The Best Maine Medicare Supplement Plans (2024)

Medigap Supplement plans in Maine cost an average of $192 per year for 65-year-olds and $199 per year for 75-year-olds.

Most people buy Plans F and G since they have the most comprehensive coverage. In Maine, Plan F costs $228.76 per year, while Plan G is $213.4 per year. Only those eligible for Medicare before 2020 can buy these plans.

The next most popular is Plan N, which carries the same coverage except for excess charges. This plan costs $180.50 on average.

MoneyGeek compares medicare supplement plans in Maine to find the best options. Learn more about the different types of plans and coverage by looking at how to find the best Medicare Supplement Plan types.

Based on the data MoneyGeek collected, UnitedHealthcare offers the best Medigap Plan G in Maine at an average cost of $217.50 per month. However, MoneyGeek only ranked companies that provide online quotes. Some Medicare Supplement plan providers in Maine without online quotes may have better rates and plan offers.

In Maine, Medicare Supplement Plan G costs $213.40 on average. Age, provider discounts and medical underwriting factors may affect the cost of your actual premiums.

For example, there may be differences in rates between different providers. Plan G from Humana is the cheapest at $184.80 for 65-year-olds. That’s around $64 cheaper than the average cost from Harvard Pilgrim, the most expensive company in Maine offering the same plan.

In Maine, there are a total of 12 companies that offer Plan G, but not all of them provide online quotes. After gathering contact information from all Medicare Supplement plan providers in Maine, MoneyGeek compared Medigap plans pricing methods to see which option is the best for your needs.

Each Medigap Supplement plan has the same list of standard coverages. However, Plan G does not cover Part B deductibles. It also only covers 80% of your plan limits for foreign travel exchange plans.

Apart from the standard coverage, UnitedHealthcare’s plans offer unique benefits, including a 24/7 Nurse Line and Foreign Travel Emergency benefits.

UnitedHealthcare offers the best Medigap Plan F in Maine at an average cost of $261.50 per month. To find the best Medicare Supplement Plan F, MoneyGeek ranked companies in Maine that provide online quotes. Other Medicare Supplement plan providers in Maine may have better rates and plans. To find these, you’ll need to conduct your own research and contact the providers directly.

In Maine, a Medicare Supplement Plan F costs $228.80 on average. Various factors, including age, provider discounts and medical underwriters, result in a difference in rates.

You can save as much as one hundred dollars just by comparing rates. Plan F from Humana is the cheapest at $193.10 for 75-year-olds. Cigna, the most expensive company in Maine, offers the same plan at $293.

In Maine, there are a total of 12 companies that offer Plan F. However, not all of them offer online quotes. MoneyGeek collected contact information from all Medicare Supplement plan providers in Maine so that you can find the best option for your needs.

All Medigap policies have almost the same standard coverages and requirements. However, Plan F only partially covers 80% of foreign travel exchange plans within your plan limits.

UnitedHealthcare Plan F offers additional benefits from the standard coverage. These include dental, vision and hearing discounts, a 24/7 Nurse Line and Foreign Travel Emergency benefits.

Based on MoneyGeek’s research, Cigna offers the best Medigap Plan N in Maine at an average cost of $157.90 per month. However, our rankings are only based on companies with online quotes. As you do your research, you might be able to find other Medicare Supplement plan providers in Maine that offer better rates and plans for your needs.

In Maine, Medicare Supplement Plan N costs $180.50 on average. Your premiums may vary as it is affected by various factors, including age, provider, discounts and medical underwriting factors.

Plan N from Cigna is the cheapest at $158 for 65-year-olds. On the other hand, Plan N from Humana is the most expensive in Maine at $196.10. You could save as much as $38.10 just by comparing rates and choosing a different provider.

There are a total of 11 companies that offer Medicare Supplement Plan N in Maine. However, not all of these companies have online quotes, which limits MoneyGeek’s findings. MoneyGeek compared the pricing methods of all Medicare Supplement plan providers in Maine to help you find the best match for your needs.

Plan N has almost the same standard coverage list and requirements as all other plans. However, it does not provide coverage for a Part B deductible and Part B excess charge. It also only covers 80% of your plan limit for foreign travel exchange plans.

In some cases, your provider may have unique benefits in addition to Plan N’s standard coverages. Unique benefits from Cigna include a healthy rewards program, a health information line and foreign travel emergency benefits.

Besides Plans F, G and N, there are seven other plan types — which include Plans A, B, C, D, K, L and M — to consider. However, these main three plans are the most popular because they offer comprehensive protection.

After comparing these plans based on affordability and coverage, UnitedHealthcare came out as the top provider for most plans. Aside from UnitedHealthcare, Anthem, Cigna and Humana are some of the other Medigap plans insurers in Maine that provide online quotes.

Note that if you have only become eligible for Medicare after January 1, 2020, you may not be able to purchase Plan C in Maine or elsewhere.

It can be confusing to differentiate between different Medigap insurance plans in Maine. To help shoppers find the best match for their needs, MoneyGeek collected and analyzed various plans with different pricing options. Our chart helps you easily compare Medicare Supplement Plans in Maine.

You need to be eligible for Medicare to buy a Medicare Supplement Plan. All Medigap plans have different levels of coverage, and some are only available based on your eligibility for Medicare.

If you are a new enrollee, you may not be able to buy Plan F and C. However, you might be eligible for Plans G and D. Use MoneyGeek’s chart to compare coverages and average rates.

Medicare Supplement Plans can vary greatly depending on the plan and company. The most common pricing styles in Maine include:

• Attained-Age: This is the most common pricing style in Maine. Your premiums will increase as you get older.
• Issue-Age: While your age is a factor in your initial purchase, it will not vary as you get older.
• Community-Rated: In this pricing style, all policyholders pay the same amount for the same plan type. Plans D and M are the only exceptions.

MoneyGeek answered the most frequently asked questions about Medicare Supplement Plans in Maine.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Maine for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.