The Best Mississippi Medicare Supplement Plans (2024)

Your age impacts your Medicare Supplement insurance rates. In Mississippi, a 65-year-old pays roughly $124 each month, while a 75-year-old spends $204. Plans F and G are most popular with their extensive coverage and cost roughly $219 and $124, respectively. However, Plan F is only available to people on Medicare before 2020.

The next most popular plan, Plan N, is more expensive for the same amount of coverage costing $109 for 65-year-olds and $170 for 75-year-olds. MoneyGeek ranked the best F, G and N plans based on their average costs and benefits. Our study of the best Medigap Supplement plans in Mississippi considers various plan types and their features.

If you want to know more about the different types of plans, you can learn more and learn how to find the best Medicare Supplement plan.

At an average monthly cost of $112.72, Aetna offers Mississippi's best Medigap Plan G. They also offer a high-deductible version of the same plan. Only companies offering online quotes are included in MoneyGeek's rating. Some companies may not be able to provide online quotes, but they may still offer competitive rates.

In Mississippi, the average monthly cost of Medicare Supplement Plan G is $156.60. Several variables influence the premium you pay, including your current age, age at the time of obtaining Medicare, any discounts and medical underwriting considerations.

At $78.60 per month, Aetna's Plan G is the cheapest option for 65-year-olds in the state. This is roughly $103 less than Blue Cross Blue Shield of Mississippi's monthly premium of $181.50, the state's most expensive.

Although you can get Plan G Medicare Supplement from 38 insurers in Mississippi, not all offer online quotes. MoneyGeek's detailed list of Plan G providers in the state can be helpful in finding the insurer and plan that best suits your needs. Using the providers’ pricing methods, you can learn which companies charge more as you age.

All Medigap policies must cover certain benefits. However, the exclusion of Part B deductibles and coverage of just 80% of foreign travel emergency expenses up to the policy's maximum are disadvantages of Plan G. Some insurers offer extra benefits in addition to the usual Plan F coverage; Aetna’s foreign travel emergency benefit is an example of this.

For Plan F policies, Aetna is the best provider in Mississippi, charging an average of $173.99 a month. However, MoneyGeek's rating only includes providers offering online estimates. Other insurers may have competitive rates, but you must contact them directly to learn about their coverage and rates.

In Mississippi, Medigap Plan F costs an average of $219.2 per month. However, real prices may vary based on the insurer, your current age, the age at which the plan was purchased and other considerations.

In Mississippi, Cigna offers the cheapest monthly Plan F premiums for 75-year-olds, at around $146.5. The most expensive is Blue Cross Blue Shield of Mississippi at $307.10 monthly. The difference in cost between the two companies' rates is roughly $160.

In Mississippi, there are 38 Medigap Plan F providers. However, some do not offer online quotations. MoneyGeek’s table below lists the contact information from a few other companies, so you may contact them and inquire about their rates and coverage. The pricing models show which ones will cost more with age.

Plan F is a comprehensive plan required to include certain benefits. However, Plan F only covers around 80% of foreign trip emergency medical expenses. Some companies may offer additional benefits not available to everyone, such as UnitedHealthcare's Plan F, which includes complimentary gym memberships and tailored fitness plans.

Aetna's Plan N is the best Medicare Supplement Plan N in Mississippi, with an average monthly premium of $80.26. However, our ratings include only insurers who provide quotes online. Other Plan N providers in the state may also offer more competitive rates. To obtain information about their charges and coverage, you must contact them directly.

Plan N policies in Mississippi costs around $139.40 per month. This average rate is affected by your current age, your age when you bought the plan and other medical underwriting factors. Aetna's Plan N, which costs about $80.30 per month, is the cheapest for 65-year-olds in Mississippi, while Cigna is the most expensive at $119.1 per month. You may save roughly $39 each month by choosing Aetna over Cigna.

Plan N insurance is available in 36 of Mississippi's insurance companies, but just a handful of them offer online quotes. MoneyGeek has included the contact information for a few insurers below so you can quickly pick one that suits your needs. Examining a company's pricing model might help you determine if it implements an age-based pricing approach.

Some benefits are required in all Medigap policies. However, Part B deductibles and Part B excess charges are excluded from Plan N. Also, only 80% of foreign travel medical expenses are covered by this coverage. You will be eligible for several unique benefits, such as Cigna's Health Rewards program if you purchase a plan N policy from them.

Other Medicare Supplement plans are less popular than Plan F, G and N because they do not offer the same amount of coverage. According to our findings, Aetna's Medigap Supplement plans are the best in Mississippi plans A, B, F, G, and N. UnitedHealthcare is the best option for plans K and L. Blue Cross Blue Shield of Mississippi is the best option for plans C and D. You can also get online quotes from UnitedHealthcare, Blue Cross Blue Shield of Mississippi, and Cigna in addition to Aetna.

Anyone who signed up for Medicare after January 1, 2020, will not be able to enroll in Plan C in Mississippi or anywhere else.

Medigap insurance can be confusing, especially for beginners. MoneyGeek compiled rates and other information from multiple insurers to help you find a suitable Medigap Supplement plan and provider. MoneyGeek's Medicare supplement plans comparison chart for Mississippi can assist you in making a rapid decision on which plan to select.

The coverage levels and accessibility of Medigap policies vary from one policy to the next. The plans that are available to you are determined by the date you became eligible for Medicare. While Plans F and C are good choices, new enrollees cannot buy them, and they have been substituted by Plans G and D.

You can make use of the chart below to compare Medigap Supplement plans in Mississippi. It enables you to compare the coverage and pricing of various plan types.

The cost of Medicare Supplemental Insurance varies by the plan and the insurance company you choose. Aetna is the cheapest Medigap insurance company in Mississippi for Plans A, B, G and N. However, Blue Cross Blue Shield of Mississippi is the cheapest for Plans C and D, Cigna for Plan F and UnitedHealthcare for Plans K and L.

When it comes to insurance quotes, insurance companies typically assess them in one of three ways:

• Attained-Age: This is the most often used pricing method in the state. Your current age will decide your premium, and it will rise as you become older using this process.
• Issue-Age: The cost of your insurance is determined by your age when you first became eligible for Medicare. Using this method, your premiums will not increase as you age.
• Community-Rated: As per this method, except for Plan D and Plan M, all policyholders in a specific plan type pay the same monthly price.

MoneyGeek has put together a list of the most commonly asked questions concerning Medicare or Medigap Supplement plans in Mississippi.

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Mississippi for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.