The Best Utah Medicare Supplement Plans (2024)

On average, Medicare Supplement plans in Utah cost $113 per month for 65-year-olds and $167 per month for 75-year-olds. The most popular plans are Plan F, Plan G and Plan N.

Most people opt for Plan F and Plan G because they have the most comprehensive coverages. However, only those eligible for Medicare prior to 2020 can get Plan F. In Utah, the average cost of Plan F is $184.70 per month while Plan G is $112.10 per month.

Plan N is also commonly purchased as it has similar coverage to Plan F and Plan G. The difference is that Plan N has additional charges and provides less comprehensive coverage. The average cost for a Plan N in Utah is $102.70 per month.

These rankings are based on MoneyGeek’s research of average premiums and benefits of different plans. Our methodology involves gathering data from providers with online quotes only. You can learn more about choosing the best Medicare Supplement plan through our guide.

The best company for a Medicare Supplement Plan G in Utah is Cigna. This plan has an average cost of $122.60 per month. MoneyGeek only has data on companies with quotes available online. You can also compare Medicare Supplement plans in Utah that don’t have online quotes to find the best fit for you.

The average cost of Plan G in Utah is $136.40 per month. In Utah, Humana offers the cheapest Plan G with an average monthly rate of $83.60. On the other hand, the most expensive Plan G is from Regence, which costs $142 per month on average. These prices have a difference of $58.40 per month.

However, the price of a Plan G depends on your age at the time of your purchase, your current age, discounts and medical underwriting factors.

There are 38 companies that offer Plan G in Utah but not all of them provide quotes online. MoneyGeek has gathered the contact information of all Plan G providers in Utah. We have also provided their pricing methods to show you how someone’s age can affect the prices of this plan.

Medigap policies, including Plan G, are standardized. This means that they are required to have specific benefits. Plan G does not cover a Part B deductible and only covers 80% of foreign travel exchange. Plans can include additional benefits as well, such as the Healthy Rewards Program from Cigna.

The best company for a Medigap Plan F in Utah is Cigna. Its average cost for Plan F is $175.36 per month. MoneyGeek’s rankings for the best medicare supplement plan in Utah are only based on companies that offer online quotes. Other companies that do not have online quotes may offer plans that suit you better, so it’s best to check them out as well.

The average cost of Plan F in Utah is $184.70 per month. The cheapest plan F in Utah is from Humana, which costs $134.70 per month. The most expensive Plan F is offered by UnitedHealthcare at $305 per month. The difference between the two companies is $170.30 per month.

Remember that the prices of Plan F depend on how old you are when you purchase your plan, your current age, available discounts and other medical factors.

There are 40 companies offering Medigap Plan F in Utah. Some companies do not offer online quotes that we could collect. To help you with searching for the best Medicare Supplement plan in Utah, MoneyGeek has collected the contact information of all these providers as well as their pricing methods.

Plan F, like all Medigap policies, is standardized and has a minimum requirement for its benefits. This plan is only limited to 80% of the foreign travel exchange.

Plans may include additional benefits other than those required. An example of these additional benefits is the Health Information Line from Cigna.

Cigna is the best company in Utah for a Medigap Plan N. Cigna’s Plan N costs an average of $84.69 per month. MoneyGeek's rankings of the best Medicare supplement plans in Utah are based solely on companies that provide online quotes. You may also look into other companies that do not provide online quotes because they might have plans that are more suitable for you.

In Utah, the average monthly cost of Plan N is $126.40. Cigna has the cheapest Plan N in Utah, which costs $84.70 per month. Regence has the most expensive Plan N, which costs $128 per month. These prices have a difference of $43.30 per month.

Remember that the cost of Plan N is determined by your age at the time of purchase, your current age, discounts and other medical underwriting factors.

In Utah, there are 39 companies that provide Medigap Plan N, but online quotes are only available for some of these companies. MoneyGeek has collected the contact information of all these companies. To show you how age affects the price of your Plan N, we have also gathered each company’s pricing method.

All Medigap policies, including Plan N, are regulated and have a standard set of benefits that must be met. Plan N does not cover Part B deductibles and its excess charges. Its coverage on the foreign travel exchange is limited to 80% only.

Other than the mandatory benefits, plans may contain additional benefits. The Foreign Travel Emergency coverage from Cigna is an example of these extra benefits.

Other Medicare Supplement plan types have less comprehensive protection, making them less popular in Utah. Plan C is not available in Utah and in other states if you become eligible for Medicare after January 1, 2020.

MoneyGeek has identified that UnitedHealthcare is the best option for Plan A, Plan B, Plan C, Plan K and Plan L. Cigna is the best option for Plan F, Plan G, and Plan N. This ranking is based on our criteria, methodology and quotes that are available online. For Utah, we were able to gather quotes from UnitedHealthcare, Regence, Aetna, Cigna, Bankers Fidelity and Humana.

Medicare Supplement plans can be difficult to navigate. To help you better understand these plans, MoneyGeek has created a comparison chart for Medicare supplement plans in Utah. Our chart includes plan types and analysis of pricing data.

Levels of coverage vary across Medigap plans. Additionally, the availability of a specific plan type may depend on the time of your eligibility for Medicare.

For instance, new enrollees cannot buy Plan F and Plan C even though they are the most comprehensive plans. Instead, they have been replaced by Plan G and Plan D.

Our chart can help you compare coverages and average rates for Medicare Supplement plans in Utah.

Depending on the plan and the company, the cost of your Medicare Supplement plan in Utah may vary. UnitedHealthcare is the cheapest company for Plan A, Plan B, Plan C, Plan K and Plan L. Humana has the cheapest costs for Plan G and Plan F. Cigna offers the cheapest Plan N.

The most common pricing style in Utah is Attained Age which increases the cost of your plan as you age. It means that these plans are cheaper when you’re younger but will become more expensive as you grow older.

The other pricing styles are the following:

• Community-rated Pricing: In this pricing style, age does not affect the price of your plan because everyone who availed of the same plan pays the same monthly premium.
• Issue-Age Pricing: The basis for the cost of your Medigap is based on the age you purchased the policy.

The following are some of the frequently asked questions about Medicare Supplement plans in Utah:

MoneyGeek collected data from the biggest Medicare Supplement/Medigap providers in Utah for 65-year-olds and 75-year-olds. Plans were only rated as one of the best if we could obtain an accurate quote from the provider online.

MoneyGeek’s scoring system weighted affordability 75% and benefits 25%. A Medigap provider received 5% for every benefit, up to a maximum of 25%.