versus prevalent.

MoneyGeek collected data from the Centers for Medicare & Medicaid Services 2022 MA Landscape Source Files released in October 2021. Plans in Indiana were filtered down to those that offer drug coverage (unless otherwise noted), offer six of the most common Medicare Advantage coverage benefits and are available to at least 50% of the population of Indiana based on county availability.