Short-term health insurance can temporarily cover you when you're between jobs, missed open enrollment or looking for coverage before Medicare begins. Coverage typically lasts less than a year but can be extended. However, it's worth noting that short-term plans are not Affordable Care Act-compliant, so they don't always include essential health benefits or cover pre-existing medical conditions.
MoneyGeek discovered that National General Accident & Health offers the best overall short-term health insurance in Illinois, scoring 95 out of 100. Another great option in the state is Everest Reinsurance Company, which received a score of 85 out of 100.
If you’re keen on saving money, note that short-term health insurance is not an ideal replacement for a marketplace plan. It’s best to research health insurance subsidies to get better coverage at an affordable cost.