Best Oregon Medicare Advantage Plans

MoneyGeek analyzed which Medicare Advantage plans in Oregon have the highest rating from the Centers for Medicare & Medicaid Services and are widely available in the state.

We also determined the best plans based on several factors, including plan type, whether they include prescription drug coverage and maximum out-of-pocket costs.

Of course, these are general recommendations. To find a plan that fits you, shop around for options and review their network of healthcare providers before choosing one.

MoneyGeek also analyzed the best medicare supplement plans in Oregon for those focused on covering out-of-pocket expenses.

Your needs and preferences will determine the best Medicare Advantage Plan in Oregon for you.

For example, suppose you’re looking for a PPO plan with drug coverage, the six core benefits and a high star rating from the Centers for Medicare & Medicaid Services. In that case, your best option is likely Regence BlueCross of Oregon’s MedAdvantage + Rx Primary plan.

However, the best plan for you will still depend on your specific needs and preferences.

A Preferred Provider Organization plan tends to be more expensive than other plan types. However, it offers a wider network of healthcare providers. You also won’t need a referral to see a specialist. Overall, a PPO plan is a great option if you’re looking for flexibility and don’t mind higher premiums.

To find the best HMO Medicare Advantage Plan for you, consider your healthcare needs. Kaiser Permanente Senior Advantage Value from Kaiser Permanente may be your best option if you’re looking for an HMO plan with drug coverage, the six core benefits and a high star rating from CMS. The best plan for you will still depend on your needs and preferences.

A Health Maintenance Organization plan is usually less costly than other plan types. However, one of its major drawbacks is that you need to stay within your provider network to guarantee coverage. The only exception is during an emergency.

You also need to have a referral to see a specialist. An HMO plan may be the right option for you if you want lower monthly premiums, and the plan’s in-network providers are readily accessible for you.

If you don’t need Part D prescription drug coverage, you’ll generally find more Medicare Advantage plans available to you.

In Oregon, Kaiser Permanente Senior Advantage Value from Kaiser Permanente may be the best option for those who want a Medicare Advantage plan without drug coverage, but that does include the six core benefits and has a high star rating from CMS.

Many Medicare Advantage plans offered in Oregon have low or no premiums. However, they may still involve high out-of-pocket costs. You’ll want to look for a plan with low in-network max-out-of-pocket costs to avoid this.

In Oregon, Regence MedAdvantage + Rx Classic from Regence BlueCross BlueShield of Oregon is the best option if you want a Medicare Advantage plan with a low in-network max-out-of-pocket limit that includes drug coverage, the six core benefits and has a high star rating from CMS.

In Oregon, you can get a Medicare Advantage plan from 15 healthcare organizations. MoneyGeek researched some statistics on the state’s plan types, $0 premium plans and common benefits to help you differentiate rare plan components from typical ones.

MoneyGeek collected data from the Centers for Medicare & Medicaid Services 2022 MA Landscape Source Files released in October 2021. Plans in Oregon were filtered down to those that offer drug coverage (unless otherwise noted), offer six of the most common Medicare Advantage coverage benefits and are available to at least 50% of the population of Oregon based on county availability.