Best New Hampshire Medicare Advantage Plans

MoneyGeek researched the rankings of Medicare Advantage Plans using the Centers for Medicare & Medicaid Services (CMS) five-star rating system. MoneyGeek then analyzed which is the best plan based on plan type, whether or not you need drug coverage and if you want to limit your out-of-pocket costs.

To find the best plan for your needs, shopping around and checking which treatment centers, hospitals and doctors fall within the network of the plans you are considering is advisable. The recommendations mentioned here are only a generalized overview of the available plans.

MoneyGeek also analyzed the best medicare supplement plans in New Hampshire for those focused on covering out-of-pocket expenses.

When choosing a Medicare Advantage Plan, you need to consider your healthcare needs. If you want to buy a highly-rated PPO plan with six-core benefits and drug coverage, MoneyGeek’s research found that Martin's Point Generations Advantage Select is the best option. This plan is offered by Martin’s Point Generations Advantage.

Preferred Provider Organization (PPO) plans are known for providing huge benefits to the policyholders. The network of hospitals, treatment centers and doctors is usually wider under this type of plan. PPO plans also offer greater flexibility in exchange for higher premiums. You can also see a specialist without any referral with these plans.

In New Hampshire, you can find the best HMO Medicare Advantage plan by evaluating your particular needs. MoneyGeek researched the best HMO plans that provide the six-core benefits, drug coverage and have the most number of stars on CMS ratings. The plan is Martin’s Point Generations Advantage Prime plan offered by Martin’s Point Generations Advantage ranked the highest according to MoneyGeek’s research.

HMO stands for Health Maintenance Organization. HMO plans are the most affordable option compared to other plans like PPO, PFFS and MSA. With these plans, you must stay in-network unless you have an emergency. You’ll also need a referral to see a specialist.

If you are someone who doesn’t require Part D drug coverage, you can find more Medicare Advantage Plan options in New Hampshire.

According to MoneyGeek’s research, the best plan with high CMS ratings, six-core benefits and no drug coverage is Martin’s Point Generations Advantage Alliance from Martin’s Point Generations Advantage.

Most of the Medicare Advantage Plans in New Hampshire offer low or no monthly premiums. While this may save you money on premiums, you could have to pay a huge amount out of pocket during a medical emergency. Instead, buying a plan with a low in-network max-out-of-pocket limit can save your hard-earned money.

As per MoneyGeek’s findings, Martin’s Point Generations Advantage Select (PPO) plan is the best for low in-network max-out-of-pocket limit. This plan is offered by Martin’s Point Generations Advantage. The plan was highly rated on CMS and provides all the core benefits.

There are a total of nine healthcare organizations in New Hampshire that provide Medicare Advantage plans. The below-mentioned statistics will help you understand which plans are easily available and which are not in New Hampshire.

MoneyGeek collected data from the Centers for Medicare & Medicaid Services 2022 MA Landscape Source Files released in October 2021. Plans in New Hampshire were filtered down to those that offer drug coverage (unless otherwise noted), offer six of the most common Medicare Advantage coverage benefits and are available to at least 50% of the population of New Hampshire based on county availability.