Updated: November 27, 2024
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In Burbank, California, Farmers is the best and cheapest home insurance company overall. However, if customer service is your priority, Chubb is the top option.
These companies cater to various needs, so the best choice depends on your budget, coverage options and service quality preferences.
Best HomeInsuranceBurbank, CATable of Contents
Why Trust MoneyGeek? We used data from California's Department of Insurance and Quadrant Information Services to find the best homeowners insurance in Burbank.
Home insurance quotes in Burbank represent the most competitive rates as of September 2024.
Farmers is the best home insurance option for $100K dwelling coverage in Burbank, CA, with a MoneyGeek score of 85 out of 100.
Home insurance companies' scores in Burbank range from 44 to 85, varying based on factors like credit history and the home's age.
| Farmers | 85 | $347 |
| Travelers | 83 | $473 |
| Allstate | 80 | $405 |
| State Farm | 64 | $870 |
| Chubb | 62 | $1,036 |
| Nationwide | 55 | $1,006 |
| Capital Insurance Group | 44 | $834 |
Farmers is the best home insurance company in Burbank, CA, for $100K dwelling coverage due to its affordability and high customer satisfaction ratings. The overall top providers are:
While cost is important, other factors, such as customer service and claims handling, should also be considered when selecting the best insurance provider.
Farmers scores high in affordability and customer satisfaction, making it a top choice. It offers comprehensive home insurance with matching siding coverage and waiver of deductible for glass. Discounts like non-smoker discount and affinity help save money. Non-smokers can qualify for lower premiums.
Farmers provides useful coverages like back-up of sewer or drain, which helps with repair costs if water enters your home. Guaranteed replacement cost covers extra repair costs if construction prices rise. Cyber event / ID theft coverage reimburses identity restoration costs. These coverages offer valuable protection for homeowners.
Chubb offers the best customer service in home insurance for $100K dwelling coverage in Burbank, CA. The top providers in this category are:
Chubb stands out for its impressive customer satisfaction and well-rounded coverage options, contributing significantly to its high MoneyGeek score. Excellent service in home insurance means quick response times, helpful support and clear communication when you need assistance.
Chubb scores highly on MoneyGeek for its strong customer satisfaction and coverages. It provides comprehensive home insurance, including guaranteed replacement cost, which covers rebuilding costs beyond your policy limit, and building ordinance coverage to meet updated codes. Cash settlement offers a payout option if you choose not to rebuild after a total loss.
Homeowners can save with the new home discount for homes 10 years old or less and renovation discounts for recent updates.
Farmers is the best cheap home insurance company in Burbank, CA, for $100K dwelling coverage. The top budget-friendly providers for this coverage amount are:
If your priority is saving on premiums, explore the cheapest homeowner insurance companies. However, the lowest-cost options often come with limited coverage, which could leave you underinsured. Farmers strikes a balance by offering affordable rates with solid coverage, delivering better value than bare-minimum policies.
Farmers is the best cheap option, with high affordability and satisfaction scores. Its nonsmoker discount, available if no one has smoked in two years, helps reduce costs.
It offers comprehensive home insurance, including backup of sewer or drain and matching siding coverages. Farmers' guaranteed replacement cost covers repair costs beyond policy limits. Cyber event/ID theft coverage reimburses identity restoration expenses, and the waiver of deductible for glass covers accidental glass breakage without requiring a deductible.
MoneyGeek’s home insurance calculator will give you a ballpark estimate of your cost — it’s free, no personal information required, no spam.
Rates updated:
Dec 24, 2024
Many factors, like location, affect homeowners insurance in Burbank. Comparing rates can save money, but it might take over an hour to research three or more companies, each taking about 15 minutes. Use MoneyGeek's home insurance calculator to save time. Enter your age, dwelling coverage, credit score, deductible, liability coverage and other details for a quick rate estimate.
Farmers is the top choice for cheap home insurance in Burbank, CA. Here are the cheapest overall providers:
Dwelling coverage significantly impacts home insurance rates. Farmers provides Burbank's cheapest $100K and $250K dwelling coverage. For $500K coverage, Allstate delivers the lowest premium.
Getting the cheapest homeowners insurance in California can help manage finances more effectively over time.
| Farmers | $347 |
| Allstate | $405 |
| Travelers | $473 |
| Capital Insurance Group | $834 |
| State Farm | $870 |
| Nationwide | $1,006 |
| Chubb | $1,036 |
Allstate offers the cheapest home insurance for high-value homes in Burbank, CA. Properties with more expensive rebuilding costs need high dwelling coverage, which raises home insurance costs.
While Allstate is the most affordable option for insuring expensive homes, it doesn't have the highest customer satisfaction scores.
| Allstate | $2,287 |
| Travelers | $2,534 |
| Farmers | $3,136 |
| Capital Insurance Group | $3,493 |
| State Farm | $4,235 |
| Nationwide | $5,170 |
| Chubb | $6,379 |
In Burbank, CA, Farmers offers the most affordable home insurance for new homes requiring $100K and $250K in dwelling coverages.
Farmers balances affordability with excellent customer service, ensuring you're well-covered while keeping insurance costs low.
| Farmers | $165 |
| Travelers | $250 |
| Allstate | $287 |
| Nationwide | $405 |
| State Farm | $435 |
| Capital Insurance Group | $541 |
| Chubb | $822 |
The best cheap homeowners insurance providers balance quality and cost, offering excellent customer service and coverage at affordable premiums. The best option for you depends on your needs. Consider factors like coverage, customer service and deductibles.
Follow these steps to find the best cheap home insurance:
Determining how much home insurance coverage you need involves assessing your home rebuilding costs, belongings' value and liability needs.
Research insurance companies in Burbank. Focus on those with solid financial health, positive customer feedback and good service history.
After identifying necessary coverages, compare home insurance quotes. In Burbank, CA, average annual premiums for $100K dwelling coverage range from $347 to $1,036.
Inquire with each insurer about discounts, such as those for bundling policies, having safety systems or maintaining a claims-free record.
Opting for a higher home insurance deductible can reduce your premium, but ensure it's an amount you can manage if you need to make a claim.
Enhance your home's security with alarm systems and strong locks to lower the risk profile and potentially reduce insurance costs.
Keep a strong credit score, as it can influence your insurance rates. Ensure timely bill payments and minimize outstanding debts.
Consider combining your homeowners insurance with other policies, such as auto insurance, for possible discounts and savings.
Finding the best cheap home insurance depends on how much coverage you need and your budget. To make an informed decision, get answers to some common questions about insurance rates in Burbank, CA.
The average annual home insurance cost in Burbank, California, is $561.
Farmers is the cheapest home insurance company in Burbank, California, with an average annual premium of $347.
Farmers offers the best home insurance in California for Burbank residents, with a MoneyGeek score of 85 out of 100.
About Mark Fitzpatrick
Mark Fitzpatrick is a Licensed Property and Casualty Insurance Producer and MoneyGeek's Head of Insurance. He has analyzed the insurance market for over five years, conducting original research and creating personalized content for every kind of buyer. He has been quoted in several insurance-related publications, including CNBC, NBC News and Mashable.
Fitzpatrick earned a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He is passionate about using his knowledge of economics and insurance to bring transparency around financial topics and help others feel confident in their money moves.
