The Best Kansas Medicare Supplement Plans (2024)

Your age affects your Medicare Supplement premiums. In Kansas, a 65-year-old pays around $137 per month, while a 75-year-old pays roughly $198 on average. With comprehensive coverage, Plan F (with an average cost of $243.74) and Plan G (with an average cost of $152.30) are the most popular options. However, plan F is only accessible to those eligible for Medicare before 2020.

The next most popular plan is Plan N, offering similar coverage at excess charges. It costs a monthly average of $138.20 for 65-year-olds and $185.70 for 75-year-olds. MoneyGeek ranked the best F, G and N plans based on their average rates and benefits. Our best Medicare Supplement plan in Kansas review has further details on various plan types and coverage.

In Kansas, Cigna offers the best Medigap Plan G. Insurance companies that provide online quotes are the only ones included in MoneyGeek's rankings. Remember that there may be other Kansas companies that do not provide online quotes but offer lower rates.

Medicare Supplement Plan G costs an average of $177.80 per month in Kansas. Several factors, including your present age, discounts and other medical underwriting factors, influence the premium you'll pay.

At roughly $141.12 per month, Cigna's Plan G for 65-year-olds in Kansas is the cheapest option. Compared to Blue Cross and Blue Shield of Kansas's $174 average monthly rate, which is the state's most expensive, this is about $33 less expensive.

While the state of Kansas offers 43 Plan G providers, only a few of them provide online quotes for their plans. To help you choose the best Plan G provider in Kansas, MoneyGeek has compiled contact information for all Plan G providers in the state. Furthermore, we detail their pricing model so you can determine which ones will likely cost more as you age.

As with all Medigap policies, Plan G is required to offer certain benefits. Part B deductibles are not covered by Plan G, which also only pays 80% of your foreign travel emergency costs up to the amount set by your plan's limits in the first place.

Some plans include unique advantages in addition to the usual ones. Cigna's Healthy Rewards Program is a good example of this type of program.

Cigna offers the best Medicare Supplement Plan F among Kansas providers at an average of $203.98. However, it's worth noting that MoneyGeek's rankings are limited to companies offering online quotes. By contacting other companies that offer Plan G in Kansas directly, you can compare their pricing and coverage.

Medigap Plan F costs an average of $243.70 per month in Kansas. Actual rates vary depending on a variety of factors, including the provider you choose, your age, the age at which you obtained the plan, company discounts and medical underwriting factors.

For example, Cigna is the cheapest Plan F provider in Kansas for 75-year-olds, with monthly premiums averaging $204.00. UnitedHealthcare, on the other hand, has the highest premium at around $283.50. That's a substantial difference of almost $80 per month.

In Kansas, you can choose from 43 different Medigap Plan F providers. Many of them, though, don't offer their quotes online. To obtain an estimate from a provider, please contact them using the information provided below.

The pricing models indicate which companies are likely to charge you extra as a result of your age.

As is the case with all Medigap plans, Plan F is standardized and must provide a minimum number of benefits. While Plan F provides substantial coverage, it only covers around 80% of foreign trip exchange within the plan's restrictions. Different carriers may offer extra Plan F benefits. A good example is Cigna's Health Information Line.

Cigna is the best option for seniors in Kansas seeking Medicare Supplement Plan N. It offers monthly rates average around $103.29.

Take note that our ratings only take into account the companies in Kansas that offer online estimates. Other companies that provide Plan N might be able to provide you with a better deal. To learn more about their cost and coverage, you'll need to contact them directly.

In Kansas, Plan N costs around $161.90 monthly. This rate can change based on factors like your present age, the age at which you purchase this plan and medical underwriting factors.

Cigna's Plan N costing roughly $103.29 monthly, for example, is the cheapest option for 65-year-olds in Kansas. The most expensive Plan N provider is Blue Cross Blue Shield of Kansas, charging approximately $196.80 per month. You can save about $93 monthly by choosing Cigna over Blue Cross Blue Shield of Kansas.

There are 41 Plan N providers in Kansas. However, not all of them provide online quotes. MoneyGeek has compiled the contact information of these companies to help you determine if they meet your needs. The pricing structure might also tell you whether the company charges more based on age.

All Medigap plans are required to cover at least certain benefits under the law. Plan N does not cover Part B deductibles or Part B excess charges, and it only covers 80% of overseas travel emergency expenditures up to the plan's maximum. Cigna’s Foreign Travel Emergency insurance is a good example.

Apart from Plans F, G and N, more plan types are available in Kansas. The other plan types are less popular as they offer less coverage than the popular plans.

According to MoneyGeek, UnitedHealthcare offers the best Medigap Supplement plans in Kansas for most plan types, including A, B, C, K, and L. Blue Cross and Blue Shield of Kansas and Cigna also offer online quotes.

Note that Plan C is not accessible to those who purchased Medicare after January 1, 2020.

Medigap insurance in Kansas is a difficult topic to fully understand. MoneyGeek gathered pricing details from multiple supplemental insurance providers so you can find the best one for your needs. It may be easier to compare companies if you use the following Medicare supplement plans comparison chart in Kansas.

Medigap plans differ in terms of their coverage and availability. However, depending on when you became eligible for Medicare, you may only have a few alternatives. Plans F and C, for example, are comprehensive. However, they won't be available for new enrollees. They are replaced by Plans G and D.

You can compare Medicare Supplement plans in Kansas with the help of the following MoneyGeek chart. It demonstrates the differences in coverage and the average cost of each plan type.

Plan type and provider might affect the cost of your Medicare Supplemental Insurance. For the majority of Medicare Supplement plan types in Kansas, UnitedHealthcare has the lowest rates. Cigna, on the other hand, has the lowest monthly premiums for Plans F, G and N.

Companies often utilize one of the following three styles of pricing:

• Attained-Age: In Kansas, the most popular pricing method is attained-age. Your rate is determined by your present age, which means that as you become older, your premiums will rise.
• Issue-Age: Your policy's pricing is determined by your age when you first bought a policy. The rates will not change as you get older.
• Community-Rated: Every policyholder in a specific plan type pays the same monthly premium, except for D and M plans.

Here MoneyGeek has answered the most frequently asked questions about Medigap Supplement plans in Kansas.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Kansas for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.