Best and Cheapest Home Insurance in Anaheim, CA (2024)


In Anaheim, C.A., Allstate is both the overall best and cheapest choice for home insurance. If customer service is your priority, however, Chubb is the top choice. These companies cater to different needs, so we recommend choosing a provider based on what is important to you.

Choosing the best cheap home insurance depends on various factors, such as your budget, coverage and customer service preferences.

MoneyGeek Logo IconBest HomeInsuranceAnaheim, CA
2024

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Why Trust MoneyGeek? We used data from California's Department of Insurance and Quadrant Information Services. This helped us find the top homeowners insurance in Anaheim, backed by data and industry standards.

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Home insurance premiums in Anaheim represent the most favorable estimates as of September 2024.

2,730,240Quotes Analyzed
 
8Companies Compared

Overview: Best Home Insurance Companies in Anaheim, CA

MoneyGeek found that Allstate is the best option in Anaheim, C.A., for home insurance with $100K dwelling coverage. Allstate earned a MoneyGeek score of 83 out of 100 for this category. 

The scores for home insurance companies in Anaheim range from 61 to 83. This evaluation considers various factors such as credit history and the age of your home, and insurers might receive different scores based on these factors.

Data filtered by:Results filtered by:
Select
Category:Best Overall
Select
Coverages:1 - $100K Dwelling
Allstate83$352
Travelers81$487
Farmers74$504
State Farm69$688
Chubb62$892
Nationwide61$790
Capital Insurance Group51$632

Overall Best Home Insurance in Anaheim, CA

MoneyGeek found that Allstate is the best option in Anaheim, C.A., for $100K dwelling coverage. The two best overall home insurance companies in Anaheim for $100K dwelling coverage are:

  • Allstate: MoneyGeek score of 83 out of 100 ($352 per year)
  • Travelers: MoneyGeek score of 81 out of 100 ($487 per year)

Allstate stands out as the best home insurance provider because it offers a balance of affordability and strong customer satisfaction.

In Anaheim, C.A., various companies offer different cost and service experiences. While cost is important, consider factors like customer satisfaction and coverage options, especially when filing claims.

Company logo for Allstate
Best OverallAllstate
MoneyGeek Score:
83/ of 100

Overview

Allstate scores high on affordability and satisfaction, making it a top choice. It offers rare coverages like home business property and energy efficiency upgrades. Discounts for responsible payment and continuous insurance can also help you save. Bundling home and auto policies can help you save up to 25%.

Allstate provides useful coverages, such as cyber event/ID theft, which helps if your identity is stolen. Back-up of sewer or drain covers water damage from drain issues. Energy efficiency upgrade helps replace damaged items with efficient ones. These coverages make Allstate a great choice for home insurance.

Best Home Insurance for Customer Service in Anaheim, CA

MoneyGeek found that Chubb offers the best customer service in home insurance in Anaheim, C.A., for $100K dwelling coverage. Its exceptional service, combined with competitive pricing, makes it stand out among other providers.

  • Chubb: MoneyGeek score of 96 out of 100 ($892 per year)
  • Nationwide: MoneyGeek score of 81 out of 100 ($790 per year)

Chubb combines excellent customer satisfaction with a comprehensive coverage score. Its excellent service in home insurance includes prompt response times and attentive customer assistance.

Company logo for Chubb
Best for Service QualityChubb
MoneyGeek Score:
96/ of 100

Overview

Chubb is the best for service quality, thanks to its high satisfaction and coverage scores. It offers comprehensive home insurance with guaranteed replacement costs and building ordinance and law coverages. You can also get a discount if your home is 10 years old or less.

Chubb's cash settlement lets you choose a cash payout instead of rebuilding. These coverages make Chubb a great choice for protecting your home.

Best Cheap Home Insurance in Anaheim, CA

MoneyGeek found that Allstate is the best cheap home insurance option in Anaheim, California, offering affordable $100K dwelling coverage. The top two best cheap insurance providers for $100K dwelling coverage are:

  • Allstate: MoneyGeek score of 91 out of 100 ($352 per year)
  • Travelers: MoneyGeek score of 82 out of 100 ($487 per year)

The best cheap option differs from the cheapest in that the former balances low cost with good customer satisfaction. Allstate happens to balance both and stands out due to its high affordability and coverage scores.

Cheaper insurance might mean choosing lower coverage limits, which could cost more if an accident occurs. In situations where saving on premiums is a priority, considering the cheapest homeowner insurance companies may be beneficial.

Company logo for Allstate
Best CheapAllstate
MoneyGeek Score:
91/ of 100

Overview

Allstate is the best cheap company, scoring high in affordability and customer satisfaction. It offers comprehensive home insurance with coverages like cyber event/ID theft and home business property. You can also save with discounts for bundles, which gives up to 25% off when you combine home and auto policies.

Allstate's high MoneyGeek score makes it a great choice for homeowners. Its coverage includes useful add-ons that can help if your drain backs up. Its energy efficiency upgrade is also great for replacing items with energy-saving ones. These coverages make Allstate a smart choice for protecting your home.

Estimate Your Anaheim Home Insurance Costs Online

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Rates updated:

Dec 23, 2024

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Why You Can Trust MoneyGeek

Many factors affect homeowners insurance in Anaheim, including location. Comparing rates is the best way to save, but it often takes a considerable amount of time. Each company requires at least 15 minutes to review, leading to more than an hour if you compare three or more.

Use MoneyGeek's home insurance calculator for instant savings. Enter your age, dwelling coverage, credit score, deductible, liability coverage and more to get a rate estimate quickly.

Cheapest Home Insurance in Anaheim, CA

Allstate is the standout choice for affordable home insurance in Anaheim, C.A. The key factor affecting your home insurance premium is the dwelling coverage you select. Here are the cheapest providers for different dwelling coverages:

  • For $100K Dwelling Coverage: Allstate: $352 per year
  • For $250K Dwelling Coverage: Allstate: $692 per year
  • For $500K Dwelling Coverage: Allstate: $1,254 per year

Allstate provides the lowest cost for $100K coverage in Anaheim, C.A., and is the top choice with a MoneyGeek score of 91. It also maintains affordability with the best score in $250K and $500K coverages. Opting for the cheapest homeowners insurance in California aids in effectively managing your finances.

Data filtered by:Results filtered by:
Select
Coverages:$100K Dwelling
Allstate$352
Travelers$487
Farmers$504
Capital Insurance Group$632
State Farm$688
Nationwide$790
Chubb$892

Cheapest Home Insurance for High-Value Homes in Anaheim, CA

In Anaheim, C.A., Allstate offers the best rates for high-value homes, with coverage at $750,000. High dwelling coverage is necessary because home insurance costs go up for homes that require more money to replace.

  • Cheapest for $750K Dwelling Coverage: Allstate: $1,839 per year
  • Cheapest for $1M Dwelling Coverage: Allstate: $2,436 per year

Allstate stands out in Anaheim thanks to its competitive pricing. It also scores the highest MoneyGeek score compared to other options.

Data filtered by:Results filtered by:
Select
Coverages:1 - 750K dwelling
Allstate$1,839
Travelers$2,578
Capital Insurance Group$2,649
State Farm$3,352
Farmers$3,688
Nationwide$4,024
Chubb$5,370

Cheapest Home Insurance for New Homes in Anaheim, CA

Farmers offers the cheapest home insurance for new homes in Anaheim, C.A.

  • Cheapest for $100K Dwelling Coverage: Farmers: $239 per year
  • Cheapest for $250K Dwelling Coverage: Travelers: $446 per year
  • Cheapest for $500K Dwelling Coverage: Travelers: $784 per year

Farmers stands out for its low cost, providing affordable coverage in Anaheim. Although it might not score the highest overall, its price is attractive for those on a budget. While cost is important, make sure you are also adequately covered.

Data filtered by:Results filtered by:
Select
Coverages:1 - $100K Dwelling
Farmers$239
Travelers$254
Allstate$266
Nationwide$324
State Farm$344
Capital Insurance Group$411
Chubb$713

How to Find the Best Home Insurance for You in Anaheim, CA

The best cheap homeowners insurance providers balance quality and cost, offering great customer service and coverage with affordable premiums.
The most ideal option depends on your needs. Consider factors beyond premiums, like coverage options and customer service. 

Follow these steps to get the best and most affordable homeowners insurance for your home.

  1. 1

    Evaluate your insurance needs

    To determine how much home insurance coverage you need, consider the unique aspects of your home in Anaheim, C.A. Account for rebuilding costs, personal property value and liability requirements.

  2. 2

    Compare different providers

    Research insurance companies operating in Anaheim, C.A. Look for those with good financial health, positive customer feedback and a history of providing quality service.

  3. 3

    Compare coverage and costs

    After identifying your coverage needs, compare home insurance quotes. In Anaheim, premiums for $100K dwelling coverage range from $352 to $790.

  4. 4

    Ask about discounts

    Inquire with each insurer about potential discounts, such as those for combining policies, installing security systems or maintaining a claims-free history.

  5. 5

    Increase your deductible

    Opting for a higher home insurance deductible can reduce your premium. However, make sure the deductible is an amount you can pay if needed.

  6. 6

    Improve home security

    Enhancing your home's security with alarm systems and sturdy locks may lower the risk and potentially reduce insurance costs.

  7. 7

    Maintain good credit

    A strong credit score can influence your insurance rates in Anaheim, C.A. Pay your bills promptly and minimize outstanding debts.

  8. 8

    Bundle policies

    Consider bundling your home insurance with other policies like auto insurance.

FAQ: Best Cheap Home Insurance in Anaheim, CA

The best cheap home insurance provider for you in Anaheim depends on your coverage needs and budget. Get answers to some of the most commonly asked questions about the best cheap insurance rates in Anaheim, California.

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About Mark Fitzpatrick


Mark Fitzpatrick headshot

Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.

Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.